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Gold Heart & Diabetes Complete (HMO-POS C-SNP)

Available to residents of Baker County, FL for 2027. Contract H1526, plan 002, segment 0.

2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.

Renewed for 2027. CMS carries this plan forward from 2026. Every FL plan’s 2026–2027 changes →

Plan details

Monthly premium (Part C + D)$7.30
— medical (Part C) part$0.00
— drug (Part D) part$7.30?
Monthly premium with full Extra Help (LIS)$0.00?
Part B premium reduction (giveback)None
Health plan deductible (in-network)None
In-network out-of-pocket maximum$9,750.00?
Drug deductible$700.00
Drug out-of-pocket threshold$2,400.00
Plan typeHMO-POS C-SNP?
Special needs planChronic-condition SNP
Qualifying conditionCardiovascularDisorders,ChronicHeartFailure,DiabetesMellitus
Contract / planH1526-002-0
Offered byGold Kidney Health Plan
Parent organizationGold Kidney Health Plan
Pharmacy searchwww.medimpact.com/
Member services(844)294-6535TTY 711

CMS star ratings

Overall
2.5 out of 5 stars for Overall
Health plan (Part C)
2.5 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
2.5 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H1526 shares this rating.

Plan health benefits

ServiceIn-network
Doctor visits
Primary care doctor20% coinsurance
Specialist20% coinsurance(authorization required)
Other health care professional0%–20% coinsurance
Additional telehealth services20% coinsurance
Preventive care
Medicare-covered preventive services$0 copay
Annual physical exam$0 copay
Kidney disease education$0 copay
Glaucoma screening$0 copay
Diabetes self-management training$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures0%–20% coinsurance
Lab services0%–20% coinsurance
Diagnostic radiology (e.g. MRI, CT)0%–20% coinsurance(authorization required)
Therapeutic radiology20% coinsurance(authorization required)
Outpatient x-rays20% coinsurance(authorization required)
Emergency and urgent care
Emergency room20% coinsurance
Urgent care20% coinsurance
Worldwide emergency coverage$120 copay · $75,000 plan limit
Worldwide urgent care$120 copay · $75,000 plan limit
Worldwide emergency transportation$120 copay
Hospital care
Inpatient hospital stayOriginal Medicare cost-sharing(authorization required)
Outpatient hospital services20% coinsurance(authorization required)
Outpatient observation20% coinsurance(authorization required)
Ambulatory surgical center20% coinsurance(authorization required)
Outpatient blood services20% coinsurance
Skilled nursing and home health
Skilled nursing facilityOriginal Medicare cost-sharing(authorization required)
Home health care$0 copay(authorization required)
Kidney dialysis20% coinsurance
Rehabilitation
Occupational therapy20% coinsurance
Physical therapy and speech-language therapy20% coinsurance
Cardiac rehabilitation20% coinsurance(authorization required)
Pulmonary rehabilitation20% coinsurance(authorization required)
Mental health and substance use
Inpatient psychiatric hospital stayOriginal Medicare cost-sharing(authorization required)
Outpatient mental health, individual session20% coinsurance
Outpatient mental health, group session20% coinsurance
Psychiatrist, individual session20% coinsurance
Psychiatrist, group session20% coinsurance
Partial hospitalization20% coinsurance
Intensive outpatient program20% coinsurance
Outpatient substance use, individual session20% coinsurance
Outpatient substance use, group session20% coinsurance
Opioid treatment program20% coinsurance
Ambulance and transportation
