2026 Medicare Part D plans in Minnesota

Minnesota is CMS PDP Region 25, shared with Iowa, Montana, Nebraska, North Dakota, South Dakota, Wyoming. All 11 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in Minnesota.

Showing Minnesota — choose another state

Plans available: 11
Lowest premium: $4.70
$0 deductible: 1 plan
Out-of-pocket cap: $2,100.00

Plan name, plan ID or organisation

Maximum premiumMaximum deductibleMinimum star ratingOrganisationMaximum tier 1 copayShowSort by

Only plans with a $0 premium for full Extra Help (LIS)Only national plans

Showing 11 of 11 plans

2026 stand-alone Medicare Part D plans, premium, lowest first
Plan	Monthly premium	Deductible	Benefit type	$0 with full LIS	LIS benchmark	Copay by tierpreferred pharmacy, 30 days	Formulary drugs	Star ratings
Humana Basic Rx Plan (PDP) S5884-145 · Humana (Humana Inc.)	$4.70	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $0.00 Generic $1.00 Preferred Brand 25% Non-Preferred Drug 34% Specialty Tier 25%	3,052Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
AARP Medicare Rx Saver from UHC (PDP) S5921-370 · UnitedHealthcare (UnitedHealth Group, Inc.)	$5.30	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $2.00 Generic $7.00 Preferred Brand 17% Non-Preferred Drug 35% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,138Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
Wellcare Value Script (PDP) S4802-158 · Wellcare (Centene Corporation)	$9.60 -$12.20 basic + $21.80 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $3.00 Preferred Brand 25% Non-Preferred Drug 40% Specialty Tier 25% Select Care Drugs $11.00 Costs more at standard (non-preferred) pharmacies	3,266Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Wellcare Classic (PDP) S4802-089 · Wellcare (Centene Corporation)	$12.70	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $0.00 Generic $10.00 Preferred Brand 25% Non-Preferred Drug 27% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	2,992Browse	3.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
Humana Value Rx Plan (PDP) S5884-204 · Humana (Humana Inc.)	$20.80 $2.50 basic + $18.30 enhanced	$601.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $0.00 Preferred Brand 20% Non-Preferred Drug 34% Specialty Tier 26% Costs more at standard (non-preferred) pharmacies	3,089Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
SilverScript Choice (PDP) S5601-050 · Aetna Medicare (CVS Health Corporation)	$29.70	$615.00	Actuarially Equivalent Standard	Yes	At or below	Preferred Generic $2.00 Generic $10.00 Preferred Brand 19% Non-Preferred Drug 35% Specialty Tier 25%	3,747Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
HealthSpring Extra Rx (PDP) S5617-375 · Cigna HealthCare (Health Care Service Corporation)	$66.50 $45.60 basic + $20.90 enhanced	$615.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $5.00 Preferred Brand 17% Non-Preferred Drug 31% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,370Browse	2.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
MedicareBlue Rx Standard (PDP) S5743-001 · MedicareBlue Rx (BCBS MN, MT, NE, ND, WY, Wellmark IA and SD)	$101.00	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $1.00 Preferred Brand 22% Non-Preferred Drug 42% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,016Browse	3.5 out of 5 stars for overall plan quality Service 3 out of 5 stars for Service Experience 4 out of 5 stars for Experience Drug pricing 4 out of 5 stars for Drug pricing
Humana Premier Rx Plan (PDP) S5884-171 · Humana (Humana Inc.)	$103.70 $60.70 basic + $43.00 enhanced	$0.00	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $0.00 Generic $4.00 Preferred Brand $45.00 Non-Preferred Drug 50% Specialty Tier 33% Costs more at standard (non-preferred) pharmacies	3,156Browse	3 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 3 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing
HealthSpring Assurance Rx (PDP) S5617-123 · Cigna HealthCare (Health Care Service Corporation)	$125.90	$615.00	Actuarially Equivalent Standard	No	Above	Preferred Generic $0.00 Generic $2.00 Preferred Brand 21% Non-Preferred Drug 30% Specialty Tier 25% Costs more at standard (non-preferred) pharmacies	3,287Browse	2.5 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 2 out of 5 stars for Experience Drug pricing 3 out of 5 stars for Drug pricing
AARP Medicare Rx Preferred from UHC (PDP) S5921-406 · UnitedHealthcare (UnitedHealth Group, Inc.)	$140.20 $106.40 basic + $33.80 enhanced	$130.00 Tier 1 and 2 exempt	Enhanced Alternative	No	n/a — enhanced plan	Preferred Generic $5.00 Generic $10.00 Preferred Brand 18% Non-Preferred Drug 34% Specialty Tier 31% Costs more at standard (non-preferred) pharmacies	3,601Browse	2 out of 5 stars for overall plan quality Service 5 out of 5 stars for Service Experience 1 out of 5 stars for Experience Drug pricing 2 out of 5 stars for Drug pricing

Copays are for the initial coverage phase, after any deductible. On every Part D plan, a month’s supply of a covered insulin costs no more than $35, and the deductible does not apply to it.

Plans qualifying for the $0 LIS premium

Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.

Humana Basic Rx Plan (PDP) — $4.70/mo, 3,052 formulary drugs
AARP Medicare Rx Saver from UHC (PDP) — $5.30/mo, 3,138 formulary drugs
Wellcare Classic (PDP) — $12.70/mo, 2,992 formulary drugs
SilverScript Choice (PDP) — $29.70/mo, 3,747 formulary drugs

Compare drugs side by side across every Minnesota plan — by drug class (blood thinners, inhalers, GLP-1s…) or by name

Minnesota plan statistics year over year — plan counts, premium ranges, and what renewing members paid

See how each 2025 plan changes for 2026 →

Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.