Community Health Plan of WA Dual Select (HMO D-SNP)
Available to residents of Whatcom County, WA for 2026. Contract H5826, plan 017, segment 0.
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- Plan health benefits
- Benefits in plain text
- Rx cost-sharing for all pharmacies and tiers
- Other plans in Whatcom County
- Plan website
- Browse the Community Health Plan of WA Dual Select (HMO D-SNP) formulary
Renewed for 2026. CMS carries this plan forward from 2025.
Plan details
| Monthly premium (Part C + D) | $10.50 |
|---|---|
| — medical (Part C) part | $0.00 |
| — drug (Part D) part | $10.50? |
| Drug premium in CMS's quarterly plan file | $0.00The CMS Landscape file above lists $10.50 for the drug part; the two CMS files differ for this plan. |
| Monthly premium with full Extra Help (LIS) | $0.00? |
| Part B premium reduction (giveback) | $0.20 a month?You must continue to pay your Medicare Part B premium. |
| In-network out-of-pocket maximum | $9,250.00? |
| Drug deductible | $615.00Tier 6 exempt |
| Drug out-of-pocket threshold | $2,100.00 |
| Plan type | HMO D-SNP? |
| Special needs plan | Dual-eligible SNP |
| Contract / plan | H5826-017-0 |
| Offered by | Community Health Plan of WA Medicare Advantage |
| Parent organization | Community Health Plan of Washington |
| Formulary drugs | 3,305 |
| Formulary exception tier | 4? |
| Pharmacy search | www.medicare.chpw.org |
| Member services | (800)944-1247TTY 711 |
CMS star ratings
- Overall
- 3 out of 5 stars for Overall
- Health plan (Part C)
- 2.5 out of 5 stars for Health plan (Part C)
- Drug plan (Part D)
- 4 out of 5 stars for Drug plan (Part D)
Published per contract — every plan under contract H5826 shares this rating.
Plan health benefits
| Service | In-network |
|---|---|
| Doctor visits | |
| Primary care doctor | 20% coinsurance |
| Specialist | 20% coinsurance(authorization and referral required) |
| Other health care professional | 20% coinsurance(authorization and referral required) |
| Additional telehealth services | 20% coinsurance(referral required) |
| Preventive care | |
| Medicare-covered preventive services | $0 copay(referral required) |
| Annual physical exam | Not covered |
| Kidney disease education | 20% coinsurance(referral required) |
| Glaucoma screening | 20% coinsurance |
| Diabetes self-management training | 20% coinsurance |
| Diagnostic tests, labs and imaging | |
| Diagnostic tests and procedures | 20% coinsurance(authorization required) |
| Lab services | $0 copay(authorization required) |
| Diagnostic radiology (e.g. MRI, CT) | 20% coinsurance(authorization required) |
| Therapeutic radiology | 20% coinsurance(authorization required) |
| Outpatient x-rays | 20% coinsurance(authorization required) |
| Emergency and urgent care | |
| Emergency room | 20% coinsurance |
| Urgent care | 20% coinsurance |
| Worldwide emergency coverage | 20% coinsurance · $25,000 plan limit |
| Worldwide urgent care | 20% coinsurance · $25,000 plan limit |
| Worldwide emergency transportation | 20% coinsurance |
| Hospital care | |
| Inpatient hospital stay | Original Medicare cost-sharing(authorization and referral required) |
| Outpatient hospital services | 20% coinsurance(authorization and referral required) |
| Outpatient observation | 20% coinsurance(authorization and referral required) |
| Ambulatory surgical center | 20% coinsurance(authorization and referral required) |
| Outpatient blood services | 20% coinsurance(authorization required) |
| Skilled nursing and home health | |
| Skilled nursing facility | Original Medicare cost-sharing(authorization and referral required) |
| Home health care | $0 copay(authorization and referral required) |
| Kidney dialysis | 20% coinsurance(referral required) |
| Rehabilitation | |
| Occupational therapy | 20% coinsurance(authorization and referral required) |
| Physical therapy and speech-language therapy | 20% coinsurance(authorization and referral required) |
