Blue Cross and Blue Shield of Nebraska MA Access (PPO)

Available to residents of Custer County, NE for 2026. Contract H8181, plan 001, segment 0.

Renewed for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)	$30.00
— medical (Part C) part	$0.00
— drug (Part D) part	$30.00?
Monthly premium with full Extra Help (LIS)	$0.00?
Part B premium reduction (giveback)	None
In-network out-of-pocket maximum	$3,900.00?
In- and out-of-network out-of-pocket maximum	$6,200.00
Drug deductible	$400.00Tier 1, 2 and 3 exempt
Drug out-of-pocket threshold	$2,100.00
Plan type	PPO?
Contract / plan	H8181-001-0
Offered by	Blue Cross and Blue Shield of Nebraska
Parent organization	Blue Cross Blue Shield of Nebraska
Formulary drugs	3,539
Formulary exception tier	4?
Pharmacy search	Medicare.NebraskaBlue.com/MedicareAdvantage/FindAPharmacy
Member services	(844)899-6060TTY 711

CMS star ratings

Overall: 3 out of 5 stars for Overall
Health plan (Part C): 3 out of 5 stars for Health plan (Part C)
Drug plan (Part D): 3.5 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H8181 shares this rating.

Plan health benefits

Service	In-network	Out-of-network?
Doctor visits
Primary care doctor	$0 copay	$15 copay
Specialist	$35 copay	50% coinsurance
Other health care professional	$0–$35 copay	$0–$15 copay; 0%–50% coinsurance
Additional telehealth services	$0–$55 copay	—
Preventive care
Medicare-covered preventive services	$0 copay	$0 copay
Annual physical exam	$0 copay	$0 copay
Kidney disease education	$0 copay	$0 copay
Glaucoma screening	$0 copay	$0 copay
Diabetes self-management training	$0 copay	$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures	$0–$350 copay(authorization required)	$0–$350 copay
Lab services	$0 copay(authorization required)	$20 copay
Diagnostic radiology (e.g. MRI, CT)	$0–$195 copay(authorization required)	$0–$195 copay
Therapeutic radiology	20% coinsurance(authorization required)	20% coinsurance
Outpatient x-rays	$20 copay(authorization required)	$30 copay
Emergency and urgent care
Emergency room	$125 copay	—
Urgent care	$55 copay	—
Worldwide emergency coverage	$125 copay · $50,000 plan limit	—
Worldwide urgent care	$125 copay · $50,000 plan limit	—
Worldwide emergency transportation	$125 copay	—
Hospital care
Inpatient hospital stay	$390 per day for days 1–4; $0 per day for days 5–90(authorization required)	$390 per day for days 1–4; $0 per day for days 5–90
Outpatient hospital services	$350 copay(authorization required)	$350 copay
Outpatient observation	$350 copay	$350 copay
Ambulatory surgical center	$295 copay(authorization required)	$295 copay
Outpatient blood services	$0 copay	$0 copay
Skilled nursing and home health
Skilled nursing facility	$0 per day for days 1–20; $214 per day for days 21–60; $0 per day for days 61–100(authorization required)	$0 per day for days 1–20; $214 per day for days 21–80; $0 per day for days 81–100
Home health care	$0 copay(authorization required)	$0 copay
Kidney dialysis	20% coinsurance	20% coinsurance
Rehabilitation
Occupational therapy	$35 copay(authorization required)	$35 copay
Physical therapy and speech-language therapy	$35 copay(authorization required)	$35 copay
Cardiac rehabilitation	$35 copay	$35 copay
Pulmonary rehabilitation	$15 copay	$15 copay
Mental health and substance use
Inpatient psychiatric hospital stay	$420 per day for days 1–4; $0 per day for days 5–90(authorization required)	$420 per day for days 1–4; $0 per day for days 5–90
Outpatient mental health, individual session	$35 copay	$35 copay
Outpatient mental health, group session	$35 copay	$35 copay
Psychiatrist, individual session	$35 copay	$35 copay
Psychiatrist, group session	$35 copay	$35 copay
Partial hospitalization	$60 copay	$60 copay
Intensive outpatient program	$60 copay	$60 copay
Outpatient substance use, individual session	$35 copay	$35 copay
Outpatient substance use, group session	$35 copay	$35 copay
Opioid treatment program	$35 copay	50% coinsurance
Ambulance and transportation
Ground ambulance	$350 copay(authorization required)	$350 copay
Air ambulance	$350 copay(authorization required)	$350 copay
Transportation to plan-approved locations	Not covered	—
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)	20% coinsurance(authorization required)	20% coinsurance
Prosthetics (e.g. braces, artificial limbs)	20% coinsurance(authorization required)	20% coinsurance
Medical supplies	20% coinsurance(authorization required)	20% coinsurance
Diabetes supplies	0%–20% coinsurance	0%–20% coinsurance
Diabetic therapeutic shoes or inserts	20% coinsurance	20% coinsurance
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)	$20 copay(authorization required)	$20 copay
Routine chiropractic care	$20 copay(authorization required)	$20 copay
Acupuncture	Not covered	—
Foot exams and treatment (Medicare-covered)	$35 copay	50% coinsurance
Routine foot care	Not covered	—
Dental?
Medicare-covered dental services	$35 copay	50% coinsurance
Preventive dental plan limit	$1,500 plan limit every year	—
Oral exams	$0 copay(limits apply)	$0 copay
Cleanings	$0 copay(limits apply)	$0 copay
Fluoride treatment	$0 copay(limits apply)	$0 copay
Dental x-rays	$0 copay(limits apply)	$0 copay
Other diagnostic dental services	$0 copay	$0 copay
Other preventive dental services	$0 copay	$0 copay
Restorative services (fillings, crowns)	$0 copay	$0 copay
Endodontics (root canals)	$0 copay	$0 copay
Periodontics (gum disease)	$0 copay	$0 copay
Dentures and other removable prosthodontics	$0 copay	$0 copay
Maxillofacial prosthetics	$0 copay	$0 copay
Implants	$0 copay	$0 copay
Bridges and other fixed prosthodontics	$0 copay	$0 copay
Oral and maxillofacial surgery	$0 copay	$0 copay
Orthodontics	Not covered	—
Adjunctive general services	Not covered	—
Vision?
Eye exam (Medicare-covered)	$35 copay	50% coinsurance
Routine eye exam	$0 copay(limits apply)	$0 copay
Eyewear after cataract surgery (Medicare-covered)	$0 copay(limits apply)	—
Eyewear plan limit	$300 plan limit every year	—
Contact lenses	$0 copay(limits apply)	$0 copay
Eyeglasses (frames and lenses)	$0 copay(limits apply)	$0 copay
Eyeglass lenses	$0 copay(limits apply)	$0 copay
Eyeglass frames	$0 copay(limits apply)	$0 copay
Eyewear upgrades	$0 copay(limits apply)	$0 copay
Hearing?
Hearing exam (Medicare-covered)	$0–$35 copay	$0–$15 copay; 0%–50% coinsurance
Routine hearing exam	$0 copay(limits apply)	$0 copay
Hearing aid fitting and evaluation	$0 copay(limits apply)	$0 copay
Hearing aids (all types)	$395–$1,595 copay(limits apply)	$0 copay
Hearing aids, inner ear	Not covered	—
Hearing aids, outer ear	Not covered	—
Hearing aids, over the ear	Not covered	—
Medicare Part B drugs
Part B insulin	$35 copay(authorization required, step therapy may apply)	$35 copay
Chemotherapy and radiation drugs	0%–20% coinsurance(authorization required, step therapy may apply)	0%–20% coinsurance
Other Part B drugs	0%–20% coinsurance(authorization required, step therapy may apply)	0%–20% coinsurance
Other extra benefits?
Over-the-counter (OTC) allowance	$70 allowance every three months	—
Meals after a hospital stay or for a chronic condition	$0 copay	$0 copay
Fitness benefit	$0 copay(limits apply)	$0 copay
Health education	Not covered	—
Nutritional / dietary benefit	Not covered	—
Extra smoking and tobacco cessation counseling	Not covered	—
Enhanced disease management	Not covered	—
Telemonitoring	Not covered	—
Remote access technologies (web/phone, nurse line)	$0 copay(limits apply)	$0 copay
Home and bathroom safety devices	Not covered	—
Counseling services	Not covered	—
In-home safety assessment	Not covered	—
Personal emergency response system (PERS)	Not covered	—
Medical nutrition therapy	Not covered	—
Post-discharge in-home medication reconciliation	Not covered	—
Re-admission prevention	Not covered	—
Wigs for hair loss from chemotherapy	Not covered	—
Weight management programs	Not covered	—
Alternative therapies	Not covered	—
Therapeutic massage	Not covered	—
Adult day health services	Not covered	—
Home-based palliative care	Not covered	—
In-home support services	Not covered	—
Support for caregivers	Not covered	—

