2026 Medicare Advantage plans in Hernando County
91 Medicare Advantage plans are available to residents of Hernando County, FL. Availability is set county by county, so this list is specific to this county.
| Plan | Monthly premium | Drug deductible | Formulary drugs | Overall rating |
|---|---|---|---|---|
| Wellcare Giveback (HMO)H1032-200 | $0.00 | $615.00 | 3,313 | 4 out of 5 stars for overall plan quality |
| Wellcare Simple (HMO)H1032-201 | $0.00 | $615.00 | 3,313 | 4 out of 5 stars for overall plan quality |
| Wellcare Dual Access Sync (HMO D-SNP)H1032-244 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4 out of 5 stars for overall plan quality |
| Wellcare Sunshine Health Dual Align (HMO D-SNP)H1032-245 · Dual-eligible SNP | $0.00 | $615.00 | 3,369 | 4 out of 5 stars for overall plan quality |
| BlueMedicare Classic (HMO)H1035-021 | $0.00 | $615.00 | 3,014 | 4 out of 5 stars for overall plan quality |
| BlueMedicare Premier (HMO)H1035-034 | $0.00 | $615.00 | 3,014 | 4 out of 5 stars for overall plan quality |
| Humana Gold Plus H1036-025 (HMO)H1036-025 | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP)H1036-102 · Dual-eligible SNP | $0.00 | $0.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus Giveback H1036-265 (HMO)H1036-265 | $0.00 | $0.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Fully Integrated H1036-280 (HMO D-SNP)H1036-280 · Dual-eligible SNP | $0.00 | $20.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-299 · Chronic-condition SNP | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus Lung (HMO C-SNP)H1036-312 · Chronic-condition SNP | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP)H1036-314 · Dual-eligible SNP | $0.00 | $0.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-338 · Chronic-condition SNP | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Dual Integrated (HMO D-SNP)H1036-340 · Dual-eligible SNP | $0.00 | $0.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS)H1045-028 | $0.00 | $270.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP)H1045-039 · Dual-eligible SNP | $0.00 | $442.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0013 (HMO-POS)H1045-043 | $0.00 | $270.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| UHC Complete Care FL-14 (HMO-POS C-SNP)H1045-048 · Chronic-condition SNP | $0.00 | $270.00 | 3,594 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS)H1045-057 | $0.00 | $600.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| Health First Complete Care H1099-023 (HMO)H1099-023 | $0.00 | $0.00 | 3,724 | 4.5 out of 5 stars for overall plan quality |
| Health First Emerald Plus H1099-024 (HMO)H1099-024 | $0.00 | $0.00 | 3,724 | 4.5 out of 5 stars for overall plan quality |
| Health First Premier Access H1099-025 (HMO-POS)H1099-025 | $0.00 | $200.00 | 3,724 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED DUAL 024 FL (HMO D-SNP)H1290-024 · Dual-eligible SNP | $0.00 | $615.00 | 3,513 | 5 out of 5 stars for overall plan quality |
| DEVOTED CORE 036 FL (HMO)H1290-036 | $0.00 | $615.00 | 3,513 | 5 out of 5 stars for overall plan quality |
| DEVOTED GIVEBACK 051 FL (HMO)H1290-051 | $0.00 | $615.00 | 3,513 | 5 out of 5 stars for overall plan quality |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP)H1290-052 · Dual-eligible SNP | $0.00 | $615.00 | 3,513 | 5 out of 5 stars for overall plan quality |
| DEVOTED CORE 058 FL (HMO)H1290-058 | $0.00 | $0.00 | 3,377 | 5 out of 5 stars for overall plan quality |
| Gold Heart & Diabetes (HMO-POS C-SNP)H1526-001 · Chronic-condition SNP | $0.00 | $0.00 | 3,732 | — |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP)H1526-002 · Chronic-condition SNP | $0.00 | $615.00 | 3,732 | — |
| Gold Dialysis & Kidney (HMO-POS C-SNP)H1526-003 · Chronic-condition SNP | $0.00 | $0.00 | 3,732 | — |
| Aetna Medicare Dual Select (HMO D-SNP)H1609-019 · Dual-eligible SNP | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Chronic Care (HMO C-SNP)H1609-082 · Chronic-condition SNP | $0.00 | $200.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Select (HMO)H1609-087 | $0.00 | $200.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Full Dual Select (HMO D-SNP)H1609-088 · Dual-eligible SNP | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Y4 (PPO D-SNP)H1889-026 · Dual-eligible SNP | $0.00 | $615.00 | 3,609 | 4 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0019 (PPO)H2406-011 | $0.00 | $600.00 | 3,609 | 4 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Y001 (HMO-POS D-SNP)H2509-001 · Dual-eligible SNP | $0.00 | $615.00 | 3,609 | 3.5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP)H2509-003 · Dual-eligible SNP | $0.00 | $615.00 | 3,609 | 3.5 out of 5 stars for overall plan quality |
| Premier by Ultimate (HMO)H2962-001 | $0.00 | $0.00 | 3,328 | 4 out of 5 stars for overall plan quality |
| Advantage Care by Ultimate (HMO C-SNP)H2962-021 · Chronic-condition SNP | $0.00 | $0.00 | 3,328 | 4 out of 5 stars for overall plan quality |
| Advantage Care COPD by Ultimate (HMO C-SNP)H2962-025 · Chronic-condition SNP | $0.00 | $0.00 | 3,328 | 4 out of 5 stars for overall plan quality |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP)H2962-036 · Dual-eligible SNP | $0.00 | $615.00 | 3,328 | 4 out of 5 stars for overall plan quality |