| Cardiac rehabilitation | 20% coinsurance(authorization and referral required) |
| Pulmonary rehabilitation | 20% coinsurance(authorization and referral required) |
| Mental health and substance use | |
| Inpatient psychiatric hospital stay | Original Medicare cost-sharing(authorization and referral required) |
| Outpatient mental health, individual session | 20% coinsurance(authorization and referral required) |
| Outpatient mental health, group session | 20% coinsurance(authorization and referral required) |
| Psychiatrist, individual session | 20% coinsurance(authorization and referral required) |
| Psychiatrist, group session | 20% coinsurance(authorization and referral required) |
| Partial hospitalization | 20% coinsurance(authorization and referral required) |
| Intensive outpatient program | 20% coinsurance |
| Outpatient substance use, individual session | 20% coinsurance(authorization and referral required) |
| Outpatient substance use, group session | 20% coinsurance(authorization and referral required) |
| Opioid treatment program | 20% coinsurance(authorization and referral required) |
| Ambulance and transportation | |
| Ground ambulance | 20% coinsurance(authorization required) |
| Air ambulance | 20% coinsurance(authorization required) |
| Transportation to plan-approved locations | $0 copay(limits apply) |
| Medical equipment and supplies | |
| Durable medical equipment (e.g. wheelchairs, oxygen) | 20% coinsurance(authorization required) |
| Prosthetics (e.g. braces, artificial limbs) | 20% coinsurance(authorization required) |
| Medical supplies | 20% coinsurance(authorization required) |
| Diabetes supplies | 20% coinsurance |
| Diabetic therapeutic shoes or inserts | 20% coinsurance |
| Chiropractic, acupuncture and foot care | |
| Chiropractic (Medicare-covered) | 20% coinsurance(authorization and referral required) |
| Routine chiropractic care | $0 copay(authorization and referral required, limits apply) |
| Acupuncture | $0 copay(limits apply) |
| Foot exams and treatment (Medicare-covered) | 20% coinsurance(referral required) |
| Routine foot care | $0 copay(referral required, limits apply) |
| Dental? | |
| Medicare-covered dental services | $0 copay |
| Preventive dental plan limit | $1,250 plan limit every year |
| Oral exams | $0 copay |
| Cleanings | $0 copay |
| Fluoride treatment | $0 copay |
| Dental x-rays | $0 copay |
| Other diagnostic dental services | $0 copay |
| Other preventive dental services | $0 copay |
| Restorative services (fillings, crowns) | $0 copay |
| Endodontics (root canals) | $0 copay |
| Periodontics (gum disease) | $0 copay |
| Dentures and other removable prosthodontics | $0 copay |
| Maxillofacial prosthetics | $0 copay |
| Implants | $0 copay |
| Bridges and other fixed prosthodontics | $0 copay |
| Oral and maxillofacial surgery | $0 copay |
| Orthodontics | $0 copay |
| Adjunctive general services | $0 copay |
| Vision? | |
| Eye exam (Medicare-covered) | 20% coinsurance |
| Routine eye exam | $0 copay(limits apply) |
| Eyewear after cataract surgery (Medicare-covered) | 20% coinsurance(referral required, limits apply) |
| Eyewear plan limit | $500 plan limit every year |
| Contact lenses | $0 copay(referral required, limits apply) |
| Eyeglasses (frames and lenses) | $0 copay(referral required, limits apply) |
| Eyeglass lenses | $0 copay(referral required, limits apply) |
| Eyeglass frames | $0 copay(referral required, limits apply) |
| Eyewear upgrades | $0 copay(referral required, limits apply) |
| Hearing? | |
| Hearing exam (Medicare-covered) | 20% coinsurance |
| Routine hearing exam | $0 copay(limits apply) |
| Hearing aid fitting and evaluation | $0 copay(limits apply) |
| Hearing aid plan limit | $1,500 plan limit every year |
| Hearing aids (all types) | $0 copay(limits apply) |
| Hearing aids, inner ear | Not covered |
| Hearing aids, outer ear | Not covered |
