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May, 15 2023 — Yes. There are two Medicare Advantage plan "trial periods" allowing you to return to a Medicare Supplement policy with guaranteed issue rights (no medical underwriting) - and, depending on where you live, your state may provide additional Medigap guaranteed issue rights
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May, 05 2023 — No. In general, your Medicare Advantage (MA) plan can NOT drop your Medicare Advantage coverage unless you are enrolled in a Special Needs Plan (SNP) and no longer have the plan's "special need" . . .
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Apr, 28 2023 — If you are eligible for Medicare and you don't have drug coverage through your employer, VA, or other source, additional prescription drug coverage is available to you through either:
(1) a stand-a . . .
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Apr, 14 2023 — The flexibility of the Medicare Advantage plan's health provider network.
Medicare Advantage Health Maintenance Organization (HMO), Health Maintenance
Organizations with Point of Service (HMO POS) . . .
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Apr, 03 2023 — Within 3 months after your new coverage starts. Although Medicare Advantage plan coverage changes each year, some Medicare plans are able to "give back" a portion of your Medicare Part B premium . . .
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Mar, 28 2023 — Yes. In 2023, over 3,000 counties (or ZIP code areas) include at least one Medicare Advantage plan with a Part B premium “Giveback” - or about 23,000 unique plan/county combinations of different Medicare Advantage plans - 2023 Part B give-backs can range up to $170.10.
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Mar, 28 2023 — Medicare Advantage plans provide coverage for Medicare Part A (in-patient, hospitalization), Medicare Part B (out-patient, doctor visits), and can include Medicare Part D prescription drug coverage (a . . .
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Mar, 16 2023 — Yes. A stand-alone Medicare Part D prescription drug plan (or PDP) only provides out-patient prescription drug coverage.
However, a Medicare Advantage plans provide coverage for your
Origina . . .
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Mar, 16 2023 — Only in limited circumstances. Usually a person cannot be enrolled in a Medicare Advantage plan that does not include drug coverage and then add a separate stand-alone Medicare Part D drug plan . . .
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Mar, 16 2023 — A Medicare Advantage MAPD (or MA-PD) plan includes Medicare Part D prescription drug coverage and a Medicare Advantage MA plan does not include drug coverage. Both MAs and MAPDs provide coverage of your Medicare Part A (in-patient care) and Medicare Part B (out-patient care).
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Mar, 16 2023 — An HMO POS is a Health Maintenance Organization with a Point of Service Option.
An HMO POS is a Medicare Advantage Plan that is a Health Maintenance Organization with a more flexible network allowi . . .
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Feb, 20 2023 — Yes, even though Medicare Advantage plans (MA or MAPD) usually have a service area for a specific county or ZIP code - and may not be as "portable" as a Medicare Supplement - you can travel with your . . .
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Feb, 16 2023 — Yes. If you are a Medicare beneficiary and your annual income (MAGI) exceeds certain limits - and you are enrolled in a Medicare Advantage plan (HMO, PPO, or PFFS) that includes prescripti . . .
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Feb, 12 2023 — No. Medicare Advantage plans are not the same as Medicare Supplements or Medigap policies. And here are a few key differences between the plans:
Medigap policy design
Medica . . .
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Dec, 19 2022 — Yes. A requirement for joining any Medicare
Advantage plan is that you have both Medicare Part A and Medicare Part B
coverage. So if you join a Medicare Advantage plan you must continue to pay your . . .
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Dec, 09 2022 — Surprisingly, yes, but . . . (1) Yes, you can legally join a Medicare Advantage plan when you have a Medicare Supplement, at least technically.
(2) But no, you cannot use both a Medicar . . .
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Nov, 09 2022 — You do not pay
anything more for your Medicare Part A and Medicare Part B covered services for the remainder of the year.
Your Medicare Advantage plan’s MOOP or Maximum Out-of-Pocket
limit . . .
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Nov, 01 2022 — Yes, you should be able to use your Medicare Advantage plan as you travel around the country, but you should speak with your Medicare plan before traveling - and if required, seek your plan's prior authorization before accessing any out-of-network healthcare.
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Oct, 30 2022 — Yes, some Medicare Advantage plans provide extended in-network coverage for people who split their time between two different states or geographic regions such as "snowbirds" or "sunbirds" who spend their year moving between the northern and southern states.
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Oct, 30 2022 — A Medicare Medical Savings Account (MSA) plan is a type of Medicare Advantage plan that does not include prescription drug coverage (MA) - but you are permitted to join a stand-alone Medicare Part D d . . .