2027 Medicare Advantage plans in Monterey County
10 Medicare Advantage plans are available to residents of Monterey County, CA for 2027. Availability is set county by county, so this list is specific to this county.
2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.
| Plan | Monthly premium (Part C + D) | Drug deductible | In-network MOOP | Drug tiers | Overall rating |
|---|---|---|---|---|---|
| Anthem Kidney Care (PPO C-SNP)H4909-030 · PPO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $9,850.00 | 5 | 3 out of 5 stars for overall plan quality |
| Imperial Senior Value (HMO C-SNP)H5496-005 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $295.00 | 6 | 4 out of 5 stars for overall plan quality |
| Imperial Dynamic Plan (HMO)H5496-012 · HMO | $0.00 | $0.00 | $295.00 | 6 | 4 out of 5 stars for overall plan quality |
| Imperial Courage Plan (HMO)H5496-016 · HMO | $0.00 | no drug coverage | $2,999.00 | — | 4 out of 5 stars for overall plan quality |
| Aspire Health Protect (HMO)H8764-004 · HMO | $0.00 | $250.00 | $7,150.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| Imperial Flex (HMO C-SNP)H5496-017 · HMO C-SNP · Chronic-condition SNP | $2.70 | $450.00 | $9,850.00 | 6 | 4 out of 5 stars for overall plan quality |
| TotalCare (HMO D-SNP)H5692-001 · HMO D-SNP · Dual-eligible SNP | $7.30 | $700.00 | $9,850.00 | 6 | — |
| Aspire Health Value (HMO)H8764-003 · HMO | $65.00 | $250.00 | $7,000.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| Aspire Health Advantage (HMO)H8764-001 · HMO | $204.00 | $250.00 | $4,550.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| Aspire Health Plus (HMO-POS)H8764-002 · HMO-POS | $382.00 | $250.00 | $4,350.00 | 6 | 3.5 out of 5 stars for overall plan quality |
Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files; star ratings from the CMS Part C & D Star Ratings, which are published per contract — every plan under a contract shares its rating.