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Aetna Medicare Advantra Dual (HMO D-SNP)

Available to residents of Hampshire County, WV for 2026. Contract H1692, plan 005, segment 0.

Renewed for 2026. CMS carries this plan forward from 2025.

Plan details

Monthly premium (Part C + D)$0.00
— medical (Part C) part$0.00
— drug (Part D) part$0.00?
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)None
In-network out-of-pocket maximum$9,250.00?
Drug deductible$615.00Tier 1 and 2 exempt
Drug out-of-pocket threshold$2,100.00
Plan typeHMO D-SNP?
Special needs planDual-eligible SNP
Contract / planH1692-005-0
Offered byAetna Medicare
Parent organizationCVS Health Corporation
Formulary drugs3,715
Formulary exception tier4?
Pharmacy searchwww.aetnamedicare.com/findpharmacy
Member services(833)859-6031TTY 711

CMS star ratings

Overall
3.5 out of 5 stars for Overall
Health plan (Part C)
3.5 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
3.5 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H1692 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor20% coinsurance
Specialist0%–20% coinsurance
Other health care professional0%–20% coinsurance
Additional telehealth services$0–$40 copay; 20% coinsurance(authorization required)
Preventive care
Medicare-covered preventive services$0 copay
Annual physical exam$0 copay
Kidney disease education20% coinsurance
Glaucoma screening20% coinsurance
Diabetes self-management training20% coinsurance
Diagnostic tests, labs and imaging
Diagnostic tests and procedures20% coinsurance(authorization required)
Lab services20% coinsurance(authorization required)
Diagnostic radiology (e.g. MRI, CT)20% coinsurance(authorization required)
Therapeutic radiology20% coinsurance(authorization required)
Outpatient x-rays20% coinsurance(authorization required)
Emergency and urgent care
Emergency room$115 copay
Urgent care$40 copay
Worldwide emergency coverage$0 copay · $250,000 plan limit
Worldwide urgent care$0 copay · $250,000 plan limit
Worldwide emergency transportation$0 copay
Hospital care
Inpatient hospital stay$1,865 per stay(authorization required)
Outpatient hospital services20% coinsurance(authorization required)
Outpatient observation20% coinsurance(authorization required)
Ambulatory surgical center20% coinsurance(authorization required)
Outpatient blood services20% coinsurance
Skilled nursing and home health
Skilled nursing facility$0 per day for days 1–20; $218 per day for days 21–100(authorization required)
Home health care$0 copay(authorization required)
Kidney dialysis20% coinsurance(authorization required)
Rehabilitation
Occupational therapy20% coinsurance
Physical therapy and speech-language therapy20% coinsurance
Cardiac rehabilitation20% coinsurance
Pulmonary rehabilitation20% coinsurance
Mental health and substance use
Inpatient psychiatric hospital stay$1,865 per stay(authorization required)
Outpatient mental health, individual session20% coinsurance(authorization required)
Outpatient mental health, group session20% coinsurance(authorization required)
Psychiatrist, individual session20% coinsurance(authorization required)
Psychiatrist, group session20% coinsurance(authorization required)
Partial hospitalization20% coinsurance(authorization required)
Intensive outpatient program$110 copay(authorization required)
Outpatient substance use, individual session20% coinsurance(authorization required)
Outpatient substance use, group session20% coinsurance(authorization required)
Opioid treatment program20% coinsurance(authorization required)
Ambulance and transportation
Ground ambulance20% coinsurance(authorization required)
Air ambulance20% coinsurance(authorization required)
Transportation to plan-approved locations$0 copay(limits apply)
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies20% coinsurance(authorization required)
Diabetes supplies$0 copay(authorization required)
Diabetic therapeutic shoes or inserts20% coinsurance(authorization required)
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)20% coinsurance
Routine chiropractic careNot covered
AcupunctureNot covered
Foot exams and treatment (Medicare-covered)20% coinsurance
Routine foot care$0 copay(limits apply)
Dental?
Medicare-covered dental services20% coinsurance(authorization required)
Preventive dental plan limit$1,500 plan limit every year
Oral exams$0 copay(limits apply)
Cleanings$0 copay(limits apply)
Fluoride treatment$0 copay
Dental x-rays$0 copay(limits apply)
Other diagnostic dental services$0 copay
Other preventive dental services$0 copay
Restorative services (fillings, crowns)$0 copay(limits apply)
Endodontics (root canals)$0 copay(limits apply)
Periodontics (gum disease)$0 copay(limits apply)
Dentures and other removable prosthodontics$0 copay(limits apply)
Maxillofacial prostheticsNot covered
ImplantsNot covered
Bridges and other fixed prosthodontics$0 copay(limits apply)
Oral and maxillofacial surgery$0 copay(limits apply)
OrthodonticsNot covered
Adjunctive general services$0 copay
Vision?
Eye exam (Medicare-covered)20% coinsurance
Routine eye exam$0 copay(limits apply)
Eyewear after cataract surgery (Medicare-covered)20% coinsurance(limits apply)
Eyewear plan limit$300 plan limit every year
Contact lenses$0 copay(limits apply)
Eyeglasses (frames and lenses)$0 copay(limits apply)
Eyeglass lenses$0 copay(limits apply)
Eyeglass frames$0 copay(limits apply)
Eyewear upgrades$0 copay(limits apply)
Hearing?
Hearing exam (Medicare-covered)20% coinsurance
Routine hearing exam$0 copay(limits apply)
Hearing aid fitting and evaluation$0 copay(limits apply)
Hearing aid plan limit$500 plan limit every year
Hearing aids (all types)$0 copay(limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin$35 copay(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowance$175 allowance every month
Meals after a hospital stay or for a chronic condition$0 copay
Fitness benefit$0 copay(limits apply)
Health education$0 copay(limits apply)
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counseling$0 copay(limits apply)
Enhanced disease managementNot covered
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)$0 copay(limits apply)
Home and bathroom safety devices$0 copay(limits apply)
Counseling servicesNot covered
In-home safety assessmentNot covered
Personal emergency response system (PERS)$0 copay(limits apply)
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliationNot covered
Re-admission preventionNot covered
Wigs for hair loss from chemotherapy$0 copay(limits apply)
Weight management programsNot covered
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative careNot covered
In-home support servicesNot covered
Support for caregiversNot covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2026). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$0.00
Tier 322%
Tier 425%
Tier 525%

