2027 Medicare Advantage plans in Santa Cruz County
9 Medicare Advantage plans are available to residents of Santa Cruz County, CA for 2027. Availability is set county by county, so this list is specific to this county.
2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.
Showing 9 of 9 plans
| Plan | Monthly premium (Part C + D) | Drug deductible | In-network MOOP | Drug tiers | Overall rating |
|---|---|---|---|---|---|
| Imperial Senior Value (HMO C-SNP)H5496-005 · HMO C-SNP · Chronic-condition SNP · $12.00 Part B giveback | $0.00 | $0.00 | $295.00 | 6 | 4 out of 5 stars for overall plan quality |
| Imperial Dynamic Plan (HMO)H5496-012 · HMO · $15.00 Part B giveback | $0.00 | $0.00 | $295.00 | 6 | 4 out of 5 stars for overall plan quality |
| Imperial Courage Plan (HMO)H5496-016 · HMO · $85.00 Part B giveback | $0.00 | no drug coverage | $2,999.00 | — | 4 out of 5 stars for overall plan quality |
| Kaiser Permanente Dual Complete North P21 (HMO D-SNP)H8794-021 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 6 | 4.5 out of 5 stars for overall plan quality |
| Imperial Flex (HMO C-SNP)H5496-017 · HMO C-SNP · Chronic-condition SNP | $2.70 | $450.00 | $9,850.00 | 6 | 4 out of 5 stars for overall plan quality |
| TotalCare (HMO D-SNP)H5692-001 · HMO D-SNP · Dual-eligible SNP | $7.30 | $700.00 | $9,850.00 | 6 | — |
| Alignment Health Sutter Advantage +More (HMO)H3815-021 · HMO | $61.00 | $0.00 | $4,900.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| Kaiser Permanente Senior Advantage Santa Cruz (HMO)H0524-054 · HMO | $92.00 | $0.00 | $4,900.00 | 6 | 4.5 out of 5 stars for overall plan quality |
| Alignment Health My Choice 001 (PPO)H4961-001 · PPO | $149.00 | $0.00 | $4,200.00 | 6 | 4.5 out of 5 stars for overall plan quality |
Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files; star ratings from the CMS Part C & D Star Ratings, which are published per contract — every plan under a contract shares its rating.