2018 Federal Poverty Level Guidelines (FPL): 2018 LIS Qualifications and Benefits

Update: See the 2019 Federal Poverty Level (FPL) Guidelines and 2019/2020 LIS (Extra Help) requirements.

The 2018 Federal Poverty Level (FPL) Guidelines determine the income level requirements for people applying for the Medicare Part D Low Income Subsidy (LIS) program, also known as the "Extra Help" program.
If your income is below 135% of the FPL ($16,389 if you are single or $22,221 for married couples), you could qualify for the full Low Income Subsidy (resource limits also apply - see charts below).

Please notice that different income levels apply to residents of Alaska and Hawaii -- see charts below.

Even if you don’t qualify for full-LIS benefits, you could be eligible for partial-LIS benefits if your income level is at or below 150% FPL (resource limits also apply - see charts below).

Remember, the LIS subsidy or Extra Help may help pay your monthly Medicare Part D plan premiums and a portion of your formulary drug costs.

2018 Federal Poverty Level (FPL) Guideline Tables

48 States and the District of Columbia 2018 Federal Poverty Level (FPL) Guideline Table
Family Size	100%	135%	140%	145%	150%
1	$12,140	$16,389	$16,996	$17,603	$18,210
2	$16,460	$22,221	$23,044	$23,867	$24,690
3	$20,780	$28,053	$29,092	$30,131	$31,170
4	$25,100	$33,885	$35,140	$36,395	$37,650
5	$29,420	$39,717	$41,188	$42,659	$44,130
6	$33,740	$45,549	$47,236	$48,923	$50,610
7	$38,060	$51,381	$53,284	$55,187	$57,090
8	$42,380	$57,213	$59,332	$61,451	$63,570
9	$46,700	$63,045	$65,380	$67,715	$70,050
10	$51,020	$68,877	$71,428	$73,979	$76,530
Additional	$4,180.00	$5,643.00	$5,852.00	$6,061.00	$6,270.00
2018 Eligible for QMB/SLMB/QI, SSI or applied and income at or below 135% FPL and resources < $9,060 (individuals) or < $14,340 (couples)* See resource and income level premium benefits in the charts below.

Learn more about:

the Extra-Help program.
resource limits and co-payment benefits for the full Low-Income Subsidy: 2018 & 2019, and the
resource limits and benefits for the partial Low-Income Subsidy: 2018 & 2019

Alaska 2018 Federal Poverty Level (FPL) Guidelines Table
Family Size	100%	135%	140%	145%	150%
1	$15,180	$20,493	$21,252	$22,011	$22,770
2	$20,580	$27,783	$28,812	$29,841	$30,870
3	$25,980	$35,073	$36,372	$37,671	$38,970
4	$31,380	$42,363	$43,932	$45,501	$47,070
5	$36,780	$49,653	$51,492	$53,331	$55,170
6	$42,180	$56,943	$59,052	$61,161	$63,270
7	$47,580	$64,233	$66,612	$68,991	$71,370
8	$52,980	$71,523	$74,172	$76,821	$79,470
Additional	$5,400	$7,290	$7,560	$7,830	$8,100
2018 Eligible for QMB/SLMB/QI, SSI or applied and income at or below 135% FPL and resources < $9,060 (individuals) or < $14,340 (couples)* See 2018 resource and income level premium benefits in the charts below.

Hawaii 2018 Federal Poverty Level (FPL) Guidelines Table
Family Size	100%	135%	140%	145%	150%
1	$13,960	$18,846	$19,544	$20,242	$20,940
2	$18,930	$25,556	$26,502	$27,449	$28,395
3	$23,900	$32,265	$33,460	$34,655	$35,850
4	$28,870	$38,975	$40,418	$41,862	$43,305
5	$33,840	$45,684	$47,376	$49,068	$50,760
6	$38,810	$52,394	$54,334	$56,275	$58,215
7	$43,780	$59,103	$61,292	$63,481	$65,670
8	$48,750	$65,813	$68,250	$70,688	$73,125
Additional	$04,970	$06,710	$06,958	$07,207	$07,455
2018 Eligible for QMB/SLMB/QI, SSI or applied and income at or below 135% FPL and resources and resources < $9,060 (individuals) or < $14,340 (couples)* See 2018 resource and income level premium benefits in the charts below.

*This amount includes the $1,500 per person burial allowance. The resources allowable may be updated in April, 2018 for the remainder of contract year 2018 and contract year 2019. See 2018 figures in charts below.

Learn more about:

the Extra-Help program.
resource limits and co-payment benefits for the full Low-Income Subsidy: 2018 & 2019, and the
resource limits and benefits for the partial Low-Income Subsidy: 2018 & 2019

2018 Premium Subsidy Resource/Income Limits for Individuals

Individual’s Countable Resources*	Individual’s Countable Income	Amount of the Premium Subsidy
$7,560 or less	At or below 135% FPL	100%
$7,560.01 to $12,600	At or below 135% FPL	100% but less help with co-pays or deductibles
$12,600 or less	More than 135% of FPL, but at or below 140%	75%
$12,600 or less	More than 140% of FPL, but at or below 145%	50%
$12,600 or less	More than 145% of FPL, but less than 150%	25%
$12,600.01 or more	Any amount	Not eligible for premium subsidy

*NOTE: If an individual expects to use some of his or her resources for funeral or burial expenses, REDUCE the individual's countable resources by $1,500 before applying them to the chart limits. Meaning, you can take $1,500 off of your resources before determining your level of subsidy.

2018 Premium Subsidy Resource/Income Limits for Married Couples

Couple’s Countable Resources*	Couple’s Countable Income	Amount of the Premium Subsidy
$11,340 or less	At or below 135% FPL	100%
$11,340.01 to $25,150	At or below 135% FPL	100% but less help with co-pays or deductibles
$25,150 or less	More than 135% of FPL, but at or below 140%	75%
$25,150 or less	More than 140% of FPL, but at or below 145%	50%
$25,150 or less	More than 145% of FPL, but less than 150%	25%
$25,150.01 or more	Any amount	Not eligible for premium subsidy

*NOTE: If a couple expects to use some of their resources for funeral or burial expenses REDUCE the couple's countable resources by $3,000 before applying them to the chart limits. Meaning, you can take $3,000 off of your resources before determining your level of subsidy.

To review co-payments for both Full- and Partial-LIS, select the link below:

2019 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2018 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2017 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2016 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2015 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2014 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL
2013 LIS Copayment Benefits: 100% FPL    135% FPL     150% FPL