2026 Medicare Part D plans in Tennessee

Tennessee is CMS PDP Region 12, shared with Alabama. All 12 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in Tennessee.

Showing Tennessee — choose another state

Plans available: 12
Lowest premium: $0.00
$0 deductible: 1 plan
Out-of-pocket cap: $2,100.00

Plan name, plan ID or organisation

Maximum premiumMaximum deductibleMinimum star ratingOrganisationMaximum tier 1 copayShowSort by

Only plans with a $0 premium for full Extra Help (LIS)Only national plans

Showing 12 of 12 plans

2026 stand-alone Medicare Part D plans, premium, lowest first
Plan	Monthly premium	Deductible	Benefit type	$0 with full LIS	LIS benchmark	Copay by tierpreferred pharmacy, 30 days	Formulary drugs	Star ratings
Humana Basic Rx Plan (PDP) S5884-106 · Humana (Humana Inc.)	$0.00	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $0.00 Generic $1.00 Preferred Brand 25% Non-Preferred Drug 34% Specialty Tier 25%	3,052Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
Wellcare Value Script (PDP) S4802-147 · Wellcare (Centene Corporation)	$3.60 -$19.60 basic + $23.20 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $3.00 Preferred Brand 25% Non-Preferred Drug 40% Specialty Tier 25% Select Care Drugs $11.00 Costs more at standard (non-preferred) pharmacies	3,266Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Wellcare Classic (PDP) S4802-071 · Wellcare (Centene Corporation)	$3.70	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $0.00 Generic $10.00 Preferred Brand 25% Non-Preferred Drug 27% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	2,992Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Humana Value Rx Plan (PDP) S5884-191 · Humana (Humana Inc.)	$37.70 $16.70 basic + $21.00 enhanced	$601.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $0.00 Preferred Brand 20% Non-Preferred Drug 33% Specialty Tier 26% Costs more at standard (non-preferred) pharmacies	3,089Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
AARP Medicare Rx Saver from UHC (PDP) S5921-357 · UnitedHealthcare (UnitedHealth Group, Inc.)	$63.20	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $2.00 Generic $8.00 Preferred Brand 17% Non-Preferred Drug 35% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,138Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
BlueRx Essential (PDP) S1030-006 · BlueRx (PDP) (BlueCross BlueShield of Alabama)	$76.20	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $2.00 Generic $10.00 Preferred Brand 19% Non-Preferred Drug 41% Specialty Tier 25%	3,016Browse	2.5 out of 5 stars for overall plan quality Service 3 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
HealthSpring Extra Rx (PDP) S5617-362 · Cigna HealthCare (Health Care Service Corporation)	$77.50 $51.20 basic + $26.30 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $5.00 Preferred Brand 17% Non-Preferred Drug 31% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,370Browse	2.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
HealthSpring Assurance Rx (PDP) S5617-220 · Cigna HealthCare (Health Care Service Corporation)	$87.20	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $2.00 Preferred Brand 22% Non-Preferred Drug 32% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,287Browse	2.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
SilverScript Choice (PDP) S5601-024 · Aetna Medicare (CVS Health Corporation)	$97.30	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $7.00 Preferred Brand 18% Non-Preferred Drug 33% Specialty Tier 25%	3,405Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
Humana Premier Rx Plan (PDP) S5884-158 · Humana (Humana Inc.)	$108.60 $66.50 basic + $42.10 enhanced	$0.00	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $4.00 Preferred Brand $45.00 Non-Preferred Drug 50% Specialty Tier 33% Costs more at standard (non-preferred) pharmacies	3,156Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
AARP Medicare Rx Preferred from UHC (PDP) S5921-393 · UnitedHealthcare (UnitedHealth Group, Inc.)	$119.30 $85.60 basic + $33.70 enhanced	$130.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $5.00 Generic $10.00 Preferred Brand 17% Non-Preferred Drug 34% Specialty Tier 31% Costs more at standard (non-preferred) pharmacies	3,601Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
BlueRx Enhanced Plus (PDP) S1030-001 · BlueRx (PDP) (BlueCross BlueShield of Alabama)	$129.50 $87.10 basic + $42.40 enhanced	$150.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $12.00 Preferred Brand $47.00 Non-Preferred Drug 42% Specialty Tier 31%	3,252Browse	2.5 out of 5 stars for overall plan quality Service 3 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing

Copays are for the initial coverage phase, after any deductible. On every Part D plan, a month’s supply of a covered insulin costs no more than $35, and the deductible does not apply to it.

Plans qualifying for the $0 LIS premium

Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.

Humana Basic Rx Plan (PDP) — $0.00/mo, 3,052 formulary drugs
Wellcare Classic (PDP) — $3.70/mo, 2,992 formulary drugs

Compare drugs side by side across every Tennessee plan — by drug class (blood thinners, inhalers, GLP-1s…) or by name

Tennessee plan statistics year over year — plan counts, premium ranges, and what renewing members paid

See how each 2025 plan changes for 2026 →

Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.