Senior Care (HMO I-SNP)

Available to residents of Chesterfield County, VA for 2027. Contract H2185, plan 001, segment 0.

2027 drug-by-drug coverage is not published by CMS yet. The drug lookup covers 2026, whose formulary is live.

Renewed, service area expanded for 2027. CMS carries this plan forward from 2026. Every VA plan’s 2026–2027 changes →

Plan details

Monthly premium (Part C + D)	$6.30
— medical (Part C) part	$0.00
— drug (Part D) part	$6.30?
Monthly premium with full Extra Help (LIS)	$0.00?
Part B premium reduction (giveback)	None
In-network out-of-pocket maximum	$9,850.00?
Drug deductible	$700.00
Drug out-of-pocket threshold	$2,400.00
Plan type	HMO I-SNP?
Special needs plan	Institutional SNP
Contract / plan	H2185-001-0
Offered by	Lifeworks Advantage
Parent organization	Curana Health Holdings, LLC
Pharmacy search	www.lifeworksadvantage.com
Member services	(844)854-6883TTY 711

CMS star ratings

Overall: —
Health plan (Part C): —
Drug plan (Part D): 3 out of 5 stars for Drug plan (Part D)

Published per contract — every plan under contract H2185 shares this rating.

Plan health benefits

Service	In-network
Doctor visits
Primary care doctor	$0 copay
Specialist	20% coinsurance
Other health care professional	20% coinsurance
Additional telehealth services	0%–20% coinsurance
Preventive care
Medicare-covered preventive services	$0 copay
Annual physical exam	Not covered
Kidney disease education	$0 copay
Glaucoma screening	$0 copay
Diabetes self-management training	$0 copay
Diagnostic tests, labs and imaging
Diagnostic tests and procedures	20% coinsurance(authorization required)
Lab services	$0 copay(authorization required)
Diagnostic radiology (e.g. MRI, CT)	20% coinsurance(authorization required)
Therapeutic radiology	20% coinsurance(authorization required)
Outpatient x-rays	20% coinsurance(authorization required)
Emergency and urgent care
Emergency room	$90 copay
Urgent care	20% coinsurance
Worldwide emergency coverage	Not covered
Worldwide urgent care	Not covered
Worldwide emergency transportation	Not covered
Hospital care
Inpatient hospital stay	Original Medicare cost-sharing(authorization required)
Outpatient hospital services	20% coinsurance(authorization required)
Outpatient observation	$100 copay(authorization required)
Ambulatory surgical center	20% coinsurance(authorization required)
Outpatient blood services	20% coinsurance
Skilled nursing and home health
Skilled nursing facility	$0 per stay(authorization required)
Home health care	$0 copay(authorization required)
Kidney dialysis	20% coinsurance
Rehabilitation
Occupational therapy	20% coinsurance(authorization required)
Physical therapy and speech-language therapy	20% coinsurance(authorization required)
Cardiac rehabilitation	20% coinsurance(authorization required)
Pulmonary rehabilitation	20% coinsurance(authorization required)
Mental health and substance use
Inpatient psychiatric hospital stay	Original Medicare cost-sharing(authorization required)
Outpatient mental health, individual session	20% coinsurance
Outpatient mental health, group session	20% coinsurance
Psychiatrist, individual session	20% coinsurance
Psychiatrist, group session	20% coinsurance
Partial hospitalization	20% coinsurance(authorization required)
Intensive outpatient program	20% coinsurance(authorization required)
Outpatient substance use, individual session	20% coinsurance(authorization required)
Outpatient substance use, group session	20% coinsurance(authorization required)
Opioid treatment program	$0 copay(authorization required)
Ambulance and transportation
Ground ambulance	20% coinsurance(authorization required)
Air ambulance	20% coinsurance(authorization required)
Transportation to plan-approved locations	$0 copay
Medical equipment and supplies
Durable medical equipment (e.g. wheelchairs, oxygen)	20% coinsurance(authorization required)
Prosthetics (e.g. braces, artificial limbs)	20% coinsurance(authorization required)
Medical supplies	20% coinsurance(authorization required)
Diabetes supplies	20% coinsurance
Diabetic therapeutic shoes or inserts	20% coinsurance
Chiropractic, acupuncture and foot care
Chiropractic (Medicare-covered)	20% coinsurance(authorization required)
Routine chiropractic care	Not covered
Acupuncture	Not covered
