2026 Medicare Part D plans in North Carolina
North Carolina is CMS PDP Region 08. All 12 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in North Carolina.
Showing North Carolina — choose another state
- Plans available
- 12
- Lowest premium
- $3.60
- $0 deductible
- 2 plans
- Out-of-pocket cap
- $2,100.00
Showing 12 of 12 plans
| Plan | Monthly premium | Deductible | Benefit type | $0 with full LIS | LIS benchmark | Formulary drugs | Summary rating |
|---|---|---|---|---|---|---|---|
| Wellcare Value Script (PDP) S4802-143 · WELLCARE PRESCRIPTION INSURANCE, INC. | $3.60 -$18.10 basic + $21.70 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,262 | 3.5 out of 5 stars for overall plan quality |
| Wellcare Classic (PDP) S4802-081 · WELLCARE PRESCRIPTION INSURANCE, INC. | $4.70 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 2,988 | 3.5 out of 5 stars for overall plan quality |
| Humana Basic Rx Plan (PDP) S5884-133 · Humana Insurance Co. & Humana Insurance Co. of NY | $6.80 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 3,042 | 3 out of 5 stars for overall plan quality |
| Humana Value Rx Plan (PDP) S5884-187 · Humana Insurance Co. & Humana Insurance Co. of NY | $32.00 $12.40 basic + $19.60 enhanced | $601.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,079 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Saver from UHC (PDP) S5921-353 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $56.90 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,132 | 2 out of 5 stars for overall plan quality |
| HealthSpring Extra Rx (PDP) S5617-358 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $78.00 $54.20 basic + $23.80 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,348 | 2.5 out of 5 stars for overall plan quality |
| Blue Medicare Rx Standard (PDP) S5540-002 · BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $83.90 | $615.00 Tier 1 exempt | Basic Alternative | No | Above | 3,013 | 3 out of 5 stars for overall plan quality |
| SilverScript Choice (PDP) S5601-016 · SILVERSCRIPT INSURANCE COMPANY | $90.20 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,380 | 3 out of 5 stars for overall plan quality |
| HealthSpring Assurance Rx (PDP) S5617-217 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $110.40 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,265 | 2.5 out of 5 stars for overall plan quality |
| Humana Premier Rx Plan (PDP) S5884-154 · Humana Insurance Co. & Humana Insurance Co. of NY | $110.90 $60.60 basic + $50.30 enhanced | $0.00 | Enhanced Alternative | No | n/a — enhanced plan | 3,146 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-390 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $119.80 $86.00 basic + $33.80 enhanced | $130.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,593 | 2 out of 5 stars for overall plan quality |
| Blue Medicare Rx Enhanced (PDP) S5540-004 · BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | $163.20 $112.50 basic + $50.70 enhanced | $0.00 | Enhanced Alternative | No | n/a — enhanced plan | 3,461 | 3 out of 5 stars for overall plan quality |
Plans qualifying for the $0 LIS premium
Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.
- Wellcare Classic (PDP) — $4.70/mo, 2,988 formulary drugs
- Humana Basic Rx Plan (PDP) — $6.80/mo, 3,042 formulary drugs
See how each 2025 plan changes for 2026 →
Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.