2027 Medicare Advantage plans in Indian River County
94 Medicare Advantage plans are available to residents of Indian River County, FL for 2027. Availability is set county by county, so this list is specific to this county.
2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.
| Plan | Monthly premium (Part C + D) | Drug deductible | In-network MOOP | Drug tiers | Overall rating |
|---|---|---|---|---|---|
| CareOne Plus (HMO-POS)H1019-043 · HMO-POS | $0.00 | $700.00 | $4,000.00 | 5 | 4 out of 5 stars for overall plan quality |
| CareNeeds Plus (HMO D-SNP)H1019-073 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $3,400.00 | 5 | 4 out of 5 stars for overall plan quality |
| CareComplete Platinum (HMO C-SNP)H1019-109 · HMO C-SNP · Chronic-condition SNP | $0.00 | $700.00 | $3,800.00 | 6 | 4 out of 5 stars for overall plan quality |
| CareBreeze Platinum (HMO C-SNP)H1019-118 · HMO C-SNP · Chronic-condition SNP | $0.00 | $700.00 | $3,800.00 | 6 | 4 out of 5 stars for overall plan quality |
| CareSalute (HMO)H1019-132 · HMO | $0.00 | no drug coverage | $4,150.00 | — | 4 out of 5 stars for overall plan quality |
| CareFree Giveback (HMO)H1019-134 · HMO | $0.00 | $700.00 | $4,200.00 | 5 | 4 out of 5 stars for overall plan quality |
| CareFree Platinum Giveback (HMO)H1019-139 · HMO | $0.00 | $700.00 | $4,200.00 | 5 | 4 out of 5 stars for overall plan quality |
| CareAccess (HMO)H1019-144 · HMO | $0.00 | $700.00 | $4,000.00 | 5 | 4 out of 5 stars for overall plan quality |
| CareNeeds Platinum (HMO D-SNP)H1019-146 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $3,400.00 | 5 | 4 out of 5 stars for overall plan quality |
| CareComplete (HMO C-SNP)H1019-150 · HMO C-SNP · Chronic-condition SNP | $0.00 | $700.00 | $2,000.00 | 6 | 4 out of 5 stars for overall plan quality |
| CareBreeze (HMO C-SNP)H1019-154 · HMO C-SNP · Chronic-condition SNP | $0.00 | $700.00 | $2,000.00 | 6 | 4 out of 5 stars for overall plan quality |
| Wellcare Giveback (HMO-POS)H1032-193 · HMO-POS | $0.00 | $700.00 | $7,200.00 | 6 | 4 out of 5 stars for overall plan quality |
| Wellcare Simple (HMO-POS)H1032-194 · HMO-POS | $0.00 | $700.00 | $3,000.00 | 6 | 4 out of 5 stars for overall plan quality |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP)H1032-202 · HMO-POS D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $3,000.00 | 6 | 4 out of 5 stars for overall plan quality |
| Wellcare Sunshine Health Dual Align (HMO D-SNP)H1032-246 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 6 | 4 out of 5 stars for overall plan quality |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP)H1032-248 · HMO-POS D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 6 | 4 out of 5 stars for overall plan quality |
| Humana Dual Select H1036-226 (HMO D-SNP)H1036-226 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $6,650.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus Reach H1036-229 (HMO)H1036-229 · HMO | $0.00 | $700.00 | $3,800.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus Reach Giveback H1036-286 (HMO)H1036-286 · HMO | $0.00 | $0.00 | $5,500.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-292 · HMO C-SNP · Chronic-condition SNP | $0.00 | $700.00 | $3,350.00 | 6 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus Lung (HMO C-SNP)H1036-298 · HMO C-SNP · Chronic-condition SNP | $0.00 | $700.00 | $3,350.00 | 6 | 4.5 out of 5 stars for overall plan quality |
| Humana Dual Integrated (HMO D-SNP)H1036-339 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS)H1045-028 · HMO-POS | $0.00 | $405.00 | $3,800.00 | 5 | 4 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-001P (HMO-POS)H1045-036 · HMO-POS | $0.00 | $405.00 | $3,500.00 | 5 | 4 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP)H1045-039 · HMO-POS D-SNP · Dual-eligible SNP | $0.00 | $75.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| UHC Complete Care FL-14 (HMO-POS C-SNP)H1045-048 · HMO-POS C-SNP · Chronic-condition SNP | $0.00 | $405.00 | $3,900.00 | 5 | 4 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP)H1045-073 · HMO-POS D-SNP · Dual-eligible SNP | $0.00 | $75.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Health First Secure H1099-009 (HMO)H1099-009 · HMO | $0.00 | no drug coverage | $3,900.00 | — | 4 out of 5 stars for overall plan quality |
| Health First Rewards H1099-014 (HMO)H1099-014 · HMO | $0.00 | $700.00 | $4,100.00 | 5 | 4 out of 5 stars for overall plan quality |
| Health First Emerald Plus H1099-026 (HMO)H1099-026 · HMO | $0.00 | $700.00 | $4,700.00 | 5 | 4 out of 5 stars for overall plan quality |