Foot exams and treatment (Medicare-covered)	20% coinsurance
Routine foot care	$0 copay(limits apply)
Dental?
Medicare-covered dental services	20% coinsurance(authorization required)
Preventive dental plan limit	$3,000 plan limit every year
Oral exams	$0 copay(limits apply)
Cleanings	$0 copay(limits apply)
Fluoride treatment	$0 copay(limits apply)
Dental x-rays	$0 copay(limits apply)
Other diagnostic dental services	$0 copay
Other preventive dental services	Not covered
Restorative services (fillings, crowns)	$0 copay(limits apply)
Endodontics (root canals)	$0 copay(limits apply)
Periodontics (gum disease)	$0 copay(limits apply)
Dentures and other removable prosthodontics	$0 copay(limits apply)
Maxillofacial prosthetics	Not covered
Implants	$0 copay
Bridges and other fixed prosthodontics	$0 copay(limits apply)
Oral and maxillofacial surgery	$0 copay(limits apply)
Orthodontics	Not covered
Adjunctive general services	$0 copay(limits apply)
Vision?
Eye exam (Medicare-covered)	20% coinsurance
Routine eye exam	$0 copay(limits apply)
Eyewear after cataract surgery (Medicare-covered)	20% coinsurance(limits apply)
Eyewear plan limit	$300 plan limit every year
Contact lenses	$0 copay(limits apply)
Eyeglasses (frames and lenses)	$0 copay(limits apply)
Eyeglass lenses	$0 copay(limits apply)
Eyeglass frames	$0 copay(limits apply)
Eyewear upgrades	$0 copay(limits apply)
Hearing?
Hearing exam (Medicare-covered)	20% coinsurance
Routine hearing exam	$0 copay(limits apply)
Hearing aid fitting and evaluation	$0 copay
Hearing aid plan limit	$2,750 plan limit every two years
Hearing aids (all types)	$0 copay(limits apply)
Hearing aids, inner ear	Not covered
Hearing aids, outer ear	Not covered
Hearing aids, over the ear	Not covered
Medicare Part B drugs
Part B insulin	0%–20% coinsurance(authorization required, step therapy may apply)
Chemotherapy and radiation drugs	0%–20% coinsurance(authorization required, step therapy may apply)
Other Part B drugs	0%–20% coinsurance(authorization required, step therapy may apply)
Other extra benefits?
Over-the-counter (OTC) allowance	Covered (allowance not stated)
Meals after a hospital stay or for a chronic condition	Not covered
Fitness benefit	Not covered
Health education	Not covered
Nutritional / dietary benefit	Not covered
Extra smoking and tobacco cessation counseling	Not covered
Enhanced disease management	Not covered
Telemonitoring	Not covered
Remote access technologies (web/phone, nurse line)	Not covered
Home and bathroom safety devices	Not covered
Counseling services	Not covered
In-home safety assessment	Not covered
Personal emergency response system (PERS)	Not covered
Medical nutrition therapy	Not covered
Post-discharge in-home medication reconciliation	Not covered
Re-admission prevention	Not covered
Wigs for hair loss from chemotherapy	Not covered
Weight management programs	Not covered
Alternative therapies	Not covered
Therapeutic massage	Not covered
Adult day health services	Not covered
Home-based palliative care	Not covered
In-home support services	Not covered
Support for caregivers	Not covered

In-network cost-sharing as the plan filed it with CMS (CMS plan benefit package (PBP) files, CY2027). A range means the cost depends on the service or setting. Rows the filing does not state are left out rather than guessed. Contact the plan for the full Evidence of Coverage.

Star rating measures

Measures are paired between the two years by name, not by the C/D number: CMS reuses those numbers, and in 2027 nineteen of them refer to a different measure than they did in 2026. A measure introduced for 2027 has no 2026 score to show. Published per contract — every plan under H2185 shares it.

Benefits in plain text

Senior Care (HMO I-SNP) (H2185-001-0) is a 2027 HMO I-SNP Medicare Advantage plan offered by Lifeworks Advantage, available to residents of Chesterfield County, VA.

The monthly premium is $6.30.

With full Extra Help (the Low-Income Subsidy), the total monthly premium is $0.00.

Its in-network out-of-pocket maximum is $9,850.00.

The drug deductible is $700.00.

It is a special needs plan (Institutional SNP).

Email a copy of the plan benefit details

Plan facts come from the CMS plan Landscape file and the CMS plan benefit package (PBP) files.