Rx cost-sharing by coverage phase

Tier30-day supply90-day supply
PreferredStandardMail OrderPreferredStandardMail Order
Initial deductible phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Initial coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand22%22%22%22%22%22%
Tier 4: Non-Preferred Drug25%25%25%25%25%25%
Tier 5: Specialty Tier25%25%25%n/an/an/a
Catastrophic coverage phase
Tier 1: Preferred Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 2: Generic$0.00$0.00$0.00$0.00$0.00$0.00
Tier 3: Preferred Brand$0.00$0.00$0.00$0.00$0.00$0.00
Tier 4: Non-Preferred Drug$0.00$0.00$0.00$0.00$0.00$0.00
Tier 5: Specialty Tier$0.00$0.00$0.00$0.00$0.00$0.00

Also available in 48 other WV counties

Benefits in plain text

Aetna Medicare Advantra Dual (HMO D-SNP) (H1692-005-0) is a 2026 HMO D-SNP Medicare Advantage plan offered by Aetna Medicare, available to residents of Hampshire County, WV.

The monthly premium is $0.00 (Part C and Part D together).

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

Its in-network out-of-pocket maximum is $9,250.00.

The drug deductible is $615.00. Tier 1 and 2 exempt.

It is a special needs plan (Dual-eligible SNP).

The plan's formulary lists 3,715 drugs.

At a preferred pharmacy in the initial coverage phase, a 30-day supply costs tier 1: $0.00; tier 2: $0.00; tier 3: 22%; tier 4: 25%; tier 5: 25%.

CMS gives the plan's contract (H1692) an overall rating of 3.5 out of 5 stars.

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Plan facts come from the CMS quarterly prescription drug plan public use files; the premium split, Extra Help premium, MOOP and plan type from the CMS Landscape file; the Part B giveback and health benefits from the CMS plan benefit package (PBP) files.