Ground ambulance20% coinsurance(authorization required)
Air ambulance20% coinsurance(authorization required)
Transportation to plan-approved locations$0 copay(limits apply)
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)20% coinsurance(authorization required)
Medical supplies20% coinsurance(authorization required)
Diabetes supplies$0 copay(authorization required)
Diabetic therapeutic shoes or inserts20% coinsurance(authorization required)
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)20% coinsurance
Routine chiropractic care20% coinsurance(limits apply)
Acupuncture20% coinsurance(limits apply)
Foot exams and treatment (Medicare-covered)20% coinsurance
Routine foot care20% coinsurance(limits apply)
Dental?
Medicare-covered dental services$0 copay
Preventive dental plan limit$4,000 plan limit every year
Oral exams$0 copay(limits apply)
Cleanings$0 copay(limits apply)
Fluoride treatment$0 copay(limits apply)
Dental x-rays$0 copay(limits apply)
Other diagnostic dental servicesNot covered
Other preventive dental services$0 copay(limits apply)
Restorative services (fillings, crowns)$0 copay(authorization required, limits apply)
Endodontics (root canals)$0 copay(authorization required, limits apply)
Periodontics (gum disease)$0 copay(authorization required, limits apply)
Dentures and other removable prosthodonticsNot covered
Maxillofacial prostheticsNot covered
ImplantsNot covered
Bridges and other fixed prosthodonticsNot covered
Oral and maxillofacial surgery$0 copay(authorization required, limits apply)
OrthodonticsNot covered
Adjunctive general services$0 copay(authorization required, limits apply)
Vision?
Eye exam (Medicare-covered)$0 copay
Routine eye exam$0 copay(limits apply)
Eyewear after cataract surgery (Medicare-covered)20% coinsurance(limits apply)
Contact lenses$0 copay(limits apply)
Eyeglasses (frames and lenses)$0 copay(limits apply)
Eyeglass lenses$0 copay(limits apply)
Eyeglass frames$0 copay(limits apply)
Eyewear upgradesNot covered
Hearing?
Hearing exam (Medicare-covered)$0 copay(limits apply)
Routine hearing exam$0 copay(limits apply)
Hearing aid fitting and evaluation$0 copay(limits apply)
Hearing aids (all types)$0 copay(limits apply)
Hearing aids, inner earNot covered
Hearing aids, outer earNot covered
Hearing aids, over the earNot covered
Medicare Part B drugs
Part B insulin$35 copay(authorization required, step therapy may apply)
Chemotherapy and radiation drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowanceNot covered
Meals after a hospital stay or for a chronic condition$0 copay(referral required)
Fitness benefit$0 copay(referral required)
Health education$0 copay(referral required)
Nutritional / dietary benefitNot covered
Extra smoking and tobacco cessation counselingNot covered
Enhanced disease managementNot covered
TelemonitoringNot covered
Remote access technologies (web/phone, nurse line)Not covered
Home and bathroom safety devicesNot covered
Counseling servicesNot covered
In-home safety assessment$0 copay(referral required)
Personal emergency response system (PERS)$0 copay(referral required)
Medical nutrition therapyNot covered
Post-discharge in-home medication reconciliation$0 copay(referral required)
Re-admission prevention$0 copay(referral required)
Wigs for hair loss from chemotherapyNot covered
Weight management programsNot covered
Alternative therapiesNot covered
Therapeutic massageNot covered
Adult day health servicesNot covered
Home-based palliative careNot covered
In-home support servicesNot covered
Support for caregivers$0 copay(referral required)

