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Highmark Wholecare Medicare Assured Diamond (HMO D-SNP)

Available to residents of Schuylkill County, PA for 2026. Contract H5932, plan 001, segment 0.

Renewed for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)$16.00
— medical (Part C) part$0.00
— drug (Part D) part$16.00?
Drug premium in CMS's quarterly plan file$0.00The CMS Landscape file above lists $16.00 for the drug part; the two CMS files differ for this plan.
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)$3.00 a month?You must continue to pay your Medicare Part B premium.
In-network out-of-pocket maximum$9,250.00?
Drug deductible$615.00
Drug out-of-pocket threshold$2,100.00
Plan typeHMO D-SNP?
Special needs planDual-eligible SNP
Contract / planH5932-001-0
Offered byHighmark Wholecare Medicare Assured
Parent organizationHighmark Health
Formulary drugs3,553
Pharmacy searchwww.highmark.com/wholecare
Member services(877)935-2168TTY 711

CMS star ratings

Overall
4 out of 5 stars for Overall
Health plan (Part C)
3.5 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
4 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H5932 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor0%–24% coinsurance
Specialist0%–24% coinsurance
Other health care professional24% coinsurance(authorization required)
Additional telehealth services0%–24% coinsurance
Preventive care
Medicare-covered preventive services$0 copay
Annual physical exam$0 copay
Kidney disease education$0 copay
Glaucoma screening$0 copay
Diabetes self-management training$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures24% coinsurance(authorization required)
Lab services24% coinsurance(authorization required)
Diagnostic radiology (e.g. MRI, CT)24% coinsurance(authorization required)
Therapeutic radiology20% coinsurance(authorization required)
Outpatient x-rays24% coinsurance(authorization required)
Emergency and urgent care
Emergency room$115 copay
Urgent care$40 copay
Worldwide emergency coverageNot covered
Worldwide urgent careNot covered
Worldwide emergency transportationNot covered
Hospital care
Inpatient hospital stayOriginal Medicare cost-sharing(authorization required)
Outpatient hospital services24% coinsurance(authorization required)
Outpatient observation24% coinsurance
Ambulatory surgical center24% coinsurance(authorization required)
Outpatient blood services24% coinsurance
Skilled nursing and home health
Skilled nursing facilityOriginal Medicare cost-sharing(authorization required)
Home health care$0 copay(authorization required)
Kidney dialysis20% coinsurance
Rehabilitation
Occupational therapy24% coinsurance(authorization required)
Physical therapy and speech-language therapy24% coinsurance(authorization required)
Cardiac rehabilitation24% coinsurance
Pulmonary rehabilitation24% coinsurance
Mental health and substance use
Inpatient psychiatric hospital stayOriginal Medicare cost-sharing(authorization required)
Outpatient mental health, individual session24% coinsurance
Outpatient mental health, group session24% coinsurance
Psychiatrist, individual session24% coinsurance
Psychiatrist, group session24% coinsurance
Partial hospitalization24% coinsurance(authorization required)
Intensive outpatient program24% coinsurance(authorization required)
Outpatient substance use, individual session24% coinsurance
Outpatient substance use, group session24% coinsurance
Opioid treatment program24% coinsurance
Ambulance and transportation
Ground ambulance24% coinsurance(authorization required)
Air ambulance24% coinsurance(authorization required)
Transportation to plan-approved locations$0 copay(limits apply)
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies20% coinsurance(authorization required)
Diabetes supplies20% coinsurance
Diabetic therapeutic shoes or inserts20% coinsurance
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)24% coinsurance(authorization required)
Routine chiropractic care$0 copay(authorization required, limits apply)
AcupunctureNot covered
Foot exams and treatment (Medicare-covered)0%–24% coinsurance
Routine foot care$0 copay(limits apply)
Dental?
Medicare-covered dental services24% coinsurance(authorization required)
Preventive dental plan limit$6,500 plan limit every year
Oral exams$0 copay(limits apply)
Cleanings$0 copay(limits apply)
Fluoride treatmentNot covered
Dental x-rays$0 copay(limits apply)
Other diagnostic dental servicesNot covered
Other preventive dental servicesNot covered
Restorative services (fillings, crowns)$0 copay(limits apply)
Endodontics (root canals)$0 copay(limits apply)
Periodontics (gum disease)$0 copay(limits apply)
Dentures and other removable prosthodontics$0 copay(limits apply)
Maxillofacial prostheticsNot covered
ImplantsNot covered
Bridges and other fixed prosthodonticsNot covered
Oral and maxillofacial surgery$0 copay
OrthodonticsNot covered
Adjunctive general servicesNot covered
Vision?
Eye exam (Medicare-covered)24% coinsurance
Routine eye exam$0 copay(limits apply)
Eyewear after cataract surgery (Medicare-covered)$0 copay(limits apply)
Contact lenses$0 copay(limits apply)
Eyeglasses (frames and lenses)Not covered
Eyeglass lenses$0 copay(limits apply)
Eyeglass frames$0 copay(limits apply)
Eyewear upgrades$0 copay(limits apply)
Hearing?
Hearing exam (Medicare-covered)24% coinsurance
Routine hearing exam$0 copay(limits apply)
Hearing aid fitting and evaluation$0 copay
Hearing aids (all types)$0 copay(limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin$35 copay(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowanceCovered (allowance not stated)
Meals after a hospital stay or for a chronic condition$0 copay
Fitness benefit$0 copay
Health education$0 copay
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counseling$0 copay
Enhanced disease managementNot covered
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)$0 copay
Home and bathroom safety devices$0 copay
Counseling servicesNot covered
In-home safety assessmentNot covered
Personal emergency response system (PERS)$0 copay
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliationNot covered
Re-admission preventionNot covered
Wigs for hair loss from chemotherapyNot covered
Weight management programsNot covered
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative careNot covered
In-home support servicesNot covered
Support for caregiversNot covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 56 other PA counties

Benefits in plain text

Highmark Wholecare Medicare Assured Diamond (HMO D-SNP) (H5932-001-0) is a 2026 HMO D-SNP Medicare Advantage plan offered by Highmark Wholecare Medicare Assured, available to residents of Schuylkill County, PA.

The monthly premium is $16.00 (Part C and Part D together).

The plan reduces the member's Medicare Part B premium by $3.00 a month (a "giveback"); the Part B premium itself must still be paid.

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

Its in-network out-of-pocket maximum is $9,250.00.

The drug deductible is $615.00.

It is a special needs plan (Dual-eligible SNP).

The plan's formulary lists 3,553 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00.

CMS gives the plan's contract (H5932) an overall rating of 4 out of 5 stars.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.