I want to stay with my same Medicare Part D plan another year, do I need to do anything during the annual Open Enrollment Period?
Changing Medicare Part D plans · updated Nov 12, 2024
Important: Make sure your plan is still being offered next year.
Over 7 million people are enrolled in a 2024 Medicare plan that will not be continued in 2025.
Important: Check your coverage and costs.
Your Medicare plan benefits change each year so be sure you understand the 2025 changes (such as changes in pharmacy or mail order options, changes in your healthcare network, different coverage costs, monthly premium, deductible, and prescription coverage).
You can use our online PDP-Compare or MA-Compare tools to provide you with a quick overview of how any 2024 Medicare Part D or Medicare Advantage plan is changing in 2025.
Important: Check your medications.
Are all of your medications still covered in 2025? Do your covered drugs now have usage management restrictions? Does your plan offer lower-costing generic alternatives?
Both our Formulary Browser (view all drugs for a single plan) and the drug finder Drug Finder (view all plans for a single drug) include formulary data for all stand-alone Medicare Part D prescription drug plans (PDP) and Medicare Advantage plans (MAPD). Suggestion: You may wish to review (or re-review) your Medicare plan options just one more time before midnight, December 7th.
After the December 7th close of the AEP, most people will only have a limited opportunity to change their Medicare prescription drug plan coverage before next year’s Medicare Part D and Medicare Advantage plan annual Open Enrollment Period.
For an overview of Medicare Part D plans (PDPs) or Medicare Advantage plans (MAs, MAPDs, SNPs) in your area, please use our Medicare Part D Plan Finder (PDP-Finder) or Medicare Advantage Plan Finder (MA-Finder) to see all available Medicare plans in your area
Other opportunities to change Medicare plans after the December 7th close of the AEP?
You may be able to change your plan enrollment outside of the AEP using the Medicare Advantage plan Open Enrollment Period (MA-OEP) or a Special Enrollment Periods (SEP). Need personalized help choosing a Medicare plan?
If you find yourself overwhelmed with all the Medicare plan choices that are available to you, you can always telephone Medicare at 1-800-633-4227 and choose to speak with a Medicare representative. Once connected, ask the representative to help you evaluate your Medicare Part D and Medicare Advantage plan options - and you can compare what you learn to your current Medicare plan.
Should you decide to change Medicare plans next year and you are in an enrollment period (AEP, SEP, or MA-OEP), a Medicare representative can process your enrollment into any Medicare Advantage plan or Medicare Part D prescription drug plan directly over the telephone. The enrollment process only takes a few minutes and includes an enrollment confirmation number that you should record for future reference.