Independent Health's Encompass 65 RED 042 (HMO)
Available to residents of Niagara County, NY for 2026. Contract H3362, plan 042, segment 0.
Plan details
| Monthly drug premium | $40.00 |
|---|---|
| Drug deductible | $250.00Tier 1 and 2 exempt |
| Plan type | Medicare Advantage |
| Contract / plan | H3362-042-0 |
| Offered by | Independent Health |
| Parent organization | Independent Health Association, Inc. |
| Formulary drugs | 3,387 |
CMS star ratings
- Overall
- 5 out of 5 stars for Overall
- Health plan (Part C)
- 5 out of 5 stars for Health plan (Part C)
- Drug plan (Part D)
- 5 out of 5 stars for Drug plan (Part D)
Published per contract — every plan under contract H3362 shares this rating.
Drug tiers — preferred pharmacy, initial coverage
| Tier | Cost-sharing |
|---|---|
| Tier 1 | $0.00 |
| Tier 2 | $7.00 |
| Tier 3 | 16% |
| Tier 4 | 37% |
| Tier 5 | 30% |
Also available in 7 other NY counties
Plan facts come from the CMS quarterly prescription drug plan public use files.