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Solis Healthy Living Plan (HMO)

Available to residents of Palm Beach County, FL for 2026. Contract H0982, plan 008, segment 0.

Renewed for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)$0.00
— medical (Part C) part$0.00
— drug (Part D) part$0.00?
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)None
Health plan deductible (in-network)None
In-network out-of-pocket maximum$2,900.00?
Drug deductible$0.00
Drug out-of-pocket threshold$2,100.00
Plan typeHMO?
Contract / planH0982-008-0
Offered bySolis Health Plans
Parent organizationAthena Healthcare Holdings, LLC
Formulary drugs3,539
Formulary exception tier4?
Pharmacy searchsolishealthplans.com
Member services(844)447-6547TTY 711

CMS star ratings

Overall
4.5 out of 5 stars for Overall
Health plan (Part C)
4 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
3 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H0982 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor$0 copay
Specialist$0 copay(referral required)
Other health care professional$0 copay(referral required)
Additional telehealth services$0 copay(referral required)
Preventive care
Medicare-covered preventive services$0 copay(referral required)
Annual physical exam$0 copay
Kidney disease education$0 copay
Glaucoma screening$0 copay(referral required)
Diabetes self-management training$0 copay(referral required)
Diagnostic tests, labs and imaging
Diagnostic tests and procedures$0–$50 copay(referral required)
Lab services$0 copay(referral required)
Diagnostic radiology (e.g. MRI, CT)$0–$75 copay(authorization and referral required)
Therapeutic radiology20% coinsurance(authorization and referral required)
Outpatient x-rays$0–$50 copay(authorization and referral required)
Emergency and urgent care
Emergency room$90 copay
Urgent care$0 copay
Worldwide emergency coverage$90 copay · $75,000 plan limit
Worldwide urgent careNot covered
Worldwide emergency transportationNot covered
Hospital care
Inpatient hospital stay$50 per day for days 1–10; $0 per day for days 11–90(authorization and referral required)
Outpatient hospital services$75 copay(authorization and referral required)
Outpatient observation$50 copay(authorization and referral required)
Ambulatory surgical center$0 copay(authorization and referral required)
Outpatient blood services$0 copay(authorization and referral required)
Skilled nursing and home health
Skilled nursing facility$0 per day for days 1–20; $125 per day for days 21–100(authorization and referral required)
Home health care$0 copay(authorization and referral required)
Kidney dialysis20% coinsurance(authorization and referral required)
Rehabilitation
Occupational therapy$0–$20 copay(referral required)
Physical therapy and speech-language therapy$0–$20 copay(authorization and referral required)
Cardiac rehabilitation$25 copay(authorization and referral required)
Pulmonary rehabilitation$20 copay(authorization and referral required)
Mental health and substance use
Inpatient psychiatric hospital stay$50 per day for days 1–10; $0 per day for days 11–90(authorization and referral required)
Outpatient mental health, individual session$20 copay(referral required)
Outpatient mental health, group session$20 copay(referral required)
Psychiatrist, individual session$20 copay(referral required)
Psychiatrist, group session$20 copay(referral required)
Partial hospitalization$55 copay(authorization and referral required)
Intensive outpatient program$180 copay(authorization and referral required)
Outpatient substance use, individual session$40 copay(referral required)
Outpatient substance use, group session$40 copay(referral required)
Opioid treatment program$40 copay(authorization and referral required)
Ambulance and transportation
Ground ambulance$200 copay(authorization required)
Air ambulance20% coinsurance(authorization required)
Transportation to plan-approved locations$0 copay(limits apply)
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)0%–20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies$0 copay(authorization required)
Diabetes supplies$0 copay(authorization required)
Diabetic therapeutic shoes or inserts20% coinsurance(authorization required)
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)$0 copay(referral required)
Routine chiropractic care$0 copay(referral required, limits apply)
AcupunctureNot covered
Foot exams and treatment (Medicare-covered)$0 copay(referral required)
Routine foot care$0 copay(referral required, limits apply)
Dental?
Medicare-covered dental services$0 copay(authorization and referral required)
Preventive dental plan limit$3,500 plan limit every year
Oral exams$0 copay
Cleanings$0 copay
Fluoride treatment$0 copay
Dental x-rays$0 copay
Other diagnostic dental servicesNot covered
Other preventive dental servicesNot covered
Restorative services (fillings, crowns)$0 copay(authorization required)
Endodontics (root canals)$0 copay(authorization required)
Periodontics (gum disease)$0 copay(authorization required)
Dentures and other removable prosthodontics$0 copay
Maxillofacial prostheticsNot covered
Implants$0 copay(authorization required)
Bridges and other fixed prosthodontics$0 copay(authorization required)
Oral and maxillofacial surgery$0 copay(authorization required)
OrthodonticsNot covered
Adjunctive general services$0 copay(authorization required)
Vision?
Eye exam (Medicare-covered)$0 copay(referral required)
Routine eye exam$0 copay(referral required, limits apply)
Eyewear after cataract surgery (Medicare-covered)$0 copay(authorization and referral required, limits apply)
Eyewear plan limit$250 plan limit every year
Contact lenses$0 copay(authorization and referral required, limits apply)
Eyeglasses (frames and lenses)$0 copay(authorization and referral required, limits apply)
Eyeglass lenses$0 copay(authorization and referral required, limits apply)
Eyeglass frames$0 copay(authorization and referral required, limits apply)
Eyewear upgrades$0 copay(authorization and referral required, limits apply)
Hearing?
Hearing exam (Medicare-covered)$0 copay(referral required)
Routine hearing exam$0 copay(referral required, limits apply)
Hearing aid fitting and evaluation$0 copay(referral required, limits apply)
Hearing aid plan limit$1,500 plan limit every year
Hearing aids (all types)$0 copay(authorization and referral required, limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin0%–20% coinsurance(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowance$115 allowance every month
Meals after a hospital stay or for a chronic condition$0 copay(referral required)
Fitness benefit$0 copay
Health education$0 copay
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counselingNot covered
Enhanced disease managementNot covered
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)$0 copay
Home and bathroom safety devicesNot covered
Counseling servicesNot covered
In-home safety assessmentNot covered
Personal emergency response system (PERS)Not covered
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliationNot covered
Re-admission preventionNot covered
Wigs for hair loss from chemotherapyNot covered
Weight management programsNot covered
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative careNot covered
In-home support services$0 copay
Support for caregiversNot covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$0.00
Tier 3$20.00
Tier 4$75.00
Tier 533%
Tier 6$0.00

