2027 Medicare Part D plans in New Jersey
New Jersey is CMS PDP Region 04. All 11 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in New Jersey.
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- Plans available
- 11
- Lowest premium
- $5.30
- $0 deductible
- 0 plans
- Out-of-pocket cap
- $2,400.00
| Plan | Monthly premium | Deductible | Benefit type | $0 with full LIS | LIS benchmark | Tiers | Summary rating |
|---|---|---|---|---|---|---|---|
| Wellcare Value Script (PDP) S4802-139 · WELLCARE PRESCRIPTION INSURANCE, INC. | $5.30 -$14.00 basic + $19.30 enhanced | $700.00 Tier 1 and 6 exempt | Enhanced Alternative | No | n/a — enhanced plan | 6 | 3 out of 5 stars for overall plan quality |
| Wellcare Classic (PDP) S4802-078 · WELLCARE PRESCRIPTION INSURANCE, INC. | $24.30 | $700.00 | Actuarially Equivalent Standard | Yes | At or below | 5 | 3 out of 5 stars for overall plan quality |
| Humana Basic Rx Plan (PDP) S5884-131 · Humana Insurance Co. & Humana Insurance Co. of NY | $28.30 | $700.00 | Actuarially Equivalent Standard | Yes | At or below | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana Value Rx Plan (PDP) S5884-183 · Humana Insurance Co. & Humana Insurance Co. of NY | $65.30 $48.50 basic + $16.80 enhanced | $687.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 5 | 4.5 out of 5 stars for overall plan quality |
| HealthSpring Assurance Rx (PDP) S5715-025 · MEDCO CONTAINMENT LIFE & MEDCO CONTAINMENT NY & HEALTH CARE SERVICE CORPORATION | $105.80 | $700.00 | Actuarially Equivalent Standard | No | Above | 5 | 2.5 out of 5 stars for overall plan quality |
| SilverScript Choice (PDP) S5601-008 · SILVERSCRIPT INSURANCE COMPANY | $120.50 | $700.00 | Actuarially Equivalent Standard | No | Above | 5 | 2.5 out of 5 stars for overall plan quality |
| Horizon Medicare Blue Rx Standard (PDP) S5993-001 · HORIZON INSURANCE COMPANY | $130.30 | $700.00 | Actuarially Equivalent Standard | No | Above | 5 | 2.5 out of 5 stars for overall plan quality |
| Humana Premier Rx Plan (PDP) S5884-150 · Humana Insurance Co. & Humana Insurance Co. of NY | $131.20 $88.40 basic + $42.80 enhanced | $350.00 Tier 1, 2 and 3 exempt | Enhanced Alternative | No | n/a — enhanced plan | 5 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Rx Saver from UHC (PDP) S5921-349 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $138.50 | $700.00 | Actuarially Equivalent Standard | No | Above | 5 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-386 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $210.70 $172.50 basic + $38.20 enhanced | $300.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 5 | 3 out of 5 stars for overall plan quality |
| Horizon Medicare Blue Rx Enhanced (PDP) S5993-003 · HORIZON INSURANCE COMPANY | $217.90 $183.50 basic + $34.40 enhanced | $300.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 5 | 2.5 out of 5 stars for overall plan quality |
Plans qualifying for the $0 LIS premium
Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.
- Wellcare Classic (PDP) — $24.30/mo, $700.00 deductible
- Humana Basic Rx Plan (PDP) — $28.30/mo, $700.00 deductible
See how each 2026 plan changes for 2027 →
Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files; star ratings from the CMS Part C & D Star Ratings.