| DEVOTED DUAL 039 FL (HMO D-SNP)H1290-039 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $5,200.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED GIVEBACK 045 FL (HMO)H1290-045 · HMO | $0.00 | $650.00 | $7,700.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED CORE 046 FL (HMO)H1290-046 · HMO | $0.00 | $650.00 | $4,950.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP)H1290-052 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED CORE 066 FL (HMO)H1290-066 · HMO | $0.00 | $650.00 | $4,700.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED DUAL FULL 098 FL (HMO D-SNP)H1290-098 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED GIVEBACK EXTRAS 116 FL (HMO)H1290-116 · HMO | $0.00 | $700.00 | $5,700.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Gold Heart & Diabetes (HMO-POS C-SNP)H1526-001 · HMO-POS C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $2,700.00 | 6 | 2.5 out of 5 stars for overall plan quality |
| Gold Dialysis & Kidney (HMO-POS C-SNP)H1526-003 · HMO-POS C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $3,400.00 | 6 | 2.5 out of 5 stars for overall plan quality |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP)H1526-012 · HMO-POS C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $4,100.00 | 6 | 2.5 out of 5 stars for overall plan quality |
| Aetna Medicare Partial Dual Select (HMO D-SNP)H1609-062 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Aetna Medicare Select (HMO)H1609-063 · HMO | $0.00 | $200.00 | $3,900.00 | 5 | 4 out of 5 stars for overall plan quality |
| Aetna Medicare Full Dual Select (HMO D-SNP)H1609-092 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Aetna Medicare Chronic Care (HMO C-SNP)H1609-101 · HMO C-SNP · Chronic-condition SNP | $0.00 | $300.00 | $3,900.00 | 5 | 4 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Q1 (PPO D-SNP)H1889-002 · PPO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0025 (PPO)H2406-017 · PPO | $0.00 | $685.00 | $7,150.00 | 5 | 4 out of 5 stars for overall plan quality |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)H2406-130 · PPO | $0.00 | no drug coverage | $8,900.00 | — | 4 out of 5 stars for overall plan quality |
| Premier by Ultimate (HMO)H2962-001 · HMO | $0.00 | $0.00 | $1,900.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| Advantage Care COPD by Ultimate (HMO C-SNP)H2962-023 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $2,600.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| Advantage Care by Ultimate (HMO C-SNP)H2962-033 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $2,800.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| Advantage Plus by Ultimate (Full) (HMO D-SNP)H2962-035 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $500.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP)H2962-036 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $500.00 | 6 | 3.5 out of 5 stars for overall plan quality |
| HumanaChoice Florida H5216-062 (PPO)H5216-062 · PPO | $0.00 | $700.00 | $4,450.00 | 5 | 4 out of 5 stars for overall plan quality |
| Humana USAA Honor Giveback (PPO)H5216-256 · PPO | $0.00 | no drug coverage | $4,900.00 | — | 4 out of 5 stars for overall plan quality |
| HumanaChoice Giveback H5216-311 (PPO)H5216-311 · PPO | $0.00 | $700.00 | $7,150.00 | 5 | 4 out of 5 stars for overall plan quality |
| HumanaChoice Florida H5216-472 (PPO)H5216-472 · PPO | $0.00 | $700.00 | $4,450.00 | 5 | 4 out of 5 stars for overall plan quality |
| Freedom Savings Plan (HMO)H5427-052 · HMO | $0.00 | no drug coverage | $4,450.00 | — | 4 out of 5 stars for overall plan quality |
| Freedom Medi-Medi Partial (HMO D-SNP)H5427-078 · HMO D-SNP · Dual-eligible SNP | $0.00 | $105.00 | $500.00 | 4 | 4 out of 5 stars for overall plan quality |
| Freedom VIP Savings (HMO C-SNP)H5427-082 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $3,400.00 | 5 | 4 out of 5 stars for overall plan quality |
| Freedom VIP Savings COPD (HMO C-SNP)H5427-083 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $3,400.00 | 4 | 4 out of 5 stars for overall plan quality |
| Freedom Platinum Plan Rx (HMO)H5427-088 · HMO | $0.00 | $0.00 | $1,750.00 | 4 | 4 out of 5 stars for overall plan quality |
| Freedom Platinum Rewards Plan Rx (HMO)H5427-106 · HMO | $0.00 | $0.00 | $3,400.00 | 4 | 4 out of 5 stars for overall plan quality |
| Freedom VIP Rewards (HMO C-SNP)H5427-108 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $3,400.00 | 5 | 4 out of 5 stars for overall plan quality |
| BlueMedicare Value (PPO)H5434-026 · PPO | $0.00 | $700.00 | $9,250.00 | 6 | 3 out of 5 stars for overall plan quality |
