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Medicare and You Handbook - A Guide to Medicare


2026 Medicare and You Handbook - A Guide to Medicare

To help guide you through the complex Medicare program, each year the Centers for Medicare and Medicaid Services (CMS) releases the Medicare & You Handbook. The Medicare & You Handbook contains information on Medicare Part A (inpatient coverage), Medicare Part B (outpatient coverage), Medicare Supplements (Medigap), Medicare Advantage plans, Medicare Part D prescription drug coverage, and much more. If you find that you still need assistance after reviewing the CMS handbook, you can always contact us through our Online Help Desk or call a Medicare representative at 1-800-Medicare.



Medicare & You Handbook


Medicare should send you a printed copy of the Medicare & You Handbook in late September of each year, unless you have chosen to have the handbook delivered electronically. Your handbook should include information about the Medicare Part D and Medicare Advantage plans available in your service area. We have created this section of our website to provide information about Medicare in general based on the "Medicare and You Handbook - A Guide to Medicare". As reference, the following links can be used to download the national version of the Medicare & You Handbook -- this version is not service area specific.

  • Download the 2026 Medicare & You Handbook
  • Download the 2026 Medicare y Usted (Spanish)
  • Download the 2025 Medicare & You Handbook
  • Download the 2025 Medicare y Usted (Spanish)


Remember that you can order a printed copy of the Medicare & You handbook by calling 1-800-633-4227 (1-800-MEDICARE). TTY users should call 1-877-486-2048.




Medicare & You Handbook Archive



Past editions of the Medicare & You Handbook
for research and reference purposes.



  • 2024 Medicare & You Handbook
  • 2024 Medicare y Usted (Spanish)
  • 2023 Medicare & You Handbook
  • 2023 Medicare y Usted (Spanish)
  • 2022 Medicare & You Handbook
  • 2022 Medicare y Usted (Spanish)
  • 2021 Medicare & You Handbook
  • 2021 Medicare y Usted (Spanish)
  • 2020 Medicare & You Handbook
  • 2020 Medicare y Usted (Spanish)

  • 2019 Medicare & You Handbook
  • 2019 Medicare y Usted (Spanish)
  • 2018 Medicare & You Handbook
  • 2018 Medicare y Usted (Spanish)
  • 2017 Medicare & You Handbook
  • 2017 Medicare y Usted (Spanish)
  • 2016 Medicare & You Handbook
  • 2016 Medicare y Usted (Spanish)
  • 2015 Medicare & You Handbook
  • 2015 Medicare y Usted (Spanish)

  • 2014 Medicare & You Handbook
  • 2013 Medicare & You Handbook
  • 2012 Medicare & You Handbook
  • 2011 Medicare & You Handbook
  • 2010 Medicare & You Handbook

  • 2009 Medicare & You Handbook
  • 2008 Medicare & You Handbook
  • 2007 Medicare & You Handbook
  • 2006 Medicare & You Handbook





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