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MedMutual Advantage Select (PPO)

Available to residents of Greene County, OH for 2026. Contract H4497, plan 001, segment 3.

Renewed, service area reduced for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)$44.00
— medical (Part C) part$0.00
— drug (Part D) part$44.00?
Monthly premium with full Extra Help (LIS)$12.60?
Part B premium reduction (giveback)None
In-network out-of-pocket maximum$6,775.00?
In- and out-of-network out-of-pocket maximum$11,300.00
Drug deductible$95.00Tier 1, 2 and 6 exempt
Drug out-of-pocket threshold$2,100.00
Plan typePPO?
Contract / planH4497-001-3
Offered byMedical Mutual of Ohio
Parent organizationMEDICAL MUTUAL OF OHIO
Formulary drugs3,305
Formulary exception tier4?
Pharmacy searchmedmutual.com/maplaninfo
Member services(877)264-4956TTY 711

CMS star ratings

Overall
4.5 out of 5 stars for Overall
Health plan (Part C)
4.5 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
4 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H4497 shares this rating.

Plan health benefits

ServiceIn-networkOut-of-network?
Doctor visits
Primary care doctor$5 copay30% coinsurance
Specialist$30 copay(authorization required)30% coinsurance
Other health care professional$5–$40 copay(authorization required)30% coinsurance
Additional telehealth services$5–$30 copay—
Preventive care
Medicare-covered preventive services$0 copay30% coinsurance
Annual physical exam$0 copay30% coinsurance
Kidney disease education$0 copay30% coinsurance
Glaucoma screening$0 copay30% coinsurance
Diabetes self-management training$0 copay30% coinsurance
Diagnostic tests, labs and imaging
Diagnostic tests and procedures$10 copay(authorization required)30% coinsurance
Lab services$10 copay(authorization required)30% coinsurance
Diagnostic radiology (e.g. MRI, CT)$100–$175 copay(authorization required)30% coinsurance
Therapeutic radiology20% coinsurance(authorization required)30% coinsurance
Outpatient x-rays$50 copay(authorization required)30% coinsurance
Emergency and urgent care
Emergency room$115 copay—
Urgent care$40 copay—
Worldwide emergency coverage$115 copay · $50,000 plan limit—
Worldwide urgent care$40 copay · $50,000 plan limit—
Worldwide emergency transportationNot covered—
Hospital care
Inpatient hospital stay$395 per day for days 1–5; $0 per day for days 6–90(authorization required)30% coinsurance per stay
Outpatient hospital services$360 copay(authorization required)30% coinsurance
Outpatient observation$360 copay30% coinsurance
Ambulatory surgical center$380 copay(authorization required)30% coinsurance
Outpatient blood services$0 copay30% coinsurance
Skilled nursing and home health
Skilled nursing facility$0 per day for days 1–20; $218 per day for days 21–100(authorization required)30% coinsurance per stay
Home health care$0 copay30% coinsurance
Kidney dialysis20% coinsurance30% coinsurance
Rehabilitation
Occupational therapy$35 copay(authorization required)30% coinsurance
Physical therapy and speech-language therapy$40 copay(authorization required)30% coinsurance
Cardiac rehabilitation$30 copay(authorization required)30% coinsurance
Pulmonary rehabilitation$25 copay(authorization required)30% coinsurance
Mental health and substance use
Inpatient psychiatric hospital stay$370 per day for days 1–5; $0 per day for days 6–90(authorization required)30% coinsurance per stay
Outpatient mental health, individual session$30 copay30% coinsurance
Outpatient mental health, group session$30 copay30% coinsurance
Psychiatrist, individual session$30 copay30% coinsurance
Psychiatrist, group session$30 copay30% coinsurance
Partial hospitalization$30 copay(authorization required)30% coinsurance
Intensive outpatient program$30 copay(authorization required)30% coinsurance
Outpatient substance use, individual session$30 copay30% coinsurance
Outpatient substance use, group session$30 copay30% coinsurance
Opioid treatment program20% coinsurance(authorization required)30% coinsurance
Ambulance and transportation
Ground ambulance$250 copay(authorization required)$250 copay
Air ambulance50% coinsurance(authorization required)50% coinsurance
Transportation to plan-approved locations$0 copay(authorization required, limits apply)$0 copay
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)20% coinsurance(authorization required)30% coinsurance
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)30% coinsurance
Medical supplies20% coinsurance(authorization required)30% coinsurance
Diabetes supplies0%–20% coinsurance20% coinsurance
Diabetic therapeutic shoes or inserts20% coinsurance20% coinsurance
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)$15 copay(authorization required)30% coinsurance
Routine chiropractic careNot covered—
AcupunctureNot covered—
Foot exams and treatment (Medicare-covered)$30 copay(authorization required)30% coinsurance
Routine foot careNot covered—
Dental?
Medicare-covered dental services$30 copay(authorization required)30% coinsurance
Oral exams$0 copay(limits apply)50% coinsurance
Cleanings$0 copay(limits apply)50% coinsurance
Fluoride treatment$0 copay(limits apply)50% coinsurance
Dental x-rays$0 copay(limits apply)50% coinsurance
Other diagnostic dental servicesOptional supplemental benefit (extra premium)—
Other preventive dental servicesNot covered—
Restorative services (fillings, crowns)Not covered—
Endodontics (root canals)Not covered—
Periodontics (gum disease)Not covered—
Dentures and other removable prosthodonticsNot covered—
Maxillofacial prostheticsNot covered—
ImplantsNot covered—
Bridges and other fixed prosthodonticsNot covered—
Oral and maxillofacial surgeryNot covered—
OrthodonticsNot covered—
Adjunctive general servicesNot covered—
Vision?
Eye exam (Medicare-covered)$0 copay30% coinsurance
Routine eye exam$0 copay(limits apply)$50 copay
Eyewear after cataract surgery (Medicare-covered)20% coinsurance(limits apply)30% coinsurance
Eyewear plan limit$100 plan limit every year—
Contact lenses$0 copay(limits apply)$0 copay
Eyeglasses (frames and lenses)$0 copay(limits apply)$0 copay
Eyeglass lensesNot covered—
Eyeglass framesNot covered—
Eyewear upgradesNot covered—
Hearing?
Hearing exam (Medicare-covered)$0 copay30% coinsurance
Routine hearing exam$0 copay(limits apply)$0 copay
Hearing aid fitting and evaluationNot covered—
Hearing aids (all types)$499–$999 copay(limits apply)$499–$999 copay
Hearing aids, inner earNot covered—
Hearing aids, outer earNot covered—
Hearing aids, over the earNot covered—
Medicare Part B drugs
Part B insulin0%–20% coinsurance(authorization required, step therapy may apply)0%–20% coinsurance
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)0%–20% coinsurance
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)0%–20% coinsurance
Other extra benefits?
Over-the-counter (OTC) allowance$50 allowance every three months—
Meals after a hospital stay or for a chronic condition$0 copay(authorization required)$0 copay
Fitness benefit$0 copay$0 copay
Health educationNot covered—
Nutritional / dietary benefitNot covered—
Extra smoking and tobacco cessation counseling$0 copay$0 copay
Enhanced disease managementNot covered—
TelemonitoringNot covered—
Remote access technologies (web/phone, nurse line)$0 copay$0 copay
Home and bathroom safety devicesNot covered—
Counseling servicesNot covered—
In-home safety assessmentNot covered—
Personal emergency response system (PERS)Not covered—
Medical nutrition therapyNot covered—
Post-discharge in-home medication reconciliationNot covered—
Re-admission preventionNot covered—
Wigs for hair loss from chemotherapyNot covered—
Weight management programs$0 copay70% coinsurance
Alternative therapiesNot covered—
Therapeutic massageNot covered—
Adult day health servicesNot covered—
Home-based palliative care$0 copay$0 copay
In-home support servicesNot covered—
Support for caregiversNot covered—

