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The Health Plan SecureCare - Option II (HMO)

Available to residents of Mahoning County, OH for 2026. Contract H3672, plan 013, segment 0.

Renewed, service area reduced for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)$0.00
— medical (Part C) part$0.00
— drug (Part D) part$0.00?
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)None
Health plan deductible (in-network)None
In-network out-of-pocket maximum$5,000.00?
Drug deductible$395.00Tier 1 and 2 exempt
Drug out-of-pocket threshold$2,100.00
Plan typeHMO?
Contract / planH3672-013-0
Offered byThe Health Plan
Parent organizationThe Health Plan of West Virginia, Inc.
Formulary drugs3,508
Formulary exception tier4?
Pharmacy searchwww.healthplan.org
Member services(877)847-7915TTY 711

CMS star ratings

Overall
3.5 out of 5 stars for Overall
Health plan (Part C)
3.5 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
3.5 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H3672 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor$0 copay
Specialist$45 copay
Other health care professional$45 copay(authorization required)
Additional telehealth services$0 copay
Preventive care
Medicare-covered preventive services$0 copay
Annual physical exam$0 copay
Kidney disease education$0 copay
Glaucoma screening$0 copay
Diabetes self-management training$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures$50 copay(authorization required)
Lab services$0 copay(authorization required)
Diagnostic radiology (e.g. MRI, CT)$0–$150 copay(authorization required)
Therapeutic radiology20% coinsurance(authorization required)
Outpatient x-rays$50 copay(authorization required)
Emergency and urgent care
Emergency room$130 copay
Urgent care$40 copay
Worldwide emergency coverage$130 copay · $25,000 plan limit
Worldwide urgent careNot covered
Worldwide emergency transportation$200–$500 copay
Hospital care
Inpatient hospital stay$325 per day for days 1–6; $0 per day for days 7–90(authorization required)
Outpatient hospital services$0–$500 copay(authorization required)
Outpatient observation$500 copay(authorization required)
Ambulatory surgical center$500 copay(authorization required)
Outpatient blood services$0 copay
Skilled nursing and home health
Skilled nursing facility$0 per day for days 1–20; $218 per day for days 21–100(authorization required)
Home health care$0 copay
Kidney dialysis20% coinsurance
Rehabilitation
Occupational therapy$40 copay(authorization required)
Physical therapy and speech-language therapy$40 copay(authorization required)
Cardiac rehabilitation$0 copay
Pulmonary rehabilitation$0 copay
Mental health and substance use
Inpatient psychiatric hospital stay$325 per day for days 1–6; $0 per day for days 7–90(authorization required)
Outpatient mental health, individual session$45 copay
Outpatient mental health, group session$45 copay
Psychiatrist, individual session$45 copay
Psychiatrist, group session$45 copay
Partial hospitalization$0 copay(authorization required)
Intensive outpatient program$0 copay(authorization required)
Outpatient substance use, individual session$45 copay(authorization required)
Outpatient substance use, group session$45 copay(authorization required)
Opioid treatment program$45 copay(authorization required)
Ambulance and transportation
Ground ambulance$200 copay(authorization required)
Air ambulance$500 copay(authorization required)
Transportation to plan-approved locationsNot covered
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies20% coinsurance(authorization required)
Diabetes supplies0%–20% coinsurance(authorization required)
Diabetic therapeutic shoes or inserts20% coinsurance(authorization required)
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)$15 copay(authorization required)
Routine chiropractic careNot covered
AcupunctureNot covered
Foot exams and treatment (Medicare-covered)$45 copay
Routine foot care$45 copay(limits apply)
Dental?
Medicare-covered dental services$45 copay(authorization required)
Oral exams$0 copay(limits apply)
Cleanings$0 copay(limits apply)
Fluoride treatmentNot covered
Dental x-rays$0 copay(limits apply)
Other diagnostic dental servicesNot covered
Other preventive dental servicesNot covered
Comprehensive dental plan limit$1,000 plan limit every year
Maxillofacial prostheticsNot covered
ImplantsNot covered
OrthodonticsNot covered
Adjunctive general servicesNot covered
Vision?
Eye exam (Medicare-covered)$0 copay
Routine eye exam$0 copay(limits apply)
Eyewear after cataract surgery (Medicare-covered)$0 copay(limits apply)
Eyewear plan limit$200 plan limit every year
Contact lenses$0 copay(limits apply)
Eyeglasses (frames and lenses)Not covered
Eyeglass lenses$0 copay(limits apply)
Eyeglass frames$0 copay(limits apply)
Eyewear upgradesNot covered
Hearing?
Hearing exam (Medicare-covered)$20 copay
Routine hearing exam$0 copay(limits apply)
Hearing aid fitting and evaluation$0 copay
Hearing aids (all types)$399–$899 copay(limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin$35 copay(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowance$55 allowance every three months
Meals after a hospital stay or for a chronic condition$0 copay
Fitness benefit$0 copay
Health education$0 copay
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counseling$0 copay
Enhanced disease managementNot covered
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)Not covered
Home and bathroom safety devicesNot covered
Counseling servicesNot covered
In-home safety assessmentNot covered
Personal emergency response system (PERS)$0 copay
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliationNot covered
Re-admission preventionNot covered
Wigs for hair loss from chemotherapyNot covered
Weight management programsNot covered
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative careNot covered
In-home support servicesNot covered
Support for caregiversNot covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$5.00
Tier 320%
Tier 440%
Tier 528%

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial deductible phase
Tier 1: Preferred Generic$0.00$13.00$0.00$0.00$39.00$0.00
Tier 2: Generic$5.00$20.00$5.00$15.00$60.00$15.00
Initial coverage phase
Tier 1: Preferred Generic$0.00$13.00$0.00$0.00$39.00$0.00
Tier 2: Generic$5.00$20.00$5.00$15.00$60.00$15.00
Tier 3: Preferred Brand20%20%20%20%20%20%
Tier 4: Non-Preferred Drug40%40%40%40%40%40%
Tier 5: Specialty Tier28%28%28%n/an/an/a
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand$0.00$0.00$0.00$0.00$0.00$0.00
Tier 4: Non-Preferred Drug$0.00$0.00$0.00$0.00$0.00$0.00
Tier 5: Specialty Tier$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 68 other OH counties

Benefits in plain text

The Health Plan SecureCare - Option II (HMO) (H3672-013-0) is a 2026 HMO Medicare Advantage plan offered by The Health Plan, available to residents of Mahoning County, OH.

The monthly premium is $0.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

There is no in-network deductible for health services.

Its in-network out-of-pocket maximum is $5,000.00.

The drug deductible is $395.00. Tier 1 and 2 exempt.

The plan's formulary lists 3,508 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $5.00; tier 3: 20%; tier 4: 40%; tier 5: 28%.

CMS gives the plan's contract (H3672) an overall rating of 3.5 out of 5 stars.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.