| BlueMedicare Patriot (PPO)H5434-044 · PPO | $0.00 | no drug coverage | $6,750.00 | — | 3 out of 5 stars for overall plan quality |
| Simply Complete Platinum (HMO D-SNP)H5471-118 · HMO D-SNP · Dual-eligible SNP | $0.00 | $105.00 | $500.00 | 6 | 4 out of 5 stars for overall plan quality |
| Simply Integrated Platinum (HMO D-SNP)H5471-135 · HMO D-SNP · Dual-eligible SNP | $0.00 | $105.00 | $500.00 | 6 | 4 out of 5 stars for overall plan quality |
| Aetna Medicare Eagle Giveback (PPO)H5521-306 · PPO | $0.00 | no drug coverage | $7,150.00 | — | 4 out of 5 stars for overall plan quality |
| Optimum Emerald Partial (HMO D-SNP)H5594-016 · HMO D-SNP · Dual-eligible SNP | $0.00 | $105.00 | $500.00 | 4 | 4.5 out of 5 stars for overall plan quality |
| Optimum Diamond Savings (HMO C-SNP)H5594-030 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $5,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Optimum Diamond Savings COPD (HMO C-SNP)H5594-031 · HMO C-SNP · Chronic-condition SNP | $0.00 | $0.00 | $5,000.00 | 4 | 4.5 out of 5 stars for overall plan quality |
| Humana Dual Select H7284-010 (PPO D-SNP)H7284-010 · PPO D-SNP · Dual-eligible SNP | $0.00 | $300.00 | $4,900.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| Humana Dual Integrated (PPO D-SNP)H7284-013 · PPO D-SNP · Dual-eligible SNP | $0.00 | $620.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| Humana USAA Honor Giveback (PPO)H7617-108 · PPO | $0.00 | no drug coverage | $6,750.00 | — | 4.5 out of 5 stars for overall plan quality |
| HumanaChoice Giveback H7617-110 (PPO)H7617-110 · PPO | $0.00 | $700.00 | $7,150.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| HumanaChoice Giveback H7617-145 (PPO)H7617-145 · PPO | $0.00 | $700.00 | $7,150.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO)H9884-008 · PPO | $0.00 | $461.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Florida Complete Care (HMO I-SNP)H9986-001 · HMO I-SNP · Institutional SNP | $0.00 | $260.00 | $3,400.00 | 5 | 3 out of 5 stars for overall plan quality |
| Florida Complete Care- In The Community (HMO-POS I-SNP)H9986-002 · HMO-POS I-SNP · Institutional SNP | $0.00 | $260.00 | $3,400.00 | 5 | 3 out of 5 stars for overall plan quality |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP)H9986-004 · HMO-POS D-SNP · Dual-eligible SNP | $0.00 | $260.00 | $3,400.00 | 5 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002 · Regional PPO | $0.00 | no drug coverage | $9,250.00 | — | 3.5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP)R0759-003 · Regional PPO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP)H0710-010 · PPO I-SNP · Institutional SNP | $6.10 | $700.00 | $9,850.00 | — | 5 out of 5 stars for overall plan quality |
| Wellcare Sunshine Health Dual Align Unity (HMO D-SNP)H1032-250 · HMO D-SNP · Dual-eligible SNP | $7.30 | $700.00 | $9,850.00 | 6 | 4 out of 5 stars for overall plan quality |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP)H1526-002 · HMO-POS C-SNP · Chronic-condition SNP | $7.30 | $700.00 | $9,750.00 | — | 2.5 out of 5 stars for overall plan quality |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP)H1526-004 · HMO-POS C-SNP · Chronic-condition SNP | $7.30 | $700.00 | $9,250.00 | — | 2.5 out of 5 stars for overall plan quality |
| Longevity Health Plan (HMO I-SNP)H1644-001 · HMO I-SNP · Institutional SNP | $7.30 | $700.00 | $9,850.00 | — | 5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Y7 (PPO D-SNP)H1889-026 · PPO D-SNP · Dual-eligible SNP | $7.30 | $700.00 | $9,850.00 | — | 3.5 out of 5 stars for overall plan quality |
| HumanaChoice R5826-018 (Regional PPO)R5826-018 · Regional PPO | $9.00 | no drug coverage | $7,550.00 | — | 4 out of 5 stars for overall plan quality |
| Health First Value H1099-006 (HMO)H1099-006 · HMO | $25.00 | $600.00 | $3,900.00 | 5 | 4 out of 5 stars for overall plan quality |
| HumanaChoice R5826-074 (Regional PPO)R5826-074 · Regional PPO | $35.00 | $700.00 | $7,550.00 | — | 4 out of 5 stars for overall plan quality |
| Health First Classic H1099-001 (HMO-POS)H1099-001 · HMO-POS | $90.00 | $600.00 | $3,600.00 | 5 | 4 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001 · Regional PPO | $127.00 | $685.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| HumanaChoice R5826-005 (Regional PPO)R5826-005 · Regional PPO | $161.00 | $700.00 | $6,700.00 | 5 | 4 out of 5 stars for overall plan quality |
Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files; star ratings from the CMS Part C & D Star Ratings, which are published per contract — every plan under a contract shares its rating.