2026 Medicare Advantage plans in Charlotte County
60 Medicare Advantage plans are available to residents of Charlotte County, FL. Availability is set county by county, so this list is specific to this county.
| Plan | Monthly premium | Drug deductible | Formulary drugs | Overall rating |
|---|---|---|---|---|
| Wellcare Giveback (HMO)H1032-198 | $0.00 | $615.00 | 3,313 | 4 out of 5 stars for overall plan quality |
| Wellcare Simple (HMO)H1032-199 | $0.00 | $615.00 | 3,309 | 4 out of 5 stars for overall plan quality |
| Wellcare Dual Access Sync (HMO D-SNP)H1032-241 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4 out of 5 stars for overall plan quality |
| Wellcare Sunshine Health Dual Align (HMO D-SNP)H1032-243 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4 out of 5 stars for overall plan quality |
| BlueMedicare Classic (HMO)H1035-019 | $0.00 | $615.00 | 3,014 | 4 out of 5 stars for overall plan quality |
| BlueMedicare Premier (HMO)H1035-045 | $0.00 | $615.00 | 3,014 | 4 out of 5 stars for overall plan quality |
| Humana Gold Plus H1036-217 (HMO)H1036-217 | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus Giveback H1036-278 (HMO)H1036-278 | $0.00 | $0.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus SNP-DE H1036-285 (HMO D-SNP)H1036-285 · Dual-eligible SNP | $0.00 | $530.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus Lung (HMO C-SNP)H1036-310 · Chronic-condition SNP | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-311 · Chronic-condition SNP | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP)H1036-314 · Dual-eligible SNP | $0.00 | $0.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1036-338 · Chronic-condition SNP | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Dual Integrated (HMO D-SNP)H1036-340 · Dual-eligible SNP | $0.00 | $0.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS)H1045-028 | $0.00 | $270.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0010 (HMO-POS)H1045-034 | $0.00 | $270.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP)H1045-039 · Dual-eligible SNP | $0.00 | $442.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| UHC Complete Care FL-14 (HMO-POS C-SNP)H1045-048 · Chronic-condition SNP | $0.00 | $270.00 | 3,594 | 4.5 out of 5 stars for overall plan quality |
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS)H1045-059 | $0.00 | $600.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Select (HMO)H1609-027 | $0.00 | $0.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Select Extra (HMO-POS)H1609-028 | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Dual Select (HMO D-SNP)H1609-056 · Dual-eligible SNP | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Full Dual Select (HMO D-SNP)H1609-078 · Dual-eligible SNP | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Y4 (PPO D-SNP)H1889-026 · Dual-eligible SNP | $0.00 | $615.00 | 3,609 | 4 out of 5 stars for overall plan quality |
| AARP Medicare Advantage from UHC FL-0017 (PPO)H2406-009 | $0.00 | $600.00 | 3,609 | 4 out of 5 stars for overall plan quality |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP)H2509-003 · Dual-eligible SNP | $0.00 | $615.00 | 3,609 | 3.5 out of 5 stars for overall plan quality |
| HumanaChoice Florida H5216-072 (PPO)H5216-072 | $0.00 | $615.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| HumanaChoice Florida H5216-304 (PPO)H5216-304 | $0.00 | $615.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| Humana Full Access Giveback H5216-393 (PPO)H5216-393 | $0.00 | $600.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| Humana Direct Choice Giveback (PPO)H5216-452 | $0.00 | $250.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring TotalCare Plus (HMO D-SNP)H5410-047 · Dual-eligible SNP | $0.00 | $615.00 | 3,659 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring Preferred (HMO)H5410-060 | $0.00 | $615.00 | 3,659 | 3.5 out of 5 stars for overall plan quality |
| Freedom Medicare Plan Rx (HMO)H5427-059 | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom Medi-Medi Partial (HMO D-SNP)H5427-078 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom VIP Savings (HMO C-SNP)H5427-082 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom VIP Savings COPD (HMO C-SNP)H5427-083 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom Medi-Medi Full (HMO D-SNP)H5427-087 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom Platinum Plan Rx (HMO)H5427-091 | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Freedom Platinum Rewards Plan Rx (HMO)H5427-105 | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| BlueMedicare Value (PPO)H5434-030 | $0.00 | $615.00 | 3,014 | 3.5 out of 5 stars for overall plan quality |
| Simply Complete Platinum (HMO D-SNP)H5471-140 · Dual-eligible SNP | $0.00 | $615.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Simply Integrated Platinum (HMO D-SNP)H5471-141 · Dual-eligible SNP | $0.00 | $615.00 | 3,622 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Signature (PPO)H5521-033 | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Signature (PPO)H5521-272 | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Aetna Medicare Signature (PPO)H5521-710 | $0.00 | $615.00 | 3,715 | 4.5 out of 5 stars for overall plan quality |
| Optimum Emerald Partial (HMO D-SNP)H5594-016 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Emerald Full (HMO D-SNP)H5594-017 · Dual-eligible SNP | $0.00 | $615.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Diamond Rewards (HMO C-SNP)H5594-034 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| Optimum Diamond Rewards COPD (HMO C-SNP)H5594-035 · Chronic-condition SNP | $0.00 | $0.00 | 3,373 | 4.5 out of 5 stars for overall plan quality |
| HumanaChoice Florida H7617-109 (PPO)H7617-109 | $0.00 | $615.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Full Access Giveback H7617-111 (PPO)H7617-111 | $0.00 | $600.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| Humana Direct Choice Giveback (PPO)H7617-112 | $0.00 | $130.00 | 3,359 | 4.5 out of 5 stars for overall plan quality |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP)H0710-010 · Institutional SNP | $4.80 | $615.00 | 3,609 | 4.5 out of 5 stars for overall plan quality |
| Wellcare Dual Reserve (HMO D-SNP)H1032-202 · Dual-eligible SNP | $4.80 | $615.00 | 3,369 | 4 out of 5 stars for overall plan quality |
| Longevity Health Plan (HMO I-SNP)H1644-001 · Institutional SNP | $4.80 | $615.00 | 3,508 | — |
| UHC Dual Complete FL-D003 (PPO D-SNP)H1889-002 · Dual-eligible SNP | $4.80 | $615.00 | 3,609 | 4 out of 5 stars for overall plan quality |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP)H5216-394 · Dual-eligible SNP | $4.80 | $615.00 | 3,359 | 3.5 out of 5 stars for overall plan quality |
| HealthSpring TotalCare (HMO D-SNP)H5410-055 · Dual-eligible SNP | $4.80 | $615.00 | 3,659 | 3.5 out of 5 stars for overall plan quality |
| American Health Advantage of Florida (HMO I-SNP)H6652-001 · Institutional SNP | $4.80 | $615.00 | 3,363 | — |
| BlueMedicare Select (PPO)H5434-002 | $150.00 | $615.00 | 3,014 | 3.5 out of 5 stars for overall plan quality |