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed; an out-of-network dash means the plan files no separate out-of-network cost for that service. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

Tier	Cost-sharing
Tier 1	$0.00
Tier 2	$14.00
Tier 3	$47.00
Tier 4	$100.00
Tier 5	28%

Rx cost-sharing by coverage phase

Tier	30-day supply			90-day supply
Tier	Preferred	Standard	Mail Order	Preferred	Standard	Mail Order
Initial deductible phase
Tier 1: Preferred Generic	$0.00	$0.00	$2.00	$0.00	$0.00	$0.00
Tier 2: Generic	$14.00	$14.00	$14.00	$42.00	$42.00	$0.00
Tier 3: Preferred Brand	$47.00	$47.00	$47.00	$141.00	$141.00	$131.00
Initial coverage phase
Tier 1: Preferred Generic	$0.00	$0.00	$2.00	$0.00	$0.00	$0.00
Tier 2: Generic	$14.00	$14.00	$14.00	$42.00	$42.00	$0.00
Tier 3: Preferred Brand	$47.00	$47.00	$47.00	$141.00	$141.00	$131.00
Tier 4: Non-Preferred Drug	$100.00	$100.00	$100.00	$300.00	$300.00	$290.00
Tier 5: Specialty Tier	28%	28%	28%	n/a	n/a	n/a
Catastrophic coverage phase
Tier 1: Preferred Generic	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Tier 2: Generic	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Tier 3: Preferred Brand	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Tier 4: Non-Preferred Drug	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Tier 5: Specialty Tier	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00

Also available in 75 other NE counties

Benefits in plain text

Blue Cross and Blue Shield of Nebraska MA Access (PPO) (H8181-001-0) is a 2026 PPO Medicare Advantage plan offered by Blue Cross and Blue Shield of Nebraska, available to residents of Custer County, NE.

The monthly premium is $30.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

Its in-network out-of-pocket maximum is $3,900.00.

The combined in- and out-of-network out-of-pocket maximum is $6,200.00.

The drug deductible is $400.00. Tier 1, 2 and 3 exempt.

The plan's formulary lists 3,539 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $14.00; tier 3: $47.00; tier 4: $100.00; tier 5: 28%.

CMS gives the plan's contract (H8181) an overall rating of 3 out of 5 stars.

Email a copy of the plan benefit details

Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.