2026 Medicare Part D plans in Florida

Florida is CMS PDP Region 11. All 10 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in Florida.

Showing Florida — choose another state

Plans available: 10
Lowest premium: $0.00
$0 deductible: 1 plan
Out-of-pocket cap: $2,100.00

Plan name, plan ID or organisation

Maximum premiumMaximum deductibleMinimum star ratingOrganisationMaximum tier 1 copayShowSort by

Only plans with a $0 premium for full Extra Help (LIS)Only national plans

Showing 10 of 10 plans

2026 stand-alone Medicare Part D plans, premium, lowest first
Plan	Monthly premium	Deductible	Benefit type	$0 with full LIS	LIS benchmark	Copay by tierpreferred pharmacy, 30 days	Formulary drugs	Star ratings
Wellcare Classic (PDP) S4802-083 · Wellcare (Centene Corporation)	$0.00	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $0.00 Generic $10.00 Preferred Brand 25% Non-Preferred Drug 28% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	2,992Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Wellcare Value Script (PDP) S4802-146 · Wellcare (Centene Corporation)	$0.00 -$21.50 basic + $21.50 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	Yes	n/a — enhanced plan	Preferred Generic $0.00 Generic $3.00 Preferred Brand 25% Non-Preferred Drug 40% Specialty Tier 25% Select Care Drugs $11.00 Costs more at standard (non-preferred) pharmacies	3,266Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Humana Value Rx Plan (PDP) S5884-190 · Humana (Humana Inc.)	$25.90 $6.50 basic + $19.40 enhanced	$601.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $0.00 Preferred Brand 20% Non-Preferred Drug 33% Specialty Tier 26% Costs more at standard (non-preferred) pharmacies	3,089Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
Humana Basic Rx Plan (PDP) S5884-105 · Humana (Humana Inc.)	$92.70	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $1.00 Preferred Brand 25% Non-Preferred Drug 36% Specialty Tier 25%	3,052Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
SilverScript Choice (PDP) S5601-022 · Aetna Medicare (CVS Health Corporation)	$98.30	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $7.00 Preferred Brand 18% Non-Preferred Drug 33% Specialty Tier 25%	3,405Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
BlueMedicare Premier Rx (PDP) S5904-001 · Florida Blue (Guidewell Mutual Holding Corporation)	$98.60	$615.00 Tier 6 exempt	Basic Alternative	No	Above	Preferred Generic $3.00 Generic $14.00 Preferred Brand 20% Non-Preferred Drug 40% Specialty Tier 25% Select Care Drugs $3.00	3,016Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
AARP Medicare Rx Saver from UHC (PDP) S5921-356 · UnitedHealthcare (UnitedHealth Group, Inc.)	$98.70	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $2.00 Generic $8.00 Preferred Brand 18% Non-Preferred Drug 35% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,138Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
Humana Premier Rx Plan (PDP) S5884-157 · Humana (Humana Inc.)	$115.90 $62.90 basic + $53.00 enhanced	$0.00	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $4.00 Preferred Brand $45.00 Non-Preferred Drug 50% Specialty Tier 33% Costs more at standard (non-preferred) pharmacies	3,156Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
AARP Medicare Rx Preferred from UHC (PDP) S5921-383 · UnitedHealthcare (UnitedHealth Group, Inc.)	$119.10 $86.20 basic + $32.90 enhanced	$130.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $5.00 Generic $10.00 Preferred Brand 17% Non-Preferred Drug 34% Specialty Tier 31% Costs more at standard (non-preferred) pharmacies	3,601Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
BlueMedicare Complete Rx (PDP) S5904-002 · Florida Blue (Guidewell Mutual Holding Corporation)	$217.00 $197.70 basic + $19.30 enhanced	$615.00 Tier 1, 2 and 6 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $3.00 Preferred Brand 18% Non-Preferred Drug 29% Specialty Tier 25% Select Care Drugs $0.00	3,252Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing

Copays are for the initial coverage phase, after any deductible. On every Part D plan, a month’s supply of a covered insulin costs no more than $35, and the deductible does not apply to it.

Plans qualifying for the $0 LIS premium

Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.

Wellcare Classic (PDP) — $0.00/mo, 2,992 formulary drugs
Wellcare Value Script (PDP) — $0.00/mo, 3,266 formulary drugs

Compare drugs side by side across every Florida plan — by drug class (blood thinners, inhalers, GLP-1s…) or by name

Florida plan statistics year over year — plan counts, premium ranges, and what renewing members paid

See how each 2025 plan changes for 2026 →

Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.