PriorityMedicare Smart Savings (HMO-POS)
Available to residents of Tuscola County, MI for 2026. Contract H2320, plan 032, segment 5.
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- Plan health benefits
- Benefits in plain text
- Rx cost-sharing for all pharmacies and tiers
- Other plans in Tuscola County
- Plan website
- Browse the PriorityMedicare Smart Savings (HMO-POS) formulary
New for 2026. This plan has no 2025 predecessor in the CMS crosswalk.
Plan details
| Monthly premium (Part C + D) | $0.00 |
|---|---|
| — medical (Part C) part | $0.00 |
| — drug (Part D) part | $0.00? |
| Monthly premium with full Extra Help (LIS) | $0.00? |
| Part B premium reduction (giveback) | $120.00 a month?You must continue to pay your Medicare Part B premium. |
| Health plan deductible (in-network) | $650.00 |
| In-network out-of-pocket maximum | $9,250.00? |
| Drug deductible | $500.00Tier 1 and 2 exempt |
| Drug out-of-pocket threshold | $2,100.00 |
| Plan type | HMO-POS? |
| Contract / plan | H2320-032-5 |
| Offered by | Priority Health Medicare |
| Parent organization | Corewell Health |
| Formulary drugs | 3,310 |
| Formulary exception tier | 4? |
| Pharmacy search | prioritymedicare.com |
| Member services | (888)384-1695TTY 711 |
CMS star ratings
- Overall
- 4.5 out of 5 stars for Overall
- Health plan (Part C)
- 4.5 out of 5 stars for Health plan (Part C)
- Drug plan (Part D)
- 4.5 out of 5 stars for Drug plan (Part D)
Published per contract — every plan under contract H2320 shares this rating.
Plan health benefits
| Service | In-network |
|---|---|
| Doctor visits | |
| Primary care doctor | $0 copay |
| Specialist | $0–$55 copay(authorization required) |
| Other health care professional | $0–$55 copay |
| Additional telehealth services | $0 copay |
| Preventive care | |
| Medicare-covered preventive services | $0 copay(referral required) |
| Annual physical exam | $0 copay |
| Kidney disease education | $0 copay |
| Glaucoma screening | $0 copay |
| Diabetes self-management training | $0 copay |
| Diagnostic tests, labs and imaging | |
| Diagnostic tests and procedures | $30 copay(authorization required) |
| Lab services | $0–$30 copay(authorization required) |
| Diagnostic radiology (e.g. MRI, CT) | $300 copay(authorization required) |
| Therapeutic radiology | $45 copay(authorization required) |
| Outpatient x-rays | $45 copay(authorization required) |
| Emergency and urgent care | |
| Emergency room | $115 copay |
| Urgent care | $40 copay |
| Worldwide emergency coverage | $115 copay |
| Worldwide urgent care | $40 copay |
| Worldwide emergency transportation | $325 copay |
| Hospital care | |
| Inpatient hospital stay | $380 per day for days 1–7; $0 per day for days 8–90(authorization required) |
| Outpatient hospital services | $0–$450 copay(authorization required) |
| Outpatient observation | $115 copay |
| Ambulatory surgical center | $55–$450 copay(authorization required) |
| Outpatient blood services | $0 copay |
| Skilled nursing and home health | |
| Skilled nursing facility | $0 per day for days 1–20; $218 per day for days 21–100(authorization required) |
| Home health care | $0 copay(authorization required) |
| Kidney dialysis | 20% coinsurance |
| Rehabilitation | |
| Occupational therapy | $35 copay |
| Physical therapy and speech-language therapy | $35 copay |
| Cardiac rehabilitation | $10 copay |
| Pulmonary rehabilitation | $10 copay |
| Mental health and substance use | |
| Inpatient psychiatric hospital stay | $275 per day for days 1–6; $0 per day for days 7–90(authorization required) |
| Outpatient mental health, individual session | $20 copay |
| Outpatient mental health, group session | $20 copay |
| Psychiatrist, individual session | $20 copay |
| Psychiatrist, group session | $20 copay |
| Partial hospitalization | $55 copay(authorization required) |
| Intensive outpatient program | $55 copay |
| Outpatient substance use, individual session | $20 copay |
| Outpatient substance use, group session | $20 copay |
| Opioid treatment program | $20 copay |
| Ambulance and transportation | |
| Ground ambulance | $325 copay(authorization required) |
| Air ambulance | $325 copay(authorization required) |
| Transportation to plan-approved locations | Not covered |
| Medical equipment and supplies | |
| Durable medical equipment (e.g. wheelchairs, oxygen) | 20% coinsurance(authorization required) |
| Prosthetics (e.g. braces, artificial limbs) | 0%–20% coinsurance(authorization required) |
| Medical supplies | 20% coinsurance(authorization required) |
| Diabetes supplies | $0 copay |
| Diabetic therapeutic shoes or inserts | $0 copay |
| Chiropractic, acupuncture and foot care | |
| Chiropractic (Medicare-covered) | $15 copay |
| Routine chiropractic care | $15 copay(limits apply) |
| Acupuncture | $20 copay(limits apply) |
| Foot exams and treatment (Medicare-covered) | $0–$55 copay |
| Routine foot care | Not covered |
| Dental? | |
| Oral exams | $0 copay(limits apply) |
| Cleanings | $0 copay(limits apply) |
| Fluoride treatment | Optional supplemental benefit (extra premium) |
| Dental x-rays | $0 copay(limits apply) |
| Other diagnostic dental services | Not covered |
| Other preventive dental services | Not covered |
| Restorative services (fillings, crowns) | Optional supplemental benefit (extra premium) |