| Hearing aids, over the ear | Not covered |
| Medicare Part B drugs | |
| Part B insulin | 0%–20% coinsurance(authorization required) |
| Chemotherapy and radiation drugs | 0%–20% coinsurance(authorization required) |
| Other Part B drugs | 0%–20% coinsurance(authorization required) |
| Other extra benefits? | |
| Over-the-counter (OTC) allowance | Not covered |
| Meals after a hospital stay or for a chronic condition | $0 copay(referral required) |
| Fitness benefit | $0 copay |
| Health education | Not covered |
| Nutritional / dietary benefit | Not covered |
| Extra smoking and tobacco cessation counseling | $0 copay |
| Enhanced disease management | Not covered |
| Telemonitoring | Not covered |
| Remote access technologies (web/phone, nurse line) | $0 copay |
| Home and bathroom safety devices | Not covered |
| Counseling services | Not covered |
| In-home safety assessment | Not covered |
| Personal emergency response system (PERS) | Not covered |
| Medical nutrition therapy | Not covered |
| Post-discharge in-home medication reconciliation | Not covered |
| Re-admission prevention | Not covered |
| Wigs for hair loss from chemotherapy | Not covered |
| Weight management programs | Not covered |
| Alternative therapies | $0 copay |
| Therapeutic massage | $0 copay |
| Adult day health services | Not covered |
| Home-based palliative care | Not covered |
| In-home support services | Not covered |
| Support for caregivers | Not covered |
In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.
Drug tiers — preferred pharmacy, initial coverage
| Tier | Cost-sharing |
|---|---|
| Tier 1 | 25% |
| Tier 2 | 25% |
| Tier 3 | 25% |
| Tier 4 | 50% |
| Tier 5 | 25% |
| Tier 6 | $0.00 |
Rx cost-sharing by coverage phase
| Tier | 30-day supply | 90-day supply | ||||
|---|---|---|---|---|---|---|
| Preferred | Standard | Mail Order | Preferred | Standard | Mail Order | |
| Initial deductible phase | ||||||
| Tier 6: Select Care Drugs | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Initial coverage phase | ||||||
| Tier 1: Preferred Generic | 25% | 25% | 25% | 25% | 25% | 25% |
| Tier 2: Generic | 25% | 25% | 25% | 25% | 25% | 25% |
| Tier 3: Preferred Brand | 25% | 25% | 25% | n/a | n/a | n/a |
| Tier 4: Non-Preferred Drug | 50% | 50% | 50% | n/a | n/a | n/a |
| Tier 5: Specialty Tier | 25% | 25% | 25% | n/a | n/a | n/a |
| Tier 6: Select Care Drugs | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Catastrophic coverage phase | ||||||
| Tier 1: Preferred Generic | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 2: Generic | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 3: Preferred Brand | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 4: Non-Preferred Drug | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 5: Specialty Tier | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tier 6: Select Care Drugs | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
Also available in 28 other WA counties
Benefits in plain text
Community Health Plan of WA Dual Select (HMO D-SNP) (H5826-017-0) is a 2026 HMO D-SNP Medicare Advantage plan offered by Community Health Plan of WA Medicare Advantage, available to residents of Whatcom County, WA.
The monthly premium is $10.50 (Part C and Part D together).
The plan reduces the member's Medicare Part B premium by $0.20 a month (a "giveback"); the Part B premium itself must still be paid.
With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.
Its in-network out-of-pocket maximum is $9,250.00.
The drug deductible is $615.00. Tier 6 exempt.
It is a special needs plan (Dual-eligible SNP).
The plan's formulary lists 3,305 drugs.
At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: 25%; tier 2: 25%; tier 3: 25%; tier 4: 50%; tier 5: 25%; tier 6: $0.00.
CMS gives the plan's contract (H5826) an overall rating of 3 out of 5 stars.
Email a copy of the plan benefit details
Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.