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial coverage phase
Tier 1: Preferred Generic$0.00$0.00n/a$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00n/a$0.00$0.00$0.00
Tier 3: Preferred Brand$20.00$20.00n/a$55.00$55.00n/a
Tier 4: Non-Preferred Drug$75.00$75.00n/an/an/an/a
Tier 5: Specialty Tier33%33%n/an/an/an/a
Tier 6: Select Care Drugs$0.00$0.00n/an/an/an/a
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand$0.00$0.00$0.00$0.00$0.00$0.00
Tier 4: Non-Preferred Drug$0.00$0.00$0.00$0.00$0.00$0.00
Tier 5: Specialty Tier$0.00$0.00$0.00$0.00$0.00$0.00
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00

Benefits in plain text

Solis Healthy Living Plan (HMO) (H0982-008-0) is a 2026 HMO Medicare Advantage plan offered by Solis Health Plans, available to residents of Palm Beach County, FL.

The monthly premium is $0.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

There is no in-network deductible for health services.

Its in-network out-of-pocket maximum is $2,900.00.

The drug deductible is $0.00.

The plan's formulary lists 3,539 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $0.00; tier 3: $20.00; tier 4: $75.00; tier 5: 33%; tier 6: $0.00.

CMS gives the plan's contract (H0982) an overall rating of 4.5 out of 5 stars.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.