2027 Medicare Advantage plans in St. Joseph County
45 Medicare Advantage plans are available to residents of St. Joseph County, MI for 2027. Availability is set county by county, so this list is specific to this county.
2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.
| Plan | Monthly premium (Part C + D) | Drug deductible | In-network MOOP | Drug tiers | Overall rating |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO)H0294-017 · PPO | $0.00 | $685.00 | $7,150.00 | 5 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO)H0294-022 · PPO | $0.00 | no drug coverage | $6,700.00 | — | 3 out of 5 stars for overall plan quality |
| UHC Complete Care Support MI-3 (PPO C-SNP)H0294-048 · PPO C-SNP · Chronic-condition SNP | $0.00 | $700.00 | $7,150.00 | 5 | 3 out of 5 stars for overall plan quality |
| UHC Dual Complete MI-Y1 (HMO D-SNP)H2247-006 · HMO D-SNP · Dual-eligible SNP | $0.00 | $450.00 | $9,850.00 | 5 | 3 out of 5 stars for overall plan quality |
| PriorityMedicare Key (HMO-POS)H2320-022 · HMO-POS | $0.00 | $300.00 | $6,950.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC MI-4 (HMO-POS)H2736-001 · HMO-POS | $0.00 | $685.00 | $5,900.00 | 5 | — |
| UHC Complete Care MI-5 (HMO-POS C-SNP)H2736-002 · HMO-POS C-SNP · Chronic-condition SNP | $0.00 | $685.00 | $5,900.00 | 5 | — |
| AARP Medicare Advantage Patriot No Rx MI-MA2 (HMO-POS)H2736-004 · HMO-POS | $0.00 | no drug coverage | $6,700.00 | — | — |
| PriorityMedicare Edge (PPO)H4875-020 · PPO | $0.00 | $300.00 | $7,100.00 | 5 | 4 out of 5 stars for overall plan quality |
| PriorityMedicare Thrive (PPO)H4875-024 · PPO | $0.00 | $400.00 | $7,150.00 | 5 | 4 out of 5 stars for overall plan quality |
| Humana USAA Honor Giveback (PPO)H5216-190 · PPO | $0.00 | no drug coverage | $6,550.00 | — | 4 out of 5 stars for overall plan quality |
| Humana Full Access Giveback (PPO)H5216-306 · PPO | $0.00 | $150.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| HumanaChoice - Diabetes and Heart (PPO C-SNP)H5216-375 · PPO C-SNP · Chronic-condition SNP | $0.00 | $400.00 | $6,950.00 | 6 | 4 out of 5 stars for overall plan quality |
| Humana Value Plus H5216-382 (PPO)H5216-382 · PPO | $0.00 | $0.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Humana Full Access (PPO)H5216-384 · PPO | $0.00 | $600.00 | $5,200.00 | 5 | 4 out of 5 stars for overall plan quality |
| Wellcare Simple (HMO-POS)H5475-026 · HMO-POS | $0.00 | $700.00 | $7,100.00 | 6 | 3 out of 5 stars for overall plan quality |
| Wellcare Giveback (HMO-POS)H5475-031 · HMO-POS | $0.00 | $700.00 | $9,850.00 | 6 | 3 out of 5 stars for overall plan quality |
| Wellcare Assist (HMO-POS)H5475-038 · HMO-POS | $0.00 | $700.00 | $7,100.00 | 6 | 3 out of 5 stars for overall plan quality |
| BCN Advantage Elements (HMO-POS)H5883-017 · HMO-POS | $0.00 | no drug coverage | $4,500.00 | — | 4.5 out of 5 stars for overall plan quality |
| Wellcare Meridian Dual Align (HMO D-SNP)H7435-001 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 6 | — |
| Humana Full Access (PPO)H7617-052 · PPO | $0.00 | $600.00 | $5,200.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana USAA Honor Giveback (PPO)H7617-054 · PPO | $0.00 | no drug coverage | $6,550.00 | — | 4.5 out of 5 stars for overall plan quality |
| Humana Full Access Giveback (PPO)H7617-058 · PPO | $0.00 | $150.00 | $9,850.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare HIDE (HMO D-SNP)H9314-001 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | — |
| Medicare Plus Blue Giveback (PPO)H9572-008 · PPO | $0.00 | $600.00 | $9,250.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Medicare Plus Blue Secure (PPO)H9572-009 · PPO | $0.00 | $435.00 | $7,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| HumanaChoice R0110-013 (Regional PPO)R0110-013 · Regional PPO | $0.00 | no drug coverage | $6,550.00 | — | 3.5 out of 5 stars for overall plan quality |
| PriorityMedicare Align (HMO-POS)H2320-033 · HMO-POS | $6.30 | $700.00 | $6,800.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| PriorityMedicare Dual Premier (HMO D-SNP)H8379-003 · HMO D-SNP · Dual-eligible SNP | $6.30 | $700.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| Medicare Plus Blue Essential (PPO)H9572-004 · PPO | $38.20 | $400.00 | $7,150.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana Full Access (PPO)H5216-011 · PPO | $41.00 | $450.00 | $4,800.00 | 5 | 4 out of 5 stars for overall plan quality |
| BCN Advantage Prime Value (HMO-POS)H5883-014 · HMO-POS | $41.00 | $600.00 | $6,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Medicare Plus Blue + Meijer (PPO)H9572-007 · PPO | $45.00 | $400.00 | $6,750.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Choice H8145-006 (PFFS)H8145-006 · PFFS | $60.00 | $700.00 | $7,800.00 | 5 | 4 out of 5 stars for overall plan quality |
| PriorityMedicare Thrive Plus (PPO)H4875-018 · PPO | $68.00 | $225.00 | $6,600.00 | 5 | 4 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC MI-0002 (PPO)H0294-018 · PPO | $70.00 | $685.00 | $5,900.00 | 5 | 3 out of 5 stars for overall plan quality |
| PriorityMedicare Value (HMO-POS)H2320-029 · HMO-POS | $80.00 | $225.00 | $6,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Humana Full Access R0110-014 (Regional PPO)R0110-014 · Regional PPO | $89.00 | $700.00 | $7,050.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| Medicare Plus Blue Vitality (PPO)H9572-002 · PPO | $101.80 | $250.00 | $5,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| BCN Advantage Classic (HMO-POS)H5883-002 · HMO-POS | $127.00 | $200.00 | $4,800.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| PriorityMedicare (HMO-POS)H2320-028 · HMO-POS | $131.00 | $0.00 | $5,100.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Medicare Plus Blue Signature (PPO)H9572-001 · PPO | $131.00 | $200.00 | $4,300.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| PriorityMedicare Merit (PPO)H4875-016 · PPO | $163.00 | $0.00 | $5,000.00 | 5 | 4 out of 5 stars for overall plan quality |
| Medicare Plus Blue Assure (PPO)H9572-003 · PPO | $255.40 | $100.00 | $4,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| BCN Advantage Prestige (HMO-POS)H5883-003 · HMO-POS | $256.00 | $100.00 | $4,400.00 | 5 | 4.5 out of 5 stars for overall plan quality |
Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files; star ratings from the CMS Part C & D Star Ratings, which are published per contract — every plan under a contract shares its rating.