2026 Medicare Part D plans in Michigan
Michigan is CMS PDP Region 13. All 12 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in Michigan.
Showing Michigan — choose another state
- Plans available
- 12
- Lowest premium
- $0.00
- $0 deductible
- 2 plans
- Out-of-pocket cap
- $2,100.00
Showing 12 of 12 plans
| Plan | Monthly premium | Deductible | Benefit type | $0 with full LIS | LIS benchmark | Formulary drugs | Summary rating |
|---|---|---|---|---|---|---|---|
| Wellcare Classic (PDP) S4802-084 · WELLCARE PRESCRIPTION INSURANCE, INC. | $0.00 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 2,988 | 3.5 out of 5 stars for overall plan quality |
| Wellcare Value Script (PDP) S4802-148 · WELLCARE PRESCRIPTION INSURANCE, INC. | $0.00 -$20.60 basic + $20.60 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | Yes | n/a — enhanced plan | 3,262 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring Assurance Rx (PDP) S5617-221 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $0.00 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 3,265 | 2.5 out of 5 stars for overall plan quality |
| Humana Basic Rx Plan (PDP) S5884-136 · Humana Insurance Co. & Humana Insurance Co. of NY | $0.00 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 3,042 | 3 out of 5 stars for overall plan quality |
| Humana Value Rx Plan (PDP) S5884-192 · Humana Insurance Co. & Humana Insurance Co. of NY | $0.00 -$19.20 basic + $19.20 enhanced | $601.00 Tier 1 and 2 exempt | Enhanced Alternative | Yes | n/a — enhanced plan | 3,079 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Saver from UHC (PDP) S5921-358 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $14.10 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,132 | 2 out of 5 stars for overall plan quality |
| HealthSpring Extra Rx (PDP) S5617-363 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $50.40 $25.90 basic + $24.50 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,348 | 2.5 out of 5 stars for overall plan quality |
| SilverScript Choice (PDP) S5601-026 · SILVERSCRIPT INSURANCE COMPANY | $78.30 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,380 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-394 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $78.30 $47.40 basic + $30.90 enhanced | $130.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,593 | 2 out of 5 stars for overall plan quality |
| Prescription Blue Select (PDP) S5584-001 · BCBS OF MICHIGAN MUTUAL INSURANCE COMPANY | $78.40 | $615.00 | Basic Alternative | No | Above | 3,083 | 2.5 out of 5 stars for overall plan quality |
| Humana Premier Rx Plan (PDP) S5884-159 · Humana Insurance Co. & Humana Insurance Co. of NY | $98.10 $49.50 basic + $48.60 enhanced | $0.00 | Enhanced Alternative | No | n/a — enhanced plan | 3,146 | 3 out of 5 stars for overall plan quality |
| Prescription Blue Premium (PDP) S5584-002 · BCBS OF MICHIGAN MUTUAL INSURANCE COMPANY | $106.70 $68.20 basic + $38.50 enhanced | $0.00 | Enhanced Alternative | No | n/a — enhanced plan | 3,083 | 2.5 out of 5 stars for overall plan quality |
Plans qualifying for the $0 LIS premium
Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.
- Wellcare Classic (PDP) — $0.00/mo, 2,988 formulary drugs
- Wellcare Value Script (PDP) — $0.00/mo, 3,262 formulary drugs
- HealthSpring Assurance Rx (PDP) — $0.00/mo, 3,265 formulary drugs
- Humana Basic Rx Plan (PDP) — $0.00/mo, 3,042 formulary drugs
- Humana Value Rx Plan (PDP) — $0.00/mo, 3,079 formulary drugs
See how each 2025 plan changes for 2026 →
Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.