MedicarePartD.guide

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Simpra Advantage Dual Care (PPO D-SNP)

Available to residents of Crenshaw County, AL for 2026. Contract H4091, plan 002, segment 0.

Renewed for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)$27.70
— medical (Part C) part$0.00
— drug (Part D) part$27.70?
Drug premium in CMS's quarterly plan file$0.00The CMS Landscape file above lists $27.70 for the drug part; the two CMS files differ for this plan.
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)None
In-network out-of-pocket maximum$9,250.00?
In- and out-of-network out-of-pocket maximum$13,900.00
Drug deductible$615.00
Drug out-of-pocket threshold$2,100.00
Plan typePPO D-SNP?
Special needs planDual-eligible SNP
Contract / planH4091-002-0
Offered bySimpra Advantage
Parent organizationAssociated Care Ventures, Inc.
Formulary drugs3,325
Pharmacy searchwww.simpra.com
Member services(844)637-4770TTY (833)312-0044

CMS star ratings

Overall
—
Health plan (Part C)
—
Drug plan (Part D)
4 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H4091 shares this rating.

Plan health benefits

ServiceIn-networkOut-of-network?
Doctor visits
Primary care doctor$0 copay$0 copay
Specialist20% coinsurance(authorization required)20% coinsurance
Other health care professional20% coinsurance20% coinsurance
Additional telehealth services0%–20% coinsurance—
Preventive care
Medicare-covered preventive services$0 copay$0 copay
Annual physical exam$0 copay$0 copay
Kidney disease education20% coinsurance20% coinsurance
Glaucoma screening20% coinsurance20% coinsurance
Diabetes self-management training20% coinsurance20% coinsurance
Diagnostic tests, labs and imaging
Diagnostic tests and procedures20% coinsurance(authorization required)20% coinsurance
Lab services0% coinsurance(authorization required)20% coinsurance
Diagnostic radiology (e.g. MRI, CT)20% coinsurance(authorization required)20% coinsurance
Therapeutic radiology20% coinsurance(authorization required)20% coinsurance
Outpatient x-rays20% coinsurance(authorization required)20% coinsurance
Emergency and urgent care
Emergency room20% coinsurance—
Urgent care20% coinsurance—
Worldwide emergency coverageNot covered—
Worldwide urgent careNot covered—
Worldwide emergency transportationNot covered—
Hospital care
Inpatient hospital stayOriginal Medicare cost-sharing(authorization required)Original Medicare cost-sharing
Outpatient hospital services20% coinsurance(authorization required)20% coinsurance
Outpatient observation20% coinsurance20% coinsurance
Ambulatory surgical center20% coinsurance(authorization required)20% coinsurance
Outpatient blood services20% coinsurance20% coinsurance
Skilled nursing and home health
Skilled nursing facilityOriginal Medicare cost-sharing(authorization required)Original Medicare cost-sharing
Home health care$0 copay(authorization required)$0 copay
Kidney dialysis20% coinsurance20% coinsurance
Rehabilitation
Occupational therapy20% coinsurance(authorization required)20% coinsurance
Physical therapy and speech-language therapy20% coinsurance(authorization required)20% coinsurance
Cardiac rehabilitation20% coinsurance(authorization required)20% coinsurance
Pulmonary rehabilitation20% coinsurance(authorization required)20% coinsurance
Mental health and substance use
Inpatient psychiatric hospital stayOriginal Medicare cost-sharing(authorization required)Original Medicare cost-sharing
Outpatient mental health, individual session20% coinsurance20% coinsurance
Outpatient mental health, group session20% coinsurance20% coinsurance
Psychiatrist, individual session20% coinsurance20% coinsurance
Psychiatrist, group session20% coinsurance20% coinsurance
Partial hospitalization20% coinsurance(authorization required)20% coinsurance
Intensive outpatient program20% coinsurance20% coinsurance
Outpatient substance use, individual session20% coinsurance(authorization required)20% coinsurance
Outpatient substance use, group session20% coinsurance(authorization required)20% coinsurance
Opioid treatment program$0 copay(authorization required)20% coinsurance
Ambulance and transportation
Ground ambulance20% coinsurance20% coinsurance
Air ambulance20% coinsurance20% coinsurance
Transportation to plan-approved locations$0 copay(limits apply)$0 copay
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)20% coinsurance(authorization required)20% coinsurance
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)20% coinsurance
Medical supplies20% coinsurance(authorization required)20% coinsurance
Diabetes supplies20% coinsurance20% coinsurance
Diabetic therapeutic shoes or inserts20% coinsurance20% coinsurance
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)20% coinsurance(authorization required)20% coinsurance
Routine chiropractic careNot covered—
AcupunctureNot covered—
Foot exams and treatment (Medicare-covered)20% coinsurance20% coinsurance
Routine foot careNot covered—
Dental?
Medicare-covered dental services20% coinsurance(authorization required)20% coinsurance
Preventive dental plan limit$3,000 plan limit every year—
Oral exams$0 copay(limits apply)0% coinsurance
Cleanings$0 copay(limits apply)0% coinsurance
Fluoride treatment$0 copay(limits apply)0% coinsurance
Dental x-rays$0 copay(limits apply)0% coinsurance
Other diagnostic dental servicesNot covered—
Other preventive dental servicesNot covered—
Restorative services (fillings, crowns)$0 copay(authorization required)20% coinsurance
Endodontics (root canals)$0 copay(authorization required)20% coinsurance
Periodontics (gum disease)Not covered—
Dentures and other removable prosthodontics$0 copay(authorization required)20% coinsurance
Maxillofacial prosthetics$0 copay(authorization required)20% coinsurance
ImplantsNot covered—
Bridges and other fixed prosthodontics$0 copay(authorization required)20% coinsurance
Oral and maxillofacial surgery$0 copay(authorization required)20% coinsurance
OrthodonticsNot covered—
Adjunctive general servicesNot covered—
Vision?
Eye exam (Medicare-covered)20% coinsurance20% coinsurance
Routine eye exam$0 copay(limits apply)$0 copay
Eyewear after cataract surgery (Medicare-covered)$0 copay(limits apply)20% coinsurance
Eyewear plan limit$400 plan limit every year—
Contact lenses$0 copay(limits apply)$0 copay
Eyeglasses (frames and lenses)$0 copay(limits apply)$0 copay
Eyeglass lensesNot covered—
Eyeglass framesNot covered—
Eyewear upgradesNot covered—
Hearing?
Hearing exam (Medicare-covered)20% coinsurance20% coinsurance
Routine hearing examNot covered—
Hearing aid fitting and evaluationNot covered—
Hearing aid plan limit$2,500 plan limit every two years—
Hearing aids (all types)$0 copay(limits apply)$0 copay
Hearing aids, inner earNot covered—
Hearing aids, outer earNot covered—
Hearing aids, over the earNot covered—
Medicare Part B drugs
Part B insulin0%–20% coinsurance(authorization required, step therapy may apply)20% coinsurance
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)20% coinsurance
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)20% coinsurance
Other extra benefits?
Over-the-counter (OTC) allowance$235 allowance every month—
Meals after a hospital stay or for a chronic conditionNot covered—
Fitness benefitNot covered—
Health educationNot covered—
Nutritional / dietary benefitNot covered—
Extra smoking and tobacco cessation counselingNot covered—
Enhanced disease managementNot covered—
TelemonitoringNot covered—
Remote access technologies (web/phone, nurse line)Not covered—
Home and bathroom safety devicesNot covered—
Counseling servicesNot covered—
In-home safety assessmentNot covered—
Personal emergency response system (PERS)Not covered—
Medical nutrition therapyNot covered—
Post-discharge in-home medication reconciliationNot covered—
Re-admission preventionNot covered—
Wigs for hair loss from chemotherapyNot covered—
Weight management programsNot covered—
Alternative therapiesNot covered—
Therapeutic massageNot covered—
Adult day health servicesNot covered—
Home-based palliative careNot covered—
In-home support servicesNot covered—
Support for caregiversNot covered—

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed; an out-of-network dash means the plan files no separate out-of-network cost for that service. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 66 other AL counties

Benefits in plain text

Simpra Advantage Dual Care (PPO D-SNP) (H4091-002-0) is a 2026 PPO D-SNP Medicare Advantage plan offered by Simpra Advantage, available to residents of Crenshaw County, AL.

The monthly premium is $27.70 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

Its in-network out-of-pocket maximum is $9,250.00.

The combined in- and out-of-network out-of-pocket maximum is $13,900.00.

The drug deductible is $615.00.

It is a special needs plan (Dual-eligible SNP).

The plan's formulary lists 3,325 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.