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Blue Cross and Blue Shield of Nebraska MA Core (HMO)

Available to residents of Douglas County, NE for 2026. Contract H3170, plan 003, segment 1.

Plan details

Monthly premium (Part C + D)$0.00
— medical (Part C) part$0.00
— drug (Part D) part$0.00?
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)None
Health plan deductible (in-network)None
In-network out-of-pocket maximum$4,100.00?
Drug deductible$400.00Tier 1, 2 and 3 exempt
Drug out-of-pocket threshold$2,100.00
Plan typeHMO?
Contract / planH3170-003-1
Offered byBlue Cross and Blue Shield of Nebraska
Parent organizationBlue Cross Blue Shield of Nebraska
Formulary drugs3,539
Formulary exception tier4?
Pharmacy searchMedicare.NebraskaBlue.com/MedicareAdvantage/FindAPharmacy
Member services(844)899-6060TTY 711

CMS star ratings

Overall
—
Health plan (Part C)
—
Drug plan (Part D)
2.5 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H3170 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor$0 copay
Specialist$35 copay
Other health care professional$0–$35 copay
Additional telehealth services$0–$55 copay
Preventive care
Medicare-covered preventive services$0 copay
Annual physical exam$0 copay
Kidney disease education$0 copay
Glaucoma screening$0 copay
Diabetes self-management training$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures$0–$350 copay(authorization required)
Lab services$0 copay(authorization required)
Diagnostic radiology (e.g. MRI, CT)$0–$195 copay(authorization required)
Therapeutic radiology20% coinsurance(authorization required)
Outpatient x-rays$25 copay(authorization required)
Emergency and urgent care
Emergency room$135 copay
Urgent care$55 copay
Worldwide emergency coverage$135 copay · $50,000 plan limit
Worldwide urgent care$135 copay · $50,000 plan limit
Worldwide emergency transportation$135 copay
Hospital care
Inpatient hospital stay$400 per day for days 1–4; $0 per day for days 5–90(authorization required)
Outpatient hospital services$350 copay(authorization required)
Outpatient observation$350 copay
Ambulatory surgical center$300 copay(authorization required)
Outpatient blood services$0 copay
Skilled nursing and home health
Skilled nursing facility$0 per day for days 1–20; $214 per day for days 21–60; $0 per day for days 61–100(authorization required)
Home health care$0 copay(authorization required)
Kidney dialysis20% coinsurance
Rehabilitation
Occupational therapy$35 copay(authorization required)
Physical therapy and speech-language therapy$35 copay(authorization required)
Cardiac rehabilitation$35 copay
Pulmonary rehabilitation$15 copay
Mental health and substance use
Inpatient psychiatric hospital stay$420 per day for days 1–4; $0 per day for days 5–90(authorization required)
Outpatient mental health, individual session$35 copay
Outpatient mental health, group session$35 copay
Psychiatrist, individual session$35 copay
Psychiatrist, group session$35 copay
Partial hospitalization$60 copay
Intensive outpatient program$60 copay
Outpatient substance use, individual session$35 copay
Outpatient substance use, group session$35 copay
Opioid treatment program$35 copay
Ambulance and transportation
Ground ambulance$350 copay(authorization required)
Air ambulance$350 copay(authorization required)
Transportation to plan-approved locationsNot covered
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies20% coinsurance(authorization required)
Diabetes supplies0%–20% coinsurance
Diabetic therapeutic shoes or inserts20% coinsurance
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)$20 copay(authorization required)
Routine chiropractic care$20 copay(authorization required)
AcupunctureNot covered
Foot exams and treatment (Medicare-covered)$35 copay
Routine foot careNot covered
Dental?
Medicare-covered dental services$35 copay
Preventive dental plan limit$1,200 plan limit every year
Oral exams$0 copay(limits apply)
Cleanings$0 copay(limits apply)
Fluoride treatment$0 copay(limits apply)
Dental x-rays$0 copay(limits apply)
Other diagnostic dental services$0 copay
Other preventive dental services$0 copay
Restorative services (fillings, crowns)$0 copay
Endodontics (root canals)$0 copay
Periodontics (gum disease)$0 copay
Dentures and other removable prosthodontics$0 copay
Maxillofacial prosthetics$0 copay
Implants$0 copay
Bridges and other fixed prosthodontics$0 copay
Oral and maxillofacial surgery$0 copay
OrthodonticsNot covered
Adjunctive general servicesNot covered
Vision?
Eye exam (Medicare-covered)$35 copay
Routine eye exam$0 copay(limits apply)
Eyewear after cataract surgery (Medicare-covered)$0 copay(limits apply)
Eyewear plan limit$300 plan limit every year
Contact lenses$0 copay(limits apply)
Eyeglasses (frames and lenses)$0 copay(limits apply)
Eyeglass lenses$0 copay(limits apply)
Eyeglass frames$0 copay(limits apply)
Eyewear upgrades$0 copay(limits apply)
Hearing?
Hearing exam (Medicare-covered)$0–$35 copay
Routine hearing exam$0 copay(limits apply)
Hearing aid fitting and evaluation$0 copay(limits apply)
Hearing aids (all types)$395–$1,595 copay(limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin$35 copay(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowance$50 allowance every three months
Meals after a hospital stay or for a chronic condition$0 copay
Fitness benefit$0 copay(limits apply)
Health educationNot covered
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counselingNot covered
Enhanced disease managementNot covered
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)$0 copay(limits apply)
Home and bathroom safety devicesNot covered
Counseling servicesNot covered
In-home safety assessmentNot covered
Personal emergency response system (PERS)Not covered
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliationNot covered
Re-admission preventionNot covered
Wigs for hair loss from chemotherapyNot covered
Weight management programsNot covered
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative careNot covered
In-home support servicesNot covered
Support for caregiversNot covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$14.00
Tier 3$47.00
Tier 4$100.00
Tier 528%

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial deductible phase
Tier 1: Preferred Generic$0.00$0.00$2.00$0.00$0.00$0.00
Tier 2: Generic$14.00$14.00$14.00$42.00$42.00$0.00
Tier 3: Preferred Brand$47.00$47.00$47.00$141.00$141.00$131.00
Initial coverage phase
Tier 1: Preferred Generic$0.00$0.00$2.00$0.00$0.00$0.00
Tier 2: Generic$14.00$14.00$14.00$42.00$42.00$0.00
Tier 3: Preferred Brand$47.00$47.00$47.00$141.00$141.00$131.00
Tier 4: Non-Preferred Drug$100.00$100.00$100.00$300.00$300.00$290.00
Tier 5: Specialty Tier28%28%28%n/an/an/a
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand$0.00$0.00$0.00$0.00$0.00$0.00
Tier 4: Non-Preferred Drug$0.00$0.00$0.00$0.00$0.00$0.00
Tier 5: Specialty Tier$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 7 other NE counties

Benefits in plain text

Blue Cross and Blue Shield of Nebraska MA Core (HMO) (H3170-003-1) is a 2026 HMO Medicare Advantage plan offered by Blue Cross and Blue Shield of Nebraska, available to residents of Douglas County, NE.

The monthly premium is $0.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

There is no in-network deductible for health services.

Its in-network out-of-pocket maximum is $4,100.00.

The drug deductible is $400.00. Tier 1, 2 and 3 exempt.

The plan's formulary lists 3,539 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $14.00; tier 3: $47.00; tier 4: $100.00; tier 5: 28%.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.