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed; an out-of-network dash means the plan files no separate out-of-network cost for that service. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$5.00
Tier 323%
Tier 443%
Tier 531%
Tier 6$0.00

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial deductible phase
Tier 1: Preferred Generic$0.00$8.00$0.00$0.00$16.00$0.00
Tier 2: Generic$5.00$12.00$4.00$13.00$30.00$10.00
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00
Initial coverage phase
Tier 1: Preferred Generic$0.00$8.00$0.00$0.00$16.00$0.00
Tier 2: Generic$5.00$12.00$4.00$13.00$30.00$10.00
Tier 3: Preferred Brand23%23%23%23%23%23%
Tier 4: Non-Preferred Drug43%43%43%43%43%43%
Tier 5: Specialty Tier31%31%31%n/an/an/a
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand$0.00$0.00$0.00$0.00$0.00$0.00
Tier 4: Non-Preferred Drug$0.00$0.00$0.00$0.00$0.00$0.00
Tier 5: Specialty Tier$0.00$0.00$0.00$0.00$0.00$0.00
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 23 other OH counties

Benefits in plain text

MedMutual Advantage Select (PPO) (H4497-001-3) is a 2026 PPO Medicare Advantage plan offered by Medical Mutual of Ohio, available to residents of Greene County, OH.

The monthly premium is $44.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $12.60.

Its in-network out-of-pocket maximum is $6,775.00.

The combined in- and out-of-network out-of-pocket maximum is $11,300.00.

The drug deductible is $95.00. Tier 1, 2 and 6 exempt.

The plan's formulary lists 3,305 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $5.00; tier 3: 23%; tier 4: 43%; tier 5: 31%; tier 6: $0.00.

CMS gives the plan's contract (H4497) an overall rating of 4.5 out of 5 stars.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.