| Endodontics (root canals) | Optional supplemental benefit (extra premium) |
| Periodontics (gum disease) | $0 copay(limits apply) |
| Dentures and other removable prosthodontics | Optional supplemental benefit (extra premium) |
| Maxillofacial prosthetics | Not covered |
| Implants | Optional supplemental benefit (extra premium) |
| Bridges and other fixed prosthodontics | Optional supplemental benefit (extra premium) |
| Oral and maxillofacial surgery | $0 copay(limits apply) |
| Orthodontics | Not covered |
| Adjunctive general services | Optional supplemental benefit (extra premium) |
| Vision? | |
| Eye exam (Medicare-covered) | $55 copay |
| Routine eye exam | $0 copay(limits apply) |
| Eyewear after cataract surgery (Medicare-covered) | $0 copay(limits apply) |
| Eyewear plan limit | $100 plan limit every year |
| Contact lenses | $0 copay(limits apply) |
| Eyeglasses (frames and lenses) | $0 copay(limits apply) |
| Eyeglass lenses | $0 copay(limits apply) |
| Eyeglass frames | $0 copay(limits apply) |
| Eyewear upgrades | $0 copay(limits apply) |
| Hearing? | |
| Hearing exam (Medicare-covered) | $0–$55 copay |
| Routine hearing exam | $0 copay(limits apply) |
| Hearing aid fitting and evaluation | $0 copay |
| Hearing aids (all types) | $295–$1,495 copay(limits apply) |
| Hearing aids, inner ear | Not covered |
| Hearing aids, outer ear | Not covered |
| Hearing aids, over the ear | Not covered |
| Medicare Part B drugs | |
| Part B insulin | 0%–20% coinsurance(authorization required, step therapy may apply) |
| Chemotherapy and radiation drugs | 0%–20% coinsurance(authorization required, step therapy may apply) |
| Other Part B drugs | 0%–20% coinsurance(authorization required, step therapy may apply) |
| Other extra benefits? | |
| Over-the-counter (OTC) allowance | Not covered |
| Meals after a hospital stay or for a chronic condition | Not covered |
| Fitness benefit | $0 copay |
| Health education | $0 copay |
| Nutritional / dietary benefit | $0 copay |
| Extra smoking and tobacco cessation counseling | Not covered |
| Enhanced disease management | $0 copay |
| Telemonitoring | $0 copay |
| Remote access technologies (web/phone, nurse line) | Not covered |
| Home and bathroom safety devices | Not covered |
| Counseling services | Not covered |
| In-home safety assessment | $0 copay |
| Personal emergency response system (PERS) | Not covered |
| Medical nutrition therapy | Not covered |
| Post-discharge in-home medication reconciliation | $0 copay |
| Re-admission prevention | Not covered |
| Wigs for hair loss from chemotherapy | Not covered |
| Weight management programs | Not covered |
| Alternative therapies | Not covered |
| Therapeutic massage | Not covered |
| Adult day health services | Not covered |
| Home-based palliative care | Not covered |
| In-home support services | Not covered |
| Support for caregivers | Not covered |
In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.
Drug tiers — preferred pharmacy, initial coverage
| Tier | Cost-sharing |
|---|---|
| Tier 1 | $1.00 |
| Tier 2 | $8.00 |
| Tier 3 | $42.00 |
| Tier 4 | 25% |
| Tier 5 | 27% |
Rx cost-sharing by coverage phase
| Tier | 30-day supply | 90-day supply | ||||
|---|---|---|---|---|---|---|
| Preferred | Standard | Mail Order | Preferred | Standard | Mail Order | |
| Initial deductible phase | ||||||
| Tier 1: Preferred Generic | $1.00 | $6.00 | $1.00 | $0.00 | $18.00 | $0.00 |
| Tier 2: Generic | $8.00 | $13.00 | $8.00 | $24.00 | $39.00 | $0.00 |
| Initial coverage phase | ||||||
| Tier 1: Preferred Generic | $1.00 | $6.00 | $1.00 | $0.00 | $18.00 | $0.00 |
| Tier 2: Generic | $8.00 | $13.00 | $8.00 | $24.00 | $39.00 | $0.00 |
| Tier 3: Preferred Brand | $42.00 | $47.00 | $42.00 | $126.00 | $141.00 | $105.00 |
| Tier 4: Non-Preferred Drug | 25% | 25% | 25% | 25% | 25% | 25% |
| Tier 5: Specialty Tier | 27% | 27% | 27% | n/a | n/a | n/a |
| Catastrophic coverage phase | ||||||
| Tier 1: Preferred Generic | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 2: Generic | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 3: Preferred Brand | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 4: Non-Preferred Drug | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 5: Specialty Tier | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
Also available in 14 other MI counties
Benefits in plain text
PriorityMedicare Smart Savings (HMO-POS) (H2320-032-5) is a 2026 HMO-POS Medicare Advantage plan offered by Priority Health Medicare, available to residents of Tuscola County, MI.
The monthly premium is $0.00 (Part C and Part D together).
The plan reduces the member's Medicare Part B premium by $120.00 a month (a "giveback"); the Part B premium itself must still be paid.
With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.
The in-network deductible for health services is $650.00.
Its in-network out-of-pocket maximum is $9,250.00.
The drug deductible is $500.00. Tier 1 and 2 exempt.
The plan's formulary lists 3,310 drugs.
At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $1.00; tier 2: $8.00; tier 3: $42.00; tier 4: 25%; tier 5: 27%.
CMS gives the plan's contract (H2320) an overall rating of 4.5 out of 5 stars.
Email a copy of the plan benefit details
Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.