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2027). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Star rating measures

Each CMS star measure for contract H1526, 2027 against 2026
Measure20272026
Staying Healthy: Screenings, Tests and Vaccines
Colorectal Cancer Screening · C021 out of 5 stars for Colorectal Cancer ScreeningPlan too small to be measured
Annual Flu Vaccine · C033 out of 5 stars for Annual Flu VaccinePlan too small to be measured
Monitoring Physical Activity · C064 out of 5 stars for Monitoring Physical Activitytoo new
Managing Chronic (Long Term) Conditions
Special Needs Plan (SNP) Care Management · C073 out of 5 stars for Special Needs Plan (SNP) Care Management5 out of 5 stars for Special Needs Plan (SNP) Care Management
Care for Older Adults – Medication Review · C082 out of 5 stars for Care for Older Adults – Medication Review3 out of 5 stars for Care for Older Adults – Medication Review
Care for Older Adults - Functional Status Assessment · C091 out of 5 stars for Care for Older Adults - Functional Status Assessmentnew measure
Diabetes Care – Eye Exam · C111 out of 5 stars for Diabetes Care – Eye ExamPlan too small to be measured
Diabetes Care – Blood Sugar Controlled · C122 out of 5 stars for Diabetes Care – Blood Sugar ControlledPlan too small to be measured
Kidney Health Evaluation for Patients with Diabetes · C133 out of 5 stars for Kidney Health Evaluation for Patients with DiabetesPlan too small to be measured
Controlling High Blood Pressure · C142 out of 5 stars for Controlling High Blood PressurePlan too small to be measured
Transitions of Care · C191 out of 5 stars for Transitions of CarePlan too small to be measured
Follow-up after Emergency Department Visit for People with Multiple High-Risk Chronic Conditions · C204 out of 5 stars for Follow-up after Emergency Department Visit for People with Multiple High-Risk Chronic ConditionsPlan too small to be measured
Member Experience with Health Plan
Getting Needed Care · C213 out of 5 stars for Getting Needed CarePlan too small to be measured
Getting Appointments and Care Quickly · C224 out of 5 stars for Getting Appointments and Care QuicklyPlan too small to be measured
Customer Service · C231 out of 5 stars for Customer ServicePlan too small to be measured
Rating of Health Care Quality · C244 out of 5 stars for Rating of Health Care QualityPlan too small to be measured
Rating of Health Plan · C253 out of 5 stars for Rating of Health PlanPlan too small to be measured
Care Coordination · C264 out of 5 stars for Care CoordinationPlan too small to be measured
Member Complaints and Changes in the Health Plan's Performance
Complaints about the Health Plan · C272 out of 5 stars for Complaints about the Health Plannot enough data
Members Choosing to Leave the Plan · C282 out of 5 stars for Members Choosing to Leave the Plannot enough data
Health Plan Customer Service
Call Center – Foreign Language Interpreter and TTY Availability · C323 out of 5 stars for Call Center – Foreign Language Interpreter and TTY Availability3 out of 5 stars for Call Center – Foreign Language Interpreter and TTY Availability
DD1: Drug Plan Customer Service
Call Center – Foreign Language Interpreter and TTY Availability · D012 out of 5 stars for Call Center – Foreign Language Interpreter and TTY Availability3 out of 5 stars for Call Center – Foreign Language Interpreter and TTY Availability
DD2: Member Complaints and Changes in the Drug Plan’s Performance
Complaints about the Drug Plan · D022 out of 5 stars for Complaints about the Drug Plannot enough data
Members Choosing to Leave the Plan · D032 out of 5 stars for Members Choosing to Leave the Plannot enough data
Drug Plan Quality Improvement · D042 out of 5 stars for Drug Plan Quality Improvementnot enough data
DD3: Member Experience with the Drug Plan
Rating of Drug Plan · D054 out of 5 stars for Rating of Drug PlanPlan too small to be measured
Getting Needed Prescription Drugs · D062 out of 5 stars for Getting Needed Prescription DrugsPlan too small to be measured
DD4: Drug Safety and Accuracy of Drug Pricing
MPF Price Accuracy · D075 out of 5 stars for MPF Price Accuracy5 out of 5 stars for MPF Price Accuracy
Medication Adherence for Diabetes Medications · D082 out of 5 stars for Medication Adherence for Diabetes Medications3 out of 5 stars for Medication Adherence for Diabetes Medications
Medication Adherence for Hypertension (RAS antagonists) · D092 out of 5 stars for Medication Adherence for Hypertension (RAS antagonists)2 out of 5 stars for Medication Adherence for Hypertension (RAS antagonists)
Medication Adherence for Cholesterol (Statins) · D102 out of 5 stars for Medication Adherence for Cholesterol (Statins)4 out of 5 stars for Medication Adherence for Cholesterol (Statins)
Statin Use in Persons with Diabetes (SUPD) · D111 out of 5 stars for Statin Use in Persons with Diabetes (SUPD)1 out of 5 stars for Statin Use in Persons with Diabetes (SUPD)
Concurrent Use of Opioids and Benzodiazepines (COB) · D124 out of 5 stars for Concurrent Use of Opioids and Benzodiazepines (COB)new measure
Polypharmacy: Use of Multiple Anticholinergic Medications in Older Adults (Poly-ACH) · D133 out of 5 stars for Polypharmacy: Use of Multiple Anticholinergic Medications in Older Adults (Poly-ACH)new measure

Measures are paired between the two years by name, not by the C/D number: CMS reuses those numbers, and in 2027 nineteen of them refer to a different measure than they did in 2026. A measure introduced for 2027 has no 2026 score to show. Published per contract — every plan under H1526 shares it.

Also available in 21 other FL counties

Benefits in plain text

Gold Heart & Diabetes Complete (HMO-POS C-SNP) (H1526-002-0) is a 2027 HMO-POS C-SNP Medicare Advantage plan offered by Gold Kidney Health Plan, available to residents of Baker County, FL.

The monthly premium is $7.30.

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

There is no in-network deductible for health services.

Its in-network out-of-pocket maximum is $9,750.00.

The drug deductible is $700.00.

It is a special needs plan (Chronic-condition SNP).

CMS gives the plan's contract (H1526) an overall rating of 2.5 out of 5 stars.

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Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files.