2026 Medicare Part D plans in New York
New York is CMS PDP Region 03. All 10 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in New York.
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- Plans available
- 10
- Lowest premium
- $35.70
- $0 deductible
- 1 plan
- Out-of-pocket cap
- $2,100.00
Showing 10 of 10 plans
| Plan | Monthly premium | Deductible | Benefit type | $0 with full LIS | LIS benchmark | Formulary drugs | Summary rating |
|---|---|---|---|---|---|---|---|
| HealthSpring Assurance Rx (PDP) S5617-013 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $35.70 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 3,265 | 2.5 out of 5 stars for overall plan quality |
| Wellcare Value Script (PDP) S4802-138 · WELLCARE PRESCRIPTION INSURANCE, INC. | $42.40 $21.50 basic + $20.90 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,262 | 3.5 out of 5 stars for overall plan quality |
| Wellcare Classic (PDP) S4802-077 · WELLCARE PRESCRIPTION INSURANCE, INC. | $45.70 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 2,988 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring Extra Rx (PDP) S5617-353 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $91.60 $73.40 basic + $18.20 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,348 | 2.5 out of 5 stars for overall plan quality |
| AARP Medicare Rx Saver from UHC (PDP) S5921-379 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $105.80 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,132 | 2 out of 5 stars for overall plan quality |
| SilverScript Choice (PDP) S5601-006 · SILVERSCRIPT INSURANCE COMPANY | $116.00 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,380 | 3 out of 5 stars for overall plan quality |
| Humana Basic Rx Plan (PDP) S5884-216 · Humana Insurance Co. & Humana Insurance Co. of NY | $140.90 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,042 | 3 out of 5 stars for overall plan quality |
| Humana Value Rx Plan (PDP) S5884-218 · Humana Insurance Co. & Humana Insurance Co. of NY | $158.90 $137.90 basic + $21.00 enhanced | $601.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,079 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-382 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $163.70 $131.20 basic + $32.50 enhanced | $130.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,593 | 2 out of 5 stars for overall plan quality |
| Humana Premier Rx Plan (PDP) S5884-217 · Humana Insurance Co. & Humana Insurance Co. of NY | $173.60 $129.60 basic + $44.00 enhanced | $0.00 | Enhanced Alternative | No | n/a — enhanced plan | 3,146 | 3 out of 5 stars for overall plan quality |
Plans qualifying for the $0 LIS premium
Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.
- HealthSpring Assurance Rx (PDP) — $35.70/mo, 3,265 formulary drugs
- Wellcare Classic (PDP) — $45.70/mo, 2,988 formulary drugs
See how each 2025 plan changes for 2026 →
Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.