2027 Medicare Advantage plans in Monroe County
8 Medicare Advantage plans are available to residents of Monroe County, FL for 2027. Availability is set county by county, so this list is specific to this county.
2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.
| Plan | Monthly premium (Part C + D) | Drug deductible | In-network MOOP | Drug tiers | Overall rating |
|---|---|---|---|---|---|
| BlueMedicare Patriot (PPO)H5434-046 · PPO | $0.00 | no drug coverage | $9,850.00 | — | 3 out of 5 stars for overall plan quality |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)R0759-002 · Regional PPO | $0.00 | no drug coverage | $9,250.00 | — | 3.5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP)R0759-003 · Regional PPO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| HumanaChoice R5826-018 (Regional PPO)R5826-018 · Regional PPO | $9.00 | no drug coverage | $7,550.00 | — | 4 out of 5 stars for overall plan quality |
| HumanaChoice R5826-074 (Regional PPO)R5826-074 · Regional PPO | $35.00 | $700.00 | $7,550.00 | — | 4 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO)R0759-001 · Regional PPO | $127.00 | $685.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| BlueMedicare Select (PPO)H5434-047 · PPO | $145.20 | $700.00 | $8,000.00 | 6 | 3 out of 5 stars for overall plan quality |
| HumanaChoice R5826-005 (Regional PPO)R5826-005 · Regional PPO | $161.00 | $700.00 | $6,700.00 | 5 | 4 out of 5 stars for overall plan quality |
Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files; star ratings from the CMS Part C & D Star Ratings, which are published per contract — every plan under a contract shares its rating.