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MedMutual Advantage Signature (HMO-POS)

Available to residents of Wayne County, OH for 2026. Contract H6723, plan 006, segment 6.

Plan details

Monthly premium (Part C + D)$0.00
— medical (Part C) part$0.00
— drug (Part D) part$0.00?
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)None
Health plan deductible (in-network)None
In-network out-of-pocket maximum$4,200.00?
Drug deductible$300.00Tier 1, 2 and 6 exempt
Drug out-of-pocket threshold$2,100.00
Plan typeHMO-POS?
Contract / planH6723-006-6
Offered byMedical Mutual of Ohio
Parent organizationMEDICAL MUTUAL OF OHIO
Formulary drugs3,305
Formulary exception tier4?
Pharmacy searchmedmutual.com/maplaninfo
Member services(877)264-4956TTY 711

CMS star ratings

Overall
4 out of 5 stars for Overall
Health plan (Part C)
4 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
4 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H6723 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor$0 copay
Specialist$25 copay(authorization required)
Other health care professional$0–$40 copay(authorization required)
Additional telehealth services$0–$25 copay
Preventive care
Medicare-covered preventive services$0 copay
Annual physical exam$0 copay
Kidney disease education$0 copay
Glaucoma screening$0 copay
Diabetes self-management training$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures$10 copay(authorization required)
Lab services$10 copay(authorization required)
Diagnostic radiology (e.g. MRI, CT)$100–$125 copay(authorization required)
Therapeutic radiology20% coinsurance(authorization required)
Outpatient x-rays$50 copay(authorization required)
Emergency and urgent care
Emergency room$130 copay
Urgent care$25 copay
Worldwide emergency coverage$130 copay · $50,000 plan limit
Worldwide urgent care$25 copay · $50,000 plan limit
Worldwide emergency transportationNot covered
Hospital care
Inpatient hospital stay$375 per day for days 1–6; $0 per day for days 7–90(authorization required)
Outpatient hospital services$340 copay(authorization required)
Outpatient observation$375 copay
Ambulatory surgical center$300 copay(authorization required)
Outpatient blood services$0 copay
Skilled nursing and home health
Skilled nursing facility$0 per day for days 1–20; $218 per day for days 21–100(authorization required)
Home health care$0 copay
Kidney dialysis20% coinsurance
Rehabilitation
Occupational therapy$40 copay(authorization required)
Physical therapy and speech-language therapy$30 copay(authorization required)
Cardiac rehabilitation$40 copay(authorization required)
Pulmonary rehabilitation$35 copay(authorization required)
Mental health and substance use
Inpatient psychiatric hospital stay$335 per day for days 1–5; $0 per day for days 6–90(authorization required)
Outpatient mental health, individual session$25 copay
Outpatient mental health, group session$25 copay
Psychiatrist, individual session$25 copay
Psychiatrist, group session$25 copay
Partial hospitalization$25 copay(authorization required)
Intensive outpatient program$25 copay(authorization required)
Outpatient substance use, individual session$25 copay
Outpatient substance use, group session$25 copay
Opioid treatment program20% coinsurance(authorization required)
Ambulance and transportation
Ground ambulance$245 copay(authorization required)
Air ambulance50% coinsurance(authorization required)
Transportation to plan-approved locations$0 copay(authorization required, limits apply)
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)25% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies20% coinsurance(authorization required)
Diabetes supplies0%–20% coinsurance
Diabetic therapeutic shoes or inserts20% coinsurance
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)$20 copay(authorization required)
Routine chiropractic careNot covered
AcupunctureNot covered
Foot exams and treatment (Medicare-covered)$25 copay(authorization required)
Routine foot careNot covered
Dental?
Medicare-covered dental services$25 copay(authorization required)
Preventive dental plan limit$3,000 plan limit every year
Oral exams$0 copay(limits apply)
Cleanings$0 copay(limits apply)
Fluoride treatment$0 copay(limits apply)
Dental x-rays$0 copay(limits apply)
Other diagnostic dental services$0 copay
Other preventive dental servicesNot covered
Restorative services (fillings, crowns)$0 copay
Endodontics (root canals)$0 copay
Periodontics (gum disease)$0 copay
Dentures and other removable prosthodontics50% coinsurance
Maxillofacial prostheticsNot covered
Implants50% coinsurance
Bridges and other fixed prosthodontics50% coinsurance
Oral and maxillofacial surgery$0 copay
OrthodonticsNot covered
Adjunctive general services$0 copay
Vision?
Eye exam (Medicare-covered)$0 copay
Routine eye exam$0 copay(limits apply)
Eyewear after cataract surgery (Medicare-covered)20% coinsurance(limits apply)
Eyewear plan limit$200 plan limit every year
Contact lenses$0 copay(limits apply)
Eyeglasses (frames and lenses)$0 copay(limits apply)
Eyeglass lensesNot covered
Eyeglass framesNot covered
Eyewear upgradesNot covered
Hearing?
Hearing exam (Medicare-covered)$0 copay
Routine hearing exam$0 copay(limits apply)
Hearing aid fitting and evaluationNot covered
Hearing aids (all types)$499–$999 copay(limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin0%–20% coinsurance(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowance$30 allowance every three months
Meals after a hospital stay or for a chronic condition$0 copay(authorization required)
Fitness benefit$0 copay
Health educationNot covered
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counseling$0 copay
Enhanced disease managementNot covered
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)$0 copay
Home and bathroom safety devicesNot covered
Counseling servicesNot covered
In-home safety assessmentNot covered
Personal emergency response system (PERS)Not covered
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliationNot covered
Re-admission preventionNot covered
Wigs for hair loss from chemotherapyNot covered
Weight management programs$0 copay
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative care$0 copay
In-home support servicesNot covered
Support for caregiversNot covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$0.00
Tier 323%
Tier 440%
Tier 529%
Tier 6$0.00

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial deductible phase
Tier 1: Preferred Generic$0.00$6.00$0.00$0.00$15.00$0.00
Tier 2: Generic$0.00$8.00$0.00$0.00$20.00$0.00
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00
Initial coverage phase
Tier 1: Preferred Generic$0.00$6.00$0.00$0.00$15.00$0.00
Tier 2: Generic$0.00$8.00$0.00$0.00$20.00$0.00
Tier 3: Preferred Brand23%23%23%23%23%23%
Tier 4: Non-Preferred Drug40%40%40%40%40%40%
Tier 5: Specialty Tier29%29%29%n/an/an/a
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand$0.00$0.00$0.00$0.00$0.00$0.00
Tier 4: Non-Preferred Drug$0.00$0.00$0.00$0.00$0.00$0.00
Tier 5: Specialty Tier$0.00$0.00$0.00$0.00$0.00$0.00
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 13 other OH counties

Benefits in plain text

MedMutual Advantage Signature (HMO-POS) (H6723-006-6) is a 2026 HMO-POS Medicare Advantage plan offered by Medical Mutual of Ohio, available to residents of Wayne County, OH.

The monthly premium is $0.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

There is no in-network deductible for health services.

Its in-network out-of-pocket maximum is $4,200.00.

The drug deductible is $300.00. Tier 1, 2 and 6 exempt.

The plan's formulary lists 3,305 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $0.00; tier 3: 23%; tier 4: 40%; tier 5: 29%; tier 6: $0.00.

CMS gives the plan's contract (H6723) an overall rating of 4 out of 5 stars.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.