2026 Medicare Part D plans in Kentucky
Kentucky is CMS PDP Region 15, shared with Indiana. All 10 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in Kentucky.
Showing Kentucky — choose another state
- Plans available
- 10
- Lowest premium
- $0.00
- $0 deductible
- 1 plan
- Out-of-pocket cap
- $2,100.00
Showing 10 of 10 plans
| Plan | Monthly premium | Deductible | Benefit type | $0 with full LIS | LIS benchmark | Formulary drugs | Summary rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) S5884-138 · Humana Insurance Co. & Humana Insurance Co. of NY | $0.00 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 3,042 | 3 out of 5 stars for overall plan quality |
| Wellcare Value Script (PDP) S4802-150 · WELLCARE PRESCRIPTION INSURANCE, INC. | $8.60 -$14.00 basic + $22.60 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,262 | 3.5 out of 5 stars for overall plan quality |
| Wellcare Classic (PDP) S4802-086 · WELLCARE PRESCRIPTION INSURANCE, INC. | $8.70 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 2,988 | 3.5 out of 5 stars for overall plan quality |
| Humana Value Rx Plan (PDP) S5884-194 · Humana Insurance Co. & Humana Insurance Co. of NY | $9.90 -$11.70 basic + $21.60 enhanced | $601.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,079 | 3 out of 5 stars for overall plan quality |
| SilverScript Choice (PDP) S5601-030 · SILVERSCRIPT INSURANCE COMPANY | $29.70 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 3,715 | 3 out of 5 stars for overall plan quality |
| HealthSpring Extra Rx (PDP) S5617-365 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $78.20 $55.90 basic + $22.30 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,348 | 2.5 out of 5 stars for overall plan quality |
| AARP Medicare Rx Saver from UHC (PDP) S5921-360 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $90.30 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,132 | 2 out of 5 stars for overall plan quality |
| HealthSpring Assurance Rx (PDP) S5617-222 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $117.80 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,265 | 2.5 out of 5 stars for overall plan quality |
| Humana Premier Rx Plan (PDP) S5884-161 · Humana Insurance Co. & Humana Insurance Co. of NY | $125.30 $74.50 basic + $50.80 enhanced | $0.00 | Enhanced Alternative | No | n/a — enhanced plan | 3,146 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-396 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $127.10 $91.30 basic + $35.80 enhanced | $130.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,593 | 2 out of 5 stars for overall plan quality |
Plans qualifying for the $0 LIS premium
Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.
- Humana Basic Rx Plan (PDP) — $0.00/mo, 3,042 formulary drugs
- Wellcare Classic (PDP) — $8.70/mo, 2,988 formulary drugs
- SilverScript Choice (PDP) — $29.70/mo, 3,715 formulary drugs
See how each 2025 plan changes for 2026 →
Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.