Independent Health's Encompass 65 RED 043 (HMO)
Available to residents of Wyoming County, NY for 2026. Contract H3362, plan 043, segment 0.
Plan details
| Monthly drug premium | $190.00 |
|---|---|
| Drug deductible | $50.00Tier 1 and 2 exempt |
| Plan type | Medicare Advantage |
| Contract / plan | H3362-043-0 |
| Offered by | Independent Health |
| Parent organization | Independent Health Association, Inc. |
| Formulary drugs | 3,694 |
CMS star ratings
- Overall
- 5 out of 5 stars for Overall
- Health plan (Part C)
- 5 out of 5 stars for Health plan (Part C)
- Drug plan (Part D)
- 5 out of 5 stars for Drug plan (Part D)
Published per contract — every plan under contract H3362 shares this rating.
Drug tiers — preferred pharmacy, initial coverage
| Tier | Cost-sharing |
|---|---|
| Tier 1 | $0.00 |
| Tier 2 | $10.00 |
| Tier 3 | 19% |
| Tier 4 | 42% |
| Tier 5 | 32% |
Also available in 7 other NY counties
Plan facts come from the CMS quarterly prescription drug plan public use files.