MedicarePartD.guide

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Legacy Rx (HMO-POS)

Available to residents of Bayfield County, WI for 2026. Contract H5211, plan 004, segment 0.

Renewed for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)$269.00
— medical (Part C) part$205.00
— drug (Part D) part$64.00?
Monthly premium with full Extra Help (LIS)$247.90?drug (Part D) part $42.90; Extra Help does not cover the medical (Part C) premium
Part B premium reduction (giveback)None
Health plan deductible (in-network)None
In-network out-of-pocket maximum$2,200.00?
In- and out-of-network out-of-pocket maximum$2,200.00
Drug deductible$0.00
Drug out-of-pocket threshold$2,100.00
Plan typeHMO-POS?
Contract / planH5211-004-0
Offered bySecurity Health Plan of Wisconsin, Inc.
Parent organizationMarshfield Clinic Health System, Inc.
Formulary drugs3,478
Formulary exception tier4?
Pharmacy searchwww.securityhealth.org/medicarepharmacies
Member services(877)998-0998TTY 711

CMS star ratings

Overall
4.5 out of 5 stars for Overall
Health plan (Part C)
4 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
4.5 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H5211 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor$0 copay
Specialist$25 copay
Other health care professional$0–$25 copay(authorization required)
Additional telehealth services$0–$175 copay
Preventive care
Medicare-covered preventive services$0 copay
Annual physical exam$0 copay
Kidney disease education$0 copay
Glaucoma screening$0 copay
Diabetes self-management training$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures$0 copay(authorization required)
Lab services$0 copay(authorization required)
Diagnostic radiology (e.g. MRI, CT)$150 copay(authorization required)
Therapeutic radiology$25 copay(authorization required)
Outpatient x-rays$0 copay(authorization required)
Emergency and urgent care
Emergency room$140 copay
Urgent care$0–$25 copay
Worldwide emergency coverage$140 copay
Worldwide urgent care$0–$25 copay
Worldwide emergency transportation$175 copay
Hospital care
Inpatient hospital stay$350 per stay(authorization required)
Outpatient hospital services$0–$100 copay(authorization required)
Outpatient observation$0–$100 copay(authorization required)
Ambulatory surgical center$0–$100 copay(authorization required)
Outpatient blood services$0 copay
Skilled nursing and home health
Skilled nursing facility$0 per day for days 1–6; $20 per day for days 7–20; $0 per day for days 21–100(authorization required)
Home health care$0 copay(authorization required)
Kidney dialysis20% coinsurance
Rehabilitation
Occupational therapy$20 copay(authorization required)
Physical therapy and speech-language therapy$20 copay(authorization required)
Cardiac rehabilitation$0 copay
Pulmonary rehabilitation$0 copay
Mental health and substance use
Inpatient psychiatric hospital stay$350 per stay(authorization required)
Outpatient mental health, individual session$25 copay
Outpatient mental health, group session$25 copay
Psychiatrist, individual session$25 copay
Psychiatrist, group session$25 copay
Partial hospitalization$0 copay
Intensive outpatient program$0 copay
Outpatient substance use, individual session$25 copay
Outpatient substance use, group session$25 copay
Opioid treatment program$0–$25 copay; 20% coinsurance
Ambulance and transportation
Ground ambulance$175 copay(authorization required)
Air ambulance$175 copay(authorization required)
Transportation to plan-approved locationsNot covered
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)0%–20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies20% coinsurance(authorization required)
Diabetes supplies$0 copay(authorization required)
Diabetic therapeutic shoes or inserts$0 copay(authorization required)
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)$20 copay
Routine chiropractic care$20 copay
AcupunctureNot covered
Foot exams and treatment (Medicare-covered)$25 copay
Routine foot careNot covered
Dental?
Medicare-covered dental services$0 copay
Oral exams$0 copay(limits apply)
Cleanings$0 copay(limits apply)
Fluoride treatmentOptional supplemental benefit (extra premium)
Dental x-rays$0 copay(limits apply)
Other diagnostic dental servicesOptional supplemental benefit (extra premium)
Other preventive dental servicesNot covered
Restorative services (fillings, crowns)Not covered
Endodontics (root canals)Not covered
Periodontics (gum disease)Not covered
Dentures and other removable prosthodonticsNot covered
Maxillofacial prostheticsNot covered
ImplantsNot covered
Bridges and other fixed prosthodonticsNot covered
Oral and maxillofacial surgeryNot covered
OrthodonticsNot covered
Adjunctive general servicesNot covered
Vision?
Eye exam (Medicare-covered)$25 copay
Routine eye exam$0–$25 copay
Eyewear after cataract surgery (Medicare-covered)$0 copay(limits apply)
Eyewear plan limit$175 plan limit every year
Contact lensesNot covered
Eyeglasses (frames and lenses)$0 copay(limits apply)
Eyeglass lensesNot covered
Eyeglass framesNot covered
Eyewear upgradesNot covered
Hearing?
Hearing exam (Medicare-covered)$25 copay
Routine hearing exam$25 copay(limits apply)
Hearing aid fitting and evaluation$25 copay
Hearing aids (all types)$500 copay(limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin0%–20% coinsurance(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowance$30 allowance every three months
Meals after a hospital stay or for a chronic conditionNot covered
Fitness benefit$0 copay(authorization required)
Health education$0 copay(authorization required)
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counseling$0 copay(authorization required)
Enhanced disease management$0 copay(authorization required)
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)$0 copay(authorization required)
Home and bathroom safety devices$0 copay(authorization required)
Counseling servicesNot covered
In-home safety assessmentNot covered
Personal emergency response system (PERS)Not covered
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliationNot covered
Re-admission prevention$0 copay(authorization required)
Wigs for hair loss from chemotherapyNot covered
Weight management programsNot covered
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative careNot covered
In-home support servicesNot covered
Support for caregiversNot covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$20.00
Tier 3$47.00
Tier 440%
Tier 533%
Tier 6$0.00

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$20.00$20.00$20.00$60.00$60.00$60.00
Tier 3: Preferred Brand$47.00$47.00$47.00$141.00$141.00$141.00
Tier 4: Non-Preferred Drug40%40%40%40%40%40%
Tier 5: Specialty Tier33%33%33%n/an/an/a
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand$0.00$0.00$0.00$0.00$0.00$0.00
Tier 4: Non-Preferred Drug$0.00$0.00$0.00$0.00$0.00$0.00
Tier 5: Specialty Tier$0.00$0.00$0.00$0.00$0.00$0.00
Tier 6: Select Care Drugs$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 53 other WI counties

Benefits in plain text

Legacy Rx (HMO-POS) (H5211-004-0) is a 2026 HMO-POS Medicare Advantage plan offered by Security Health Plan of Wisconsin, Inc., available to residents of Bayfield County, WI.

The monthly premium is $269.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $247.90.

There is no in-network deductible for health services.

Its in-network out-of-pocket maximum is $2,200.00.

The combined in- and out-of-network out-of-pocket maximum is $2,200.00.

The drug deductible is $0.00.

The plan's formulary lists 3,478 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $20.00; tier 3: $47.00; tier 4: 40%; tier 5: 33%; tier 6: $0.00.

CMS gives the plan's contract (H5211) an overall rating of 4.5 out of 5 stars.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.