MedicarePartD.guide

A non-government resource built from CMS public data

Independent Health's Encompass 65 RED 043 (HMO)

Available to residents of Orleans County, NY for 2026. Contract H3362, plan 043, segment 0.

Plan details

Monthly premium$190.00
Drug deductible$50.00Tier 1 and 2 exempt
Plan typeMedicare Advantage
Contract / planH3362-043-0
Offered byIndependent Health
Parent organizationIndependent Health Association, Inc.
Formulary drugs3,694

CMS star ratings

Overall
5 out of 5 stars for Overall
Health plan (Part C)
5 out of 5 stars for Health plan (Part C)
Drug plan (Part D)
5 out of 5 stars for Drug plan (Part D)

Drug tiers — preferred pharmacy, initial coverage

TierCost-sharing
Tier 1$0.00
Tier 2$10.00
Tier 319%
Tier 442%
Tier 532%

Also available in 7 other NY counties