| SECUR Edge (HMO I-SNP)H3048-003 · Institutional SNP | $0.00 | $615.00 | 3,288 | — |
| HumanaChoice Florida H5216-072 (PPO)H5216-072 | $0.00 | $615.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| HumanaChoice Florida H5216-304 (PPO)H5216-304 | $0.00 | $615.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| Humana Full Access Giveback H5216-393 (PPO)H5216-393 | $0.00 | $600.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| Humana Direct Choice Giveback (PPO)H5216-452 | $0.00 | $250.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring TotalCare Plus (HMO D-SNP)H5410-032 · Dual-eligible SNP | $0.00 | $615.00 | 3,659 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring Preferred (HMO)H5410-059 | $0.00 | $615.00 | 3,659 | 3.5 out of 5 stars for overall plan quality |
| Freedom VIP Care (HMO C-SNP)H5427-070 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom VIP Savings (HMO C-SNP)H5427-072 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom VIP Savings COPD (HMO C-SNP)H5427-077 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom Medi-Medi Partial (HMO D-SNP)H5427-078 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom Medi-Medi Full (HMO D-SNP)H5427-087 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| BlueMedicare Value (PPO)H5434-035 | $0.00 | $615.00 | 3,014 | 3.5 out of 5 stars for overall plan quality |
| Simply Level (HMO C-SNP)H5471-075 · Chronic-condition SNP | $0.00 | $0.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Simply More (HMO)H5471-078 | $0.00 | $0.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Simply Extra Platinum (HMO)H5471-117 | $0.00 | $0.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Simply Level Platinum (HMO C-SNP)H5471-119 · Chronic-condition SNP | $0.00 | $0.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Simply Integrated (HMO D-SNP)H5471-131 · Dual-eligible SNP | $0.00 | $615.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Simply Integrated Platinum (HMO D-SNP)H5471-135 · Dual-eligible SNP | $0.00 | $615.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Signature (PPO)H5521-033 | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Signature (PPO)H5521-270 | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Signature (PPO)H5521-702 | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Optimum Gold Rewards Plan (HMO)H5594-001 | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Platinum Plan (HMO)H5594-002 | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Emerald Partial (HMO D-SNP)H5594-016 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Emerald Full (HMO D-SNP)H5594-017 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Diamond Rewards (HMO C-SNP)H5594-028 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Diamond Rewards COPD (HMO C-SNP)H5594-029 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Gold Plus Plan (HMO)H5594-032 | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Diamond (HMO C-SNP)H5594-036 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| HumanaChoice Florida H7617-109 (PPO)H7617-109 | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Full Access Giveback H7617-111 (PPO)H7617-111 | $0.00 | $600.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Direct Choice Giveback (PPO)H7617-112 | $0.00 | $130.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO)H9884-008 | $0.00 | $605.00 | 3,377 | 4.5 out of 5 stars for overall plan quality |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP)H0710-010 · Institutional SNP | $4.80 | $615.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| Wellcare Dual Reserve (HMO D-SNP)H1032-202 · Dual-eligible SNP | $4.80 | $615.00 | 3,369 | 4 out of 5 stars for overall plan quality |
| DEVOTED PREMIUM 037 FL (HMO)H1290-037 | $4.80 | $615.00 | 3,513 | 5 out of 5 stars for overall plan quality |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP)H1526-004 · Chronic-condition SNP | $4.80 | $615.00 | 3,732 | — |
| Aetna Medicare Dual Select (HMO D-SNP)H1609-044 · Dual-eligible SNP | $4.80 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Longevity Health Plan (HMO I-SNP)H1644-001 · Institutional SNP | $4.80 | $615.00 | 3,508 | — |
| UHC Dual Complete FL-D003 (PPO D-SNP)H1889-002 · Dual-eligible SNP | $4.80 | $615.00 | 3,609 | 4 out of 5 stars for overall plan quality |
| Advantage Plus by Ultimate (Full) (HMO D-SNP)H2962-035 · Dual-eligible SNP | $4.80 | $615.00 | 3,328 | 4 out of 5 stars for overall plan quality |
| SECUR Advantage (HMO I-SNP)H3048-001 · Institutional SNP | $4.80 | $615.00 | 3,288 | — |
| SECUR Enhanced (HMO I-SNP)H3048-002 · Institutional SNP | $4.80 | $615.00 | 3,288 | — |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP)H5216-394 · Dual-eligible SNP | $4.80 | $615.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring TotalCare (HMO D-SNP)H5410-046 · Dual-eligible SNP | $4.80 | $615.00 | 3,659 | 3.5 out of 5 stars for overall plan quality |
| Simply Complete (HMO D-SNP)H5471-082 · Dual-eligible SNP | $4.80 | $615.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Simply Complete Platinum (HMO D-SNP)H5471-118 · Dual-eligible SNP | $4.80 | $615.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |