MedicarePartD.guide

A non-government resource built from CMS public data

HealthSpring Preferred AL (HMO)

Available to residents of Morgan County, AL for 2026. Contract H4513, plan 046, segment 2.

Plan details

Monthly premium$0.00
Drug deductible$590.00Tier 1 and 2 exempt
Plan typeMedicare Advantage
Contract / planH4513-046-2
Offered byCigna HealthCare
Parent organizationHealth Care Service Corporation
Formulary drugs3,659

CMS star ratings

Overall
4.5 out of 5 stars for Overall
Health plan (Part C)
4.5 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
3.5 out of 5 stars for Drug plan (Part D)

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$8.00
Tier 3$47.00
Tier 450%
Tier 526%

Also available in 10 other AL counties