2026 Medicare Part D plans in New Jersey
New Jersey is CMS PDP Region 04. All 12 stand-alone prescription drug plans below are sold region-wide, so every one is available anywhere in New Jersey.
Showing New Jersey — choose another state
- Plans available
- 12
- Lowest premium
- $4.40
- $0 deductible
- 1 plan
- Out-of-pocket cap
- $2,100.00
Showing 12 of 12 plans
| Plan | Monthly premium | Deductible | Benefit type | $0 with full LIS | LIS benchmark | Formulary drugs | Summary rating |
|---|---|---|---|---|---|---|---|
| Humana Basic Rx Plan (PDP) S5884-131 · Humana Insurance Co. & Humana Insurance Co. of NY | $4.40 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 3,042 | 3 out of 5 stars for overall plan quality |
| Wellcare Value Script (PDP) S4802-139 · WELLCARE PRESCRIPTION INSURANCE, INC. | $22.80 $1.00 basic + $21.80 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,262 | 3.5 out of 5 stars for overall plan quality |
| Wellcare Classic (PDP) S4802-078 · WELLCARE PRESCRIPTION INSURANCE, INC. | $28.20 | $615.00 | Actuarially Equivalent Standard | Yes | At or below | 2,988 | 3.5 out of 5 stars for overall plan quality |
| Humana Value Rx Plan (PDP) S5884-183 · Humana Insurance Co. & Humana Insurance Co. of NY | $35.60 $16.70 basic + $18.90 enhanced | $601.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,079 | 3 out of 5 stars for overall plan quality |
| HealthSpring Extra Rx (PDP) S5617-354 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $59.90 $41.40 basic + $18.50 enhanced | $615.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,348 | 2.5 out of 5 stars for overall plan quality |
| Horizon Medicare Blue Rx Standard (PDP) S5993-001 · HORIZON INSURANCE COMPANY | $72.30 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,014 | 3.5 out of 5 stars for overall plan quality |
| AARP Medicare Rx Saver from UHC (PDP) S5921-349 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $77.40 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,132 | 2 out of 5 stars for overall plan quality |
| SilverScript Choice (PDP) S5601-008 · SILVERSCRIPT INSURANCE COMPANY | $97.40 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,380 | 3 out of 5 stars for overall plan quality |
| HealthSpring Assurance Rx (PDP) S5617-018 · MEDCO CONTAINMENT LIFE AND MEDCO CONTAINMENT NY | $109.30 | $615.00 | Actuarially Equivalent Standard | No | Above | 3,265 | 2.5 out of 5 stars for overall plan quality |
| Humana Premier Rx Plan (PDP) S5884-150 · Humana Insurance Co. & Humana Insurance Co. of NY | $111.90 $70.50 basic + $41.40 enhanced | $0.00 | Enhanced Alternative | No | n/a — enhanced plan | 3,146 | 3 out of 5 stars for overall plan quality |
| AARP Medicare Rx Preferred from UHC (PDP) S5921-386 · UNITEDHEALTHCARE INS. CO. & UHC INS. CO. OF NY | $118.90 $86.70 basic + $32.20 enhanced | $130.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,593 | 2 out of 5 stars for overall plan quality |
| Horizon Medicare Blue Rx Enhanced (PDP) S5993-003 · HORIZON INSURANCE COMPANY | $139.10 $116.20 basic + $22.90 enhanced | $200.00 Tier 1 and 2 exempt | Enhanced Alternative | No | n/a — enhanced plan | 3,464 | 3.5 out of 5 stars for overall plan quality |
Plans qualifying for the $0 LIS premium
Beneficiaries receiving the full Low-Income Subsidy pay no premium on these plans.
- Humana Basic Rx Plan (PDP) — $4.40/mo, 3,042 formulary drugs
- Wellcare Classic (PDP) — $28.20/mo, 2,988 formulary drugs
See how each 2025 plan changes for 2026 →
Plan facts come from the CMS quarterly prescription drug plan public use files; star ratings from the CMS Part C & D Star Ratings.