2027 Medicare Advantage plans in Orleans County
44 Medicare Advantage plans are available to residents of Orleans County, NY for 2027. Availability is set county by county, so this list is specific to this county.
2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.
| Plan | Monthly premium (Part C + D) | Drug deductible | In-network MOOP | Drug tiers | Overall rating |
|---|---|---|---|---|---|
| MVP Medicare Preferred Gold without Part D (HMO-POS)H3305-007 · HMO-POS | $0.00 | no drug coverage | $7,200.00 | — | 3.5 out of 5 stars for overall plan quality |
| Elderplan Select (HMO-POS I-SNP)H3347-018 · HMO-POS I-SNP · Institutional SNP | $0.00 | $350.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| Univera Medicare Freedom (HMO-POS)H3351-001 · HMO-POS | $0.00 | no drug coverage | $6,500.00 | — | 4 out of 5 stars for overall plan quality |
| Univera SeniorChoice Basic (HMO)H3351-017 · HMO | $0.00 | $700.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Independent Health's Encompass 65 (HMO)H3362-016 · HMO | $0.00 | no drug coverage | $6,750.00 | — | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC NY-0007 (HMO-POS)H3379-040 · HMO-POS | $0.00 | $685.00 | $9,300.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| UHC Complete Care NY-30 (HMO-POS C-SNP)H3379-053 · HMO-POS C-SNP · Chronic-condition SNP | $0.00 | $685.00 | $8,900.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage Patriot No Rx NY-MA3 (HMO-POS)H3379-060 · HMO-POS | $0.00 | no drug coverage | $7,150.00 | — | 3.5 out of 5 stars for overall plan quality |
| Senior Blue 601 (HMO)H3384-022 · HMO | $0.00 | no drug coverage | $6,700.00 | — | 4 out of 5 stars for overall plan quality |
| Community Blue Medicare HMO Signature (HMO)H3384-069 · HMO | $0.00 | $700.00 | $7,150.00 | 5 | 4 out of 5 stars for overall plan quality |
| UHC Dual Complete NY-Q001 (HMO-POS D-SNP)H3387-015 · HMO-POS D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Humana Gold Plus SNP-DE H3533-036 (HMO D-SNP)H3533-036 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 5 | 3 out of 5 stars for overall plan quality |
| Aetna Medicare Eagle Giveback (PPO)H5521-323 · PPO | $0.00 | no drug coverage | $9,850.00 | — | 4 out of 5 stars for overall plan quality |
| Freedom Valor (PPO)H5526-023 · PPO | $0.00 | no drug coverage | $6,700.00 | — | 4.5 out of 5 stars for overall plan quality |
| Wellcare Fidelis Assist (HMO-POS)H5599-002 · HMO-POS | $0.00 | $700.00 | $9,850.00 | 6 | 3 out of 5 stars for overall plan quality |
| Wellcare Fidelis Simple (HMO-POS)H5599-004 · HMO-POS | $0.00 | $700.00 | $9,850.00 | 6 | 3 out of 5 stars for overall plan quality |
| Wellcare Fidelis Patriot Simple (HMO-POS)H5599-010 · HMO-POS | $0.00 | no drug coverage | $9,850.00 | — | 3 out of 5 stars for overall plan quality |
| Wellcare Fidelis Dual Liberty Sync (HMO D-SNP)H5599-014 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 6 | 3 out of 5 stars for overall plan quality |
| Wellcare Fidelis Dual Access (HMO D-SNP)H5599-016 · HMO D-SNP · Dual-eligible SNP | $0.00 | $700.00 | $9,850.00 | 6 | 3 out of 5 stars for overall plan quality |
| Humana USAA Honor Giveback (PPO)H5970-016 · PPO | $0.00 | no drug coverage | $4,950.00 | — | 3 out of 5 stars for overall plan quality |
| Aetna Medicare Longevity (PPO I-SNP)H5521-461 · PPO I-SNP · Institutional SNP | $10.70 | $700.00 | $9,850.00 | — | 4 out of 5 stars for overall plan quality |
| Univera Medicare Total Care (HMO D-SNP)H7524-002 · HMO D-SNP · Dual-eligible SNP | $18.30 | $700.00 | $9,850.00 | 5 | 3 out of 5 stars for overall plan quality |
| UHC Dual Complete NY-S001 (PPO D-SNP)H2001-063 · PPO D-SNP · Dual-eligible SNP | $19.40 | $700.00 | $9,850.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Univera Medicare Dual (HMO D-SNP)H7524-001 · HMO D-SNP · Dual-eligible SNP | $26.60 | $700.00 | $9,850.00 | 5 | 3 out of 5 stars for overall plan quality |
| UHC Dual Complete NY-S002 (HMO-POS D-SNP)H3387-014 · HMO-POS D-SNP · Dual-eligible SNP | $31.70 | $700.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Elderplan Advantage For Nursing Home Residents (HMO-POS I-SNP)H3347-003 · HMO-POS I-SNP · Institutional SNP | $33.70 | $700.00 | $9,850.00 | — | 3.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC NY-0019 (PPO)H3418-008 · PPO | $39.00 | $685.00 | $8,900.00 | 5 | 3 out of 5 stars for overall plan quality |
| Independent Health's Medicare Family Choice (HMO I-SNP)H3362-020 · HMO I-SNP · Institutional SNP | $40.00 | $0.00 | $5,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| UHC Dual Complete NY-YL (HMO-POS D-SNP)H3387-013 · HMO-POS D-SNP · Dual-eligible SNP | $40.50 | $700.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Wellcare Fidelis Dual Align Unity (HMO D-SNP)H5599-003 · HMO D-SNP · Dual-eligible SNP | $40.50 | $700.00 | $9,850.00 | 6 | 3 out of 5 stars for overall plan quality |
| Independent Health's Encompass 65 RED 042 (HMO)H3362-042 · HMO | $49.00 | $550.00 | $9,850.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| HumanaChoice H5970-029 (PPO)H5970-029 · PPO | $65.00 | $700.00 | $9,250.00 | 5 | 3 out of 5 stars for overall plan quality |
| Univera SeniorChoice Advanced (HMO-POS)H3351-019 · HMO-POS | $75.40 | $300.00 | $7,500.00 | 5 | 4 out of 5 stars for overall plan quality |
| Community Blue Medicare HMO Distinct (HMO)H3384-070 · HMO | $80.00 | $700.00 | $6,750.00 | 5 | 4 out of 5 stars for overall plan quality |
| Independent Health's Medicare Passport Connect (PPO)H3344-013 · PPO | $81.00 | $700.00 | $9,850.00 | — | 4.5 out of 5 stars for overall plan quality |
| Univera SeniorChoice Value Plus (HMO-POS)H3351-012 · HMO-POS | $93.30 | $295.00 | $6,700.00 | 5 | 4 out of 5 stars for overall plan quality |
| Univera SeniorChoice Secure (HMO-POS)H3351-002 · HMO-POS | $104.70 | $250.00 | $6,000.00 | 5 | 4 out of 5 stars for overall plan quality |
| Aetna Medicare Elite (PPO)H5521-521 · PPO | $109.00 | $700.00 | $9,850.00 | 5 | 4 out of 5 stars for overall plan quality |
| Independent Health's Encompass 65 RED 044 (HMO)H3362-044 · HMO | $110.00 | $510.00 | $8,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Community Blue Medicare HMO 651 (HMO)H3384-073 · HMO | $118.00 | $700.00 | $6,700.00 | 5 | 4 out of 5 stars for overall plan quality |
| MVP Medicare WellValue with Part D (HMO-POS)H3305-039 · HMO-POS | $217.00 | $700.00 | $9,850.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| MVP Medicare Preferred Gold with Part D (HMO-POS)H3305-015 · HMO-POS | $277.00 | $400.00 | $6,800.00 | 5 | 3.5 out of 5 stars for overall plan quality |
| Independent Health's Encompass 65 RED 045 (HMO)H3362-045 · HMO | $286.00 | $375.00 | $7,000.00 | 5 | 4.5 out of 5 stars for overall plan quality |
| Community Blue Medicare HMO Standard (HMO)H3384-072 · HMO | $368.00 | $700.00 | $7,150.00 | 5 | 4 out of 5 stars for overall plan quality |
Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files; star ratings from the CMS Part C & D Star Ratings, which are published per contract — every plan